Encore Capital (ECPG) Interest Income - Total (2012 - 2026)

Encore Capital (ECPG) posted Interest Income - Total of $475.4 million for Q1 2026, little changed sequentially from $473.6 million in Q4 2025, and up 21.04% YoY from $392.8 million in Q1 2025.

Encore Capital (ECPG) Interest Income - Total (2012 - 2026) Analysis & Trends

Encore Capital has reported Interest Income - Total for 12 years, with the latest figure at $475.4 million in Q1 2026.

  • Quarterly Interest Income - Total rose 21.04% year-over-year to $475.4 million in Q1 2026, while the trailing twelve-month figure through Mar 2026 was $1.9 billion (up 34.09% YoY) and the FY2025 annual result came in at $1.8 billion, up 34.37% from the prior year.
  • Interest Income - Total held at $475.4 million in Q1 2026 per ECPG's latest filing, from $473.6 million in the prior quarter.
  • Over five years, Interest Income - Total peaked at $499.7 million in Q1 2022 and troughed at $234.0 million in Q4 2022.
  • A 5-year average of $363.6 million and a median of $355.3 million in 2024 frame the typical range for Interest Income - Total.
  • The sharpest annual moves came in 2023 and 2025: Interest Income - Total plunged 37.43% in 2023, then soared 78.28% in 2025.
  • Over 5 years, Interest Income - Total stood at $234.0 million in 2022, then advanced by 18.54% to $277.4 million in 2023, then declined by 4.24% to $265.6 million in 2024, then soared by 78.28% to $473.6 million in 2025, then climbed by 0.39% to $475.4 million in 2026.
  • According to Business Quant data, Interest Income - Total over the past three periods registered $475.4 million, $473.6 million, and $460.4 million for Q1 2026, Q4 2025, and Q3 2025 respectively.

Peer Comparison

# Company Market Cap Enterprise Value Gross Profit (Qtr) Interest Income - Total (Qtr)
1 Visa 618.21 Bn 605.85 Bn - -
2 Mastercard 506.53 Bn 493.04 Bn - -
3 American Express 232.32 Bn 183.00 Bn 17.99 Bn 6.61 Bn
4 Capital One Financial 136.19 Bn 81.48 Bn - 16.39 Bn
5 PayPal Holdings 52.34 Bn 41.08 Bn - -
6 Eason Technology 35.89 Bn 35.89 Bn - -
7 Synchrony Financial 26.09 Bn 9.90 Bn - 2.38 Bn
8 Affirm Holdings 25.93 Bn 24.20 Bn - 532.45 Mn
9 SoFi Technologies 23.04 Bn 22.68 Bn -41.62 Mn 1.00 Bn
10 Encore Capital 2.11 Bn 1.89 Bn -14.20 Mn 475.41 Mn

Historic Data

Download Data
DateValue
Mar 31, 2026 475.41 Mn
Mar 31, 2026 475.41 Mn
Dec 31, 2025 473.55 Mn
Dec 31, 2025 473.55 Mn
Sep 30, 2025 460.35 Mn
Sep 30, 2025 460.35 Mn
Jun 30, 2025 442.12 Mn
Jun 30, 2025 442.12 Mn
Mar 31, 2025 392.78 Mn
Mar 31, 2025 392.78 Mn
Dec 31, 2024 265.62 Mn
Dec 31, 2024 265.62 Mn
Sep 30, 2024 367.07 Mn
Sep 30, 2024 367.07 Mn
Jun 30, 2024 355.29 Mn
Jun 30, 2024 355.29 Mn
Mar 31, 2024 328.39 Mn
Mar 31, 2024 328.39 Mn
Dec 31, 2023 277.39 Mn
Dec 31, 2023 277.39 Mn