Enterprise Financial Services (EFSC) Interest Coverage Ratio (2010 - 2026)
Enterprise Financial Services (EFSC) posted quarterly Interest Coverage Ratio of 1.48 for Q2 2026, up 1.45% year-over-year from 1.46 in Q2 2025, and down 2.04% on a QoQ basis from 1.51 in Q1 2026.
Enterprise Financial Services (EFSC) Interest Coverage Ratio (2010 - 2026) Analysis & Trends
Enterprise Financial Services has reported Interest Coverage Ratio for 17 years, with the latest figure at 1.48 in Q2 2026.
- Interest Coverage Ratio for Q2 2026 came in at 1.48, up 1.45% year-over-year; the trailing twelve-month figure through Jun 2026 was 3.99 (down 24.3% YoY), and the FY2025 annual result was 2.08, up 14.95% from the prior year.
- Interest Coverage Ratio fell to 1.48 in Q2 2026, from 1.51 in the prior quarter.
- Over five years, Interest Coverage Ratio peaked at 12.28 in Q1 2022 and troughed at 0.63 in Q4 2025.
- A 5-year average of 3.24 and a median of 1.8 in 2023 frame the typical range for Interest Coverage Ratio.
- The widest annual swing landed in 2022, when Interest Coverage Ratio soared 106.3%; it then slumped 76.58% in 2023.
- A 5-year view of Interest Coverage Ratio shows it stood at 5.38 in 2022, then plunged by 65.81% to 1.84 in 2023, then advanced by 1.21% to 1.86 in 2024, then tumbled by 66.26% to 0.63 in 2025, then soared by 135.68% to 1.48 in 2026.
- Per Business Quant data, the three most recent Interest Coverage Ratio figures were 1.48 in Q2 2026, 1.51 in Q1 2026, and 0.63 in Q4 2025.
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Peer Comparison
| # | Company | Market Cap | Enterprise Value | Gross Profit (Qtr) | Interest Cover (Qtr) |
|---|---|---|---|---|---|
| 1 | Hdfc Bank | 120.66 Bn | 84.46 Bn | - | - |
| 2 | Pnc Financial Services | 97.86 Bn | 97.86 Bn | - | 2.00 |
| 3 | Us Bancorp | 96.39 Bn | 96.39 Bn | - | 1.84 |
| 4 | Lloyds Banking | 93.61 Bn | 93.91 Bn | - | - |
| 5 | NatWest | 74.92 Bn | -144.17 Bn | - | 0.27 |
| 6 | Deutsche Bank Aktiengesellschaft | 72.22 Bn | -81.10 Bn | - | 1.49 |
| 7 | Nu Holdings | 70.34 Bn | 56.66 Bn | 2.35 Bn | - |
| 8 | Truist Financial | 61.75 Bn | 61.75 Bn | - | 1.77 |
| 9 | Fifth Third Bancorp | 49.88 Bn | 26.16 Bn | - | 1.90 |
| 10 | Enterprise Financial Services | 2.32 Bn | 1.77 Bn | - | 1.86 |
Historic Data
Download Data| Date | Value |
|---|---|
| Jun 30, 2026 | 1.48 |
| Mar 31, 2026 | 1.51 |
| Dec 31, 2025 | 0.63 |
| Sep 30, 2025 | 1.76 |
| Jun 30, 2025 | 1.46 |
| Mar 31, 2025 | 1.40 |
| Dec 31, 2024 | 0.70 |
| Sep 30, 2024 | 1.49 |
| Jun 30, 2024 | 1.33 |
| Mar 31, 2024 | 1.72 |
| Dec 31, 2023 | 1.76 |
| Sep 30, 2023 | 1.96 |
| Jun 30, 2023 | 2.33 |
| Mar 31, 2023 | 3.42 |
| Dec 31, 2022 | 5.20 |
| Sep 30, 2022 | 6.63 |
| Jun 30, 2022 | 9.94 |
| Mar 31, 2022 | 12.28 |
| Dec 31, 2021 | 12.59 |
| Sep 30, 2021 | 3.21 |