Enterprise Financial Services (EFSC) Interest Coverage Ratio (2010 - 2026)
Enterprise Financial Services' (EFSC) Interest Coverage Ratio stood at 1.86 in Q2 2026, down 5.5% from 1.97 a year earlier and down 9.9% from the prior quarter.
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Analysis
Enterprise Financial Services (EFSC) Interest Coverage Ratio (2010 - 2026) Analysis & Trends
On a TTM basis, Enterprise Financial Services' Interest Coverage Ratio came in at 2.09 as of Jun 30, 2026, up 9.3% year-over-year; for FY2025, it was 2.08, up 14.7% from FY2024.
- Across earlier years, Interest Coverage Ratio came in at 1.82 in FY2024 (-18.1%), 2.22 in FY2023 (-69.6%), 7.30 in FY2022 (-12.3%) and 8.32 in FY2021 (+128.3%).
- The Q2 2026 figure is the lowest quarterly Interest Coverage Ratio since Q3 2024.
- On a year-over-year basis, Interest Coverage Ratio rose in six of the last eight quarters, with growth averaging 7.0%.
- Peak year-over-year performance for Interest Coverage Ratio in the last five years was growth of 99.3% in Q4 2021, against a decline of 76.6% in Q2 2023 at the low end.
- Per Business Quant, the preceding three quarters came in at 2.07 (Q1 2026), 2.09 (Q4 2025) and 2.32 (Q3 2025).
Peer Set
Peer Comparison
| # | Company | Market Cap | Enterprise Value | Gross Profit (Qtr) | Interest Cover (Qtr) |
|---|---|---|---|---|---|
| 1 | Jpmorgan Chase | 886.05 Bn | 915.53 Bn | - | 2.10 |
| 2 | Banco Santander Chile | 409.93 Bn | 529.88 Bn | - | -2.12 |
| 3 | Bank Of America | 377.01 Bn | -1,999.06 Bn | - | 1.65 |
| 4 | Hsbc Holdings | 329.11 Bn | 329.16 Bn | - | - |
| 5 | Morgan Stanley | 295.54 Bn | -213.55 Bn | - | 1.56 |
| 6 | Royal Bank Of Canada | 273.59 Bn | 124.33 Bn | - | 1.43 |
| 7 | Mitsubishi Ufj Financial | 268.33 Bn | -1,320.16 Bn | 10.89 Bn | 0.56 |
| 8 | Goldman Sachs | 261.29 Bn | -3,295.82 Bn | - | 1.47 |
| 9 | Wells Fargo & Company | 243.13 Bn | 245.26 Bn | - | 1.73 |
| 10 | Enterprise Financial Services | 2.16 Bn | 2.16 Bn | - | 1.86 |
Historic Data
Download Data
Historic Data
| Date | Value |
|---|---|
| Jun 30, 2026 | 1.86 |
| Mar 31, 2026 | 2.07 |
| Dec 31, 2025 | 2.09 |
| Sep 30, 2025 | 2.32 |
| Jun 30, 2025 | 1.97 |
| Mar 31, 2025 | 1.95 |
| Dec 31, 2024 | 1.88 |
| Sep 30, 2024 | 1.86 |
| Jun 30, 2024 | 1.80 |
| Mar 31, 2024 | 1.72 |
| Dec 31, 2023 | 1.84 |
| Sep 30, 2023 | 1.96 |
| Jun 30, 2023 | 2.33 |
| Mar 31, 2023 | 3.42 |
| Dec 31, 2022 | 5.27 |
| Sep 30, 2022 | 6.63 |
| Jun 30, 2022 | 9.94 |
| Mar 31, 2022 | 12.28 |
| Dec 31, 2021 | 12.59 |
| Sep 30, 2021 | 4.08 |
API Access
Enterprise Financial Services Interest Coverage Ratio API
Pull this series into your own models, spreadsheets and apps with the Business Quant
Historical Metrics API. The request below matches the chart above — change the
frequency, period or values and it follows. Swap YOUR_API_KEY for your own key.
https://data.businessquant.com/historic?slug=interest-coverage-ratio&ticker=EFSC&period=max&api_key=YOUR_API_KEYimport requests
url = "https://data.businessquant.com/historic"
params = {"slug": "interest-coverage-ratio", "ticker": "EFSC", "period": "max", "api_key": "YOUR_API_KEY"}
data = requests.get(url, params=params).json()const res = await fetch("https://data.businessquant.com/historic?slug=interest-coverage-ratio&ticker=EFSC&period=max&api_key=YOUR_API_KEY");
const data = await res.json();