ECB Bancorp, Inc. /MD/ (ECBK) Interest Coverage Ratio (2021 - 2026)
ECB Bancorp's (ECBK) Interest Coverage Ratio was 1.37 for Q2 2026, up 17.3% from 1.17 a year earlier and up 0.5% from the prior quarter.
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Analysis
ECB Bancorp, Inc. /MD/ (ECBK) Interest Coverage Ratio (2021 - 2026) Analysis & Trends
Over the twelve months ended Jun 30, 2026, ECB Bancorp's Interest Coverage Ratio came in at 1.32, up 14.1% year-over-year; for FY2025, it was 1.22, up 8.6% from FY2024.
- By year, Interest Coverage Ratio came in at 1.13 in FY2024 (-6.0%), 1.20 in FY2023 (-26.6%), 1.63 in FY2022 (-34.3%) and 2.49 in FY2021.
- The Q2 2026 figure ranks as the highest quarterly Interest Coverage Ratio since Q4 2022.
- Year over year, Interest Coverage Ratio has now increased in each of the last seven quarters, with growth averaging 8.5% over the last eight quarters.
- The high point for year-over-year Interest Coverage Ratio in five years was Q4 2022 (growth of 54.2%); the low point was Q1 2023 (a decline of 67.4%).
- Per Business Quant data, the three quarters before Q2 2026 came in at 1.36 (Q1 2026), 1.29 (Q4 2025) and 1.27 (Q3 2025).
Peer Set
Peer Comparison
Historic Data
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Historic Data
| Date | Value |
|---|---|
| Jun 30, 2026 | 1.37 |
| Mar 31, 2026 | 1.36 |
| Dec 31, 2025 | 1.29 |
| Sep 30, 2025 | 1.27 |
| Jun 30, 2025 | 1.17 |
| Mar 31, 2025 | 1.16 |
| Dec 31, 2024 | 1.18 |
| Sep 30, 2024 | 1.14 |
| Jun 30, 2024 | 1.10 |
| Mar 31, 2024 | 1.08 |
| Dec 31, 2023 | 1.12 |
| Sep 30, 2023 | 1.22 |
| Jun 30, 2023 | 1.27 |
| Mar 31, 2023 | 1.21 |
| Dec 31, 2022 | 1.47 |
| Sep 30, 2022 | -0.20 |
| Jun 30, 2022 | 3.36 |
| Mar 31, 2022 | 3.72 |
| Dec 31, 2021 | 0.95 |
| Sep 30, 2021 | 3.08 |
API Access
ECB Bancorp, Inc. /MD/ Interest Coverage Ratio API
Pull this series into your own models, spreadsheets and apps with the Business Quant
Historical Metrics API. The request below matches the chart above — change the
frequency, period or values and it follows. Swap YOUR_API_KEY for your own key.
https://data.businessquant.com/historic?slug=interest-coverage-ratio&ticker=ECBK&period=max&api_key=YOUR_API_KEYimport requests
url = "https://data.businessquant.com/historic"
params = {"slug": "interest-coverage-ratio", "ticker": "ECBK", "period": "max", "api_key": "YOUR_API_KEY"}
data = requests.get(url, params=params).json()const res = await fetch("https://data.businessquant.com/historic?slug=interest-coverage-ratio&ticker=ECBK&period=max&api_key=YOUR_API_KEY");
const data = await res.json();