Enterprise Financial Services (EFSC) Interest Coverage Ratio (2010 - 2026)
Enterprise Financial Services (EFSC) reported Interest Coverage Ratio of 2.07 for Q1 2026, up 5.98% year-over-year from 1.95 in Q1 2025, and down 1.09% quarter-over-quarter from 2.09 in Q4 2025.
Enterprise Financial Services (EFSC) Interest Coverage Ratio (2010 - 2026) Analysis & Trends
Enterprise Financial Services (EFSC) has 17 years of Interest Coverage Ratio data on file, last reported at 2.07 in Q1 2026.
- Interest Coverage Ratio for Q1 2026 came in at 2.07, up 5.98% year-over-year; the trailing twelve-month figure through Mar 2026 was 2.11 (up 12.94% YoY), and the FY2025 annual result was 2.08, up 14.69% from the prior year.
- Interest Coverage Ratio eased to 2.07 in Q1 2026 per EFSC's latest filing, from 2.09 in the prior quarter.
- Over five years, Interest Coverage Ratio peaked at 12.28 in Q1 2022 and troughed at 1.72 in Q1 2024.
- A 5-year average of 3.61 and a median of 2.07 in 2026 frame the typical range for Interest Coverage Ratio.
- The sharpest annual moves came in 2022 and 2023: Interest Coverage Ratio surged 65.42% in 2022, then slumped 76.58% in 2023.
- A 5-year view of Interest Coverage Ratio shows it stood at 5.27 in 2022, then sank by 65.14% to 1.84 in 2023, then advanced by 2.28% to 1.88 in 2024, then rose by 11.2% to 2.09 in 2025, then declined by 1.09% to 2.07 in 2026.
- Business Quant data shows EFSC's Interest Coverage Ratio at 2.07 in Q1 2026, 2.09 in Q4 2025, and 2.32 in Q3 2025.
Peer Comparison
| # | Company | Market Cap | Enterprise Value | Gross Profit (Qtr) | Interest Cover (Qtr) |
|---|---|---|---|---|---|
| 1 | Bank Of Chile | 97,765.53 Bn | 97,765.53 Bn | - | -1.52 |
| 2 | Bank Bradesco | 6,846.93 Bn | 6,830.99 Bn | - | - |
| 3 | Lloyds Banking | 384.13 Bn | 384.40 Bn | - | - |
| 4 | First Capital | 215.78 Bn | 215.63 Bn | - | 2.53 |
| 5 | Itau Unibanco Holding | 202.78 Bn | 202.78 Bn | - | - |
| 6 | Landmark Bancorp | 180.37 Bn | 180.34 Bn | - | 2.21 |
| 7 | NatWest | 168.65 Bn | -51.67 Bn | - | - |
| 8 | Shinhan Financial | 136.54 Bn | 104.11 Bn | - | 0.04 |
| 9 | Mizuho Financial | 112.02 Bn | 112.56 Bn | - | - |
| 10 | Enterprise Financial Services | 2.37 Bn | 1.65 Bn | - | 2.07 |
Historic Data
Download Data| Date | Value |
|---|---|
| Mar 31, 2026 | 2.07 |
| Dec 31, 2025 | 2.09 |
| Sep 30, 2025 | 2.32 |
| Jun 30, 2025 | 1.97 |
| Mar 31, 2025 | 1.95 |
| Dec 31, 2024 | 1.88 |
| Sep 30, 2024 | 1.86 |
| Jun 30, 2024 | 1.80 |
| Mar 31, 2024 | 1.72 |
| Dec 31, 2023 | 1.84 |
| Sep 30, 2023 | 1.96 |
| Jun 30, 2023 | 2.33 |
| Mar 31, 2023 | 3.42 |
| Dec 31, 2022 | 5.27 |
| Sep 30, 2022 | 6.63 |
| Jun 30, 2022 | 9.94 |
| Mar 31, 2022 | 12.28 |
| Dec 31, 2021 | 12.59 |
| Sep 30, 2021 | 4.08 |
| Jun 30, 2021 | 9.50 |