ECB Bancorp (ECBK) Interest Coverage Ratio (2021 - 2026)
ECB Bancorp's (ECBK) quarterly Interest Coverage Ratio came in at 1.37 in Q2 2026, up 17.27% year-over-year from 1.17 in Q2 2025, and up 0.52% quarter-over-quarter from 1.36 in Q1 2026.
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ECB Bancorp (ECBK) Interest Coverage Ratio (2021 - 2026) Analysis & Trends
ECB Bancorp (ECBK) has reported Interest Coverage Ratio for 6 consecutive years, with 1.37 the latest figure, recorded in Q2 2026.
- On a quarterly basis, Interest Coverage Ratio rose 17.27% year-over-year to 1.37 in Q2 2026; TTM through Jun 2026 was 1.32, a 14.1% increase from a year earlier, with the FY2025 full-year figure at 1.22, up 8.57% from the prior year.
- Interest Coverage Ratio was 1.37 for Q2 2026 at ECB Bancorp, up from 1.36 in the prior quarter.
- Over five years, Interest Coverage Ratio peaked at 3.72 in Q1 2022 and troughed at 0.2 in Q3 2022.
- A 5-year average of 1.41 and a median of 1.22 in 2023 frame the typical range for Interest Coverage Ratio.
- Across the five-year window, Interest Coverage Ratio plunged 106.34% in 2022 and surged 724.0% in 2023, its largest moves.
- Over 5 years, Interest Coverage Ratio stood at 1.47 in 2022, then fell by 24.1% to 1.12 in 2023, then rose by 5.19% to 1.18 in 2024, then grew by 9.99% to 1.29 in 2025, then gained by 5.85% to 1.37 in 2026.
- The last three Interest Coverage Ratio figures came in at 1.37 (Q2 2026), 1.36 (Q1 2026), and 1.29 (Q4 2025), per Business Quant data.
Peer Set
Peer Comparison
| # | Company | Market Cap | Enterprise Value | Gross Profit (Qtr) | Interest Cover (Qtr) |
|---|---|---|---|---|---|
| 1 | Banco Santander Chile | 948.15 Bn | 948.15 Bn | - | 0.09 |
| 2 | Truist Financial | 61.43 Bn | 61.43 Bn | - | 1.77 |
| 3 | Fifth Third Bancorp | 49.53 Bn | 25.81 Bn | - | 1.90 |
| 4 | M&T Bank | 34.82 Bn | 34.82 Bn | - | 2.28 |
| 5 | Huntington Bancshares | 33.71 Bn | 29.18 Bn | - | 1.67 |
| 6 | Citizens Financial | 29.40 Bn | 29.40 Bn | - | 1.83 |
| 7 | Regions Financial | 25.50 Bn | 25.50 Bn | - | 2.52 |
| 8 | First Citizens Bancshares | 24.80 Bn | 24.28 Bn | 29.00 Mn | -1.27 |
| 9 | Keycorp | 23.24 Bn | -24.45 Bn | - | 1.80 |
| 10 | ECB Bancorp | 162.59 Mn | -82.41 Mn | - | 1.37 |
Historic Data
Download Data
Historic Data
| Date | Value |
|---|---|
| Jun 30, 2026 | 1.37 |
| Mar 31, 2026 | 1.36 |
| Dec 31, 2025 | 1.29 |
| Sep 30, 2025 | 1.27 |
| Jun 30, 2025 | 1.17 |
| Mar 31, 2025 | 1.16 |
| Dec 31, 2024 | 1.18 |
| Sep 30, 2024 | 1.14 |
| Jun 30, 2024 | 1.10 |
| Mar 31, 2024 | 1.08 |
| Dec 31, 2023 | 1.12 |
| Sep 30, 2023 | 1.22 |
| Jun 30, 2023 | 1.27 |
| Mar 31, 2023 | 1.21 |
| Dec 31, 2022 | 1.47 |
| Sep 30, 2022 | -0.20 |
| Jun 30, 2022 | 3.36 |
| Mar 31, 2022 | 3.72 |
| Dec 31, 2021 | 0.95 |
| Sep 30, 2021 | 3.08 |