Enterprise Financial Services (EFSC) Interest Coverage Ratio (2010 - 2026)

Enterprise Financial Services' (EFSC) quarterly Interest Coverage Ratio came in at 1.51 in Q1 2026, up 7.68% year-on-year from 1.4 in Q1 2025, and up 140.58% on a QoQ basis from 0.63 in Q4 2025.

Enterprise Financial Services (EFSC) Interest Coverage Ratio (2010 - 2026) Analysis & Trends

Enterprise Financial Services (EFSC) has 17 years of Interest Coverage Ratio data on file, last reported at 1.51 in Q1 2026.

  • On a quarterly basis, Interest Coverage Ratio rose 7.68% year-over-year to 1.51 in Q1 2026; TTM through Mar 2026 was 3.88, a 22.94% decrease from a year earlier, with the FY2025 full-year figure at 2.08, up 14.95% from the prior year.
  • Interest Coverage Ratio for Q1 2026 stood at 1.51, up from 0.63 in the prior quarter.
  • Over the last five years, Interest Coverage Ratio for EFSC reached as high as 12.28 in Q1 2022 and fell as low as 0.63 in Q4 2025.
  • Historically, Interest Coverage Ratio has averaged 3.35 across 5 years, with a median of 1.76 in 2023.
  • Across the five-year window, Interest Coverage Ratio soared 106.3% in 2022 and plunged 76.58% in 2023, its largest moves.
  • Year by year, Interest Coverage Ratio stood at 5.38 in 2022, then slumped by 67.29% to 1.76 in 2023, then climbed by 6.79% to 1.88 in 2024, then sank by 66.58% to 0.63 in 2025, then soared by 140.58% to 1.51 in 2026.
  • Per Business Quant data, the three most recent Interest Coverage Ratio figures were 1.51 in Q1 2026, 0.63 in Q4 2025, and 1.76 in Q3 2025.

Peer Comparison

# Company Market Cap Enterprise Value Gross Profit (Qtr) Interest Cover (Qtr)
1 KB Financial 43,124.21 Bn 43,125.44 Bn -775,612.08 7,084.59
2 Shinhan Financial 33,971.34 Bn 33,973.00 Bn - -0.53
3 Bank Of Chile 4,105.33 Bn 4,105.33 Bn 167,623.00 -22.98
4 NatWest 768.74 Bn 572.78 Bn 1.79 Bn -
5 Mizuho Financial 385.64 Bn 389.59 Bn - 1.66
6 Lloyds Banking 358.14 Bn 358.14 Bn - -
7 First Capital 200.03 Bn 199.69 Bn - 1.27
8 Landmark Bancorp 187.97 Bn 187.94 Bn - 2.19
9 Pnc Financial Services 100.96 Bn 101.01 Bn - 1.86
10 Enterprise Financial Services 2.38 Bn 1.74 Bn - 1.51

Historic Data

Download Data
DateValue
Mar 31, 2026 1.51
Dec 31, 2025 0.63
Sep 30, 2025 1.76
Jun 30, 2025 1.46
Mar 31, 2025 1.40
Dec 31, 2024 1.88
Sep 30, 2024 1.49
Jun 30, 2024 1.33
Mar 31, 2024 1.72
Dec 31, 2023 1.76
Sep 30, 2023 1.96
Jun 30, 2023 2.33
Mar 31, 2023 3.42
Dec 31, 2022 5.38
Sep 30, 2022 6.63
Jun 30, 2022 9.94
Mar 31, 2022 12.28
Dec 31, 2021 9.88
Sep 30, 2021 3.21
Jun 30, 2021 9.50