Encore Capital (ECPG) Interest Income - Total (2012 - 2026)
Encore Capital (ECPG) posted Interest Income - Total of $475.4 million for Q1 2026, little changed sequentially from $473.6 million in Q4 2025, and up 21.04% YoY from $392.8 million in Q1 2025.
Analysis
Encore Capital (ECPG) Interest Income - Total (2012 - 2026) Analysis & Trends
Encore Capital has reported Interest Income - Total for 12 years, with the latest figure at $475.4 million in Q1 2026.
- Quarterly Interest Income - Total rose 21.04% year-over-year to $475.4 million in Q1 2026, while the trailing twelve-month figure through Mar 2026 was $1.9 billion (up 34.09% YoY) and the FY2025 annual result came in at $1.8 billion, up 34.37% from the prior year.
- Interest Income - Total held at $475.4 million in Q1 2026 per ECPG's latest filing, from $473.6 million in the prior quarter.
- Over five years, Interest Income - Total peaked at $499.7 million in Q1 2022 and troughed at $234.0 million in Q4 2022.
- A 5-year average of $363.6 million and a median of $355.3 million in 2024 frame the typical range for Interest Income - Total.
- The sharpest annual moves came in 2023 and 2025: Interest Income - Total plunged 37.43% in 2023, then soared 78.28% in 2025.
- Over 5 years, Interest Income - Total stood at $234.0 million in 2022, then advanced by 18.54% to $277.4 million in 2023, then declined by 4.24% to $265.6 million in 2024, then soared by 78.28% to $473.6 million in 2025, then climbed by 0.39% to $475.4 million in 2026.
- According to Business Quant data, Interest Income - Total over the past three periods registered $475.4 million, $473.6 million, and $460.4 million for Q1 2026, Q4 2025, and Q3 2025 respectively.
Peer Set
Peer Comparison
| # | Company | Market Cap | Enterprise Value | Gross Profit (Qtr) | Interest Income - Total (Qtr) |
|---|---|---|---|---|---|
| 1 | Visa | 680.39 Bn | 668.03 Bn | - | - |
| 2 | Mastercard | 518.33 Bn | 504.84 Bn | - | - |
| 3 | American Express | 224.91 Bn | 175.59 Bn | 17.99 Bn | 6.61 Bn |
| 4 | Capital One Financial | 132.31 Bn | 77.60 Bn | - | 16.39 Bn |
| 5 | PayPal Holdings | 46.25 Bn | 35.00 Bn | - | - |
| 6 | Affirm Holdings | 26.22 Bn | 24.59 Bn | - | 567.29 Mn |
| 7 | Synchrony Financial | 25.37 Bn | 9.17 Bn | - | 5.58 Bn |
| 8 | SoFi Technologies | 23.30 Bn | 20.18 Bn | 1.02 Bn | 1.14 Bn |
| 9 | Ally Financial | 12.85 Bn | 5.01 Bn | 2.08 Bn | 3.47 Bn |
| 10 | Encore Capital | 2.10 Bn | 1.92 Bn | 455.04 Mn | 491.87 Mn |
Historic Data
Download Data
Historic Data
| Date | Value |
|---|---|
| Jun 30, 2026 | 491.87 Mn |
| Jun 30, 2026 | 491.87 Mn |
| Mar 31, 2026 | 475.41 Mn |
| Mar 31, 2026 | 475.41 Mn |
| Dec 31, 2025 | 473.55 Mn |
| Dec 31, 2025 | 473.55 Mn |
| Sep 30, 2025 | 460.35 Mn |
| Sep 30, 2025 | 460.35 Mn |
| Jun 30, 2025 | 442.12 Mn |
| Jun 30, 2025 | 442.12 Mn |
| Mar 31, 2025 | 392.78 Mn |
| Mar 31, 2025 | 392.78 Mn |
| Dec 31, 2024 | 265.62 Mn |
| Dec 31, 2024 | 265.62 Mn |
| Sep 30, 2024 | 367.07 Mn |
| Sep 30, 2024 | 367.07 Mn |
| Jun 30, 2024 | 355.29 Mn |
| Jun 30, 2024 | 355.29 Mn |
| Mar 31, 2024 | 328.39 Mn |
| Mar 31, 2024 | 328.39 Mn |