ECB Bancorp (ECBK) Interest Coverage Ratio (2021 - 2026)

ECB Bancorp (ECBK) has 6 years of Interest Coverage Ratio data on file, last reported at 1.35 in Q1 2026.

• On a quarterly basis, Interest Coverage Ratio rose 17.8% year-over-year to 1.35 in Q1 2026; TTM through Mar 2026 was 5.55, a 384.7% increase from a year earlier, with the FY2025 full-year figure at 1.22, up 8.44% from the prior year.
• Interest Coverage Ratio for Q1 2026 stood at 1.35, up from 0.89 in the prior quarter.
• Over the last five years, Interest Coverage Ratio for ECBK reached as high as 3.72 in Q1 2022 and fell as low as 0.2 in Q3 2022.
• Historically, Interest Coverage Ratio has averaged 1.39 across 5 years, with a median of 1.19 in 2024.
• Across the five-year window, Interest Coverage Ratio sank 106.34% in 2022 and jumped 724.0% in 2023, its largest moves.
• Year by year, Interest Coverage Ratio stood at 1.62 in 2022, then slumped by 36.01% to 1.04 in 2023, then increased by 14.35% to 1.19 in 2024, then fell by 24.7% to 0.89 in 2025, then soared by 51.37% to 1.35 in 2026.
• Per Business Quant data, the three most recent Interest Coverage Ratio figures were 1.35 in Q1 2026, 0.89 in Q4 2025, and 1.27 in Q3 2025.