ECB Bancorp (ECBK) Interest Coverage Ratio (2021 - 2026)
ECB Bancorp (ECBK) posted quarterly Interest Coverage Ratio of 1.35 for Q1 2026, up 17.8% year-over-year from 1.15 in Q1 2025, and up 51.06% quarter-over-quarter from 0.9 in Q4 2025.
ECB Bancorp (ECBK) Interest Coverage Ratio (2021 - 2026) Analysis & Trends
ECB Bancorp (ECBK) has reported Interest Coverage Ratio for 6 consecutive years, with 1.35 the latest figure, recorded in Q1 2026.
- In Q1 2026, Interest Coverage Ratio rose 17.8% year-over-year to 1.35; the TTM figure through Mar 2026 stood at 6.66 (up 483.29% YoY), while the FY2025 annual figure was 1.22, up 8.44% from the prior year.
- Interest Coverage Ratio rose to 1.35 in Q1 2026 per ECBK's latest filing, from 0.9 in the prior quarter.
- Across five years, Interest Coverage Ratio topped out at 11.66 in Q4 2023 and bottomed at 0.2 in Q3 2022.
- Historically, Interest Coverage Ratio has averaged 1.99 across 5 years, with a median of 1.21 in 2023.
- Annual changes were most pronounced in 2022 — Interest Coverage Ratio tumbled 106.34% — and 2023, when it surged 797.63%.
- ECB Bancorp's Interest Coverage Ratio stood at 1.3 in 2022, then soared by 797.63% to 11.66 in 2023, then tumbled by 89.91% to 1.18 in 2024, then dropped by 23.88% to 0.9 in 2025, then soared by 51.06% to 1.35 in 2026.
- Business Quant data shows ECBK's Interest Coverage Ratio at 1.35 in Q1 2026, 0.9 in Q4 2025, and 1.27 in Q3 2025.
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Peer Comparison
| # | Company | Market Cap | Enterprise Value | Gross Profit (Qtr) | Interest Cover (Qtr) |
|---|---|---|---|---|---|
| 1 | Hdfc Bank | 121.17 Bn | 84.97 Bn | - | - |
| 2 | Pnc Financial Services | 97.72 Bn | 97.72 Bn | - | 2.00 |
| 3 | Us Bancorp | 96.02 Bn | 96.02 Bn | - | 1.84 |
| 4 | Lloyds Banking | 93.61 Bn | 93.91 Bn | - | - |
| 5 | NatWest | 74.82 Bn | -144.27 Bn | - | 0.27 |
| 6 | Deutsche Bank Aktiengesellschaft | 72.05 Bn | -81.26 Bn | - | 1.49 |
| 7 | Nu Holdings | 71.55 Bn | 57.87 Bn | 2.35 Bn | - |
| 8 | Truist Financial | 61.59 Bn | 61.59 Bn | - | 1.77 |
| 9 | Fifth Third Bancorp | 49.61 Bn | 25.89 Bn | - | 1.90 |
| 10 | ECB Bancorp | 164.99 Mn | -80.01 Mn | - | 1.37 |
Historic Data
Download Data| Date | Value |
|---|---|
| Jun 30, 2026 | 1.37 |
| Mar 31, 2026 | 1.35 |
| Dec 31, 2025 | 0.90 |
| Sep 30, 2025 | 1.27 |
| Jun 30, 2025 | 1.17 |
| Mar 31, 2025 | 1.15 |
| Dec 31, 2024 | 1.18 |
| Sep 30, 2024 | 1.14 |
| Jun 30, 2024 | 1.10 |
| Mar 31, 2024 | 1.08 |
| Dec 31, 2023 | 11.66 |
| Sep 30, 2023 | 1.22 |
| Jun 30, 2023 | 1.27 |
| Mar 31, 2023 | 1.21 |
| Dec 31, 2022 | 1.30 |
| Sep 30, 2022 | -0.20 |
| Jun 30, 2022 | 3.36 |
| Mar 31, 2022 | 3.72 |
| Dec 31, 2021 | 0.99 |
| Sep 30, 2021 | 3.08 |