Eagle Financial Services (EFSI) Debt Ratio (2010 - 2026)
Eagle Financial Services' (EFSI) quarterly Debt Ratio came in at 0.02 in Q2 2026, down 18.44% on a YoY basis from 0.02 in Q2 2025, and little changed quarter-over-quarter from 0.02 in Q1 2026.
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Analysis
Eagle Financial Services (EFSI) Debt Ratio (2010 - 2026) Analysis & Trends
Eagle Financial Services (EFSI) has reported Debt Ratio for 14 consecutive years, with 0.02 the latest figure, recorded in Q2 2026.
- For the quarter ending Q2 2026, Debt Ratio fell 18.44% year-over-year to 0.02; the trailing twelve-month figure through Jun 2026 stood at 0.02 (down 18.44% YoY), and the FY2025 full-year result was 0.02, down 58.39% from the prior year.
- Debt Ratio steadied at 0.02 in Q2 2026 per EFSI's latest filing, from 0.02 in the prior quarter.
- Across five years, Debt Ratio topped out at 0.13 in Q1 2022 and bottomed at 0.02 in Q2 2026.
- Historically, Debt Ratio has averaged 0.06 across 5 years, with a median of 0.06 in 2022.
- The sharpest annual moves came in 2023 and 2025: Debt Ratio jumped 290.08% in 2023, then tumbled 77.09% in 2025.
- Over 5 years, Debt Ratio stood at 0.11 in 2022, then dropped by 26.62% to 0.08 in 2023, then plunged by 35.91% to 0.05 in 2024, then plunged by 58.39% to 0.02 in 2025, then retreated by 24.31% to 0.02 in 2026.
- According to Business Quant data, Debt Ratio over the past three periods registered 0.02, 0.02, and 0.02 for Q2 2026, Q1 2026, and Q4 2025 respectively.
Peer Set
Peer Comparison
| # | Company | Market Cap | Enterprise Value | Gross Profit (Qtr) | Debt Ratio (Qtr) |
|---|---|---|---|---|---|
| 1 | Banco Santander Chile | 439.96 Bn | 559.90 Bn | - | 0.01 |
| 2 | Truist Financial | 58.71 Bn | 58.71 Bn | - | 0.17 |
| 3 | Fifth Third Bancorp | 47.86 Bn | 24.13 Bn | - | 0.09 |
| 4 | M&T Bank | 32.26 Bn | 32.26 Bn | - | 0.10 |
| 5 | Huntington Bancshares | 31.70 Bn | 27.21 Bn | - | 0.09 |
| 6 | Citizens Financial | 27.67 Bn | 27.67 Bn | - | 0.07 |
| 7 | Regions Financial | 23.78 Bn | 23.85 Bn | - | 0.07 |
| 8 | Keycorp | 21.85 Bn | -25.84 Bn | - | 0.08 |
| 9 | First Citizens Bancshares | 21.48 Bn | 20.95 Bn | 29.00 Mn | 0.14 |
| 10 | Eagle Financial Services | 250.72 Mn | 106.73 Mn | - | 0.02 |
Historic Data
Download Data
Historic Data
| Date | Value |
|---|---|
| Jun 30, 2026 | 0.02 |
| Mar 31, 2026 | 0.02 |
| Dec 31, 2025 | 0.02 |
| Sep 30, 2025 | 0.02 |
| Jun 30, 2025 | 0.02 |
| Mar 31, 2025 | 0.02 |
| Dec 31, 2024 | 0.05 |
| Sep 30, 2024 | 0.09 |
| Jun 30, 2024 | 0.08 |
| Mar 31, 2024 | 0.08 |
| Dec 31, 2023 | 0.08 |
| Sep 30, 2023 | 0.08 |
| Jun 30, 2023 | 0.08 |
| Mar 31, 2023 | 0.07 |
| Dec 31, 2022 | 0.11 |
| Sep 30, 2022 | 0.05 |
| Jun 30, 2022 | 0.02 |
| Mar 31, 2022 | 0.13 |
| Sep 30, 2019 | 0.01 |
| Jun 30, 2017 | 0.03 |
API Access
Eagle Financial Services Debt Ratio API
Pull this series into your own models, spreadsheets and apps with the Business Quant
Historical Metrics API. The request below matches the chart above — change the
frequency, period or values and it follows. Swap YOUR_API_KEY for your own key.
https://data.businessquant.com/historic?slug=debt-ratio&ticker=EFSI&period=max&api_key=YOUR_API_KEYimport requests
url = "https://data.businessquant.com/historic"
params = {"slug": "debt-ratio", "ticker": "EFSI", "period": "max", "api_key": "YOUR_API_KEY"}
data = requests.get(url, params=params).json()const res = await fetch("https://data.businessquant.com/historic?slug=debt-ratio&ticker=EFSI&period=max&api_key=YOUR_API_KEY");
const data = await res.json();