ECB Bancorp (ECBK) Interest Coverage Ratio (2021 - 2026)
ECB Bancorp (ECBK) reported Interest Coverage Ratio of 1.36 for Q1 2026, up 17.72% year-over-year from 1.16 in Q1 2025, and up 5.3% on a QoQ basis from 1.29 in Q4 2025.
ECB Bancorp (ECBK) has 6 years of Interest Coverage Ratio data on file, last reported at 1.36 in Q1 2026.
- Quarterly Interest Coverage Ratio rose 17.72% year-over-year to 1.36 in Q1 2026, while the trailing twelve-month figure through Mar 2026 was 1.27 (up 11.33% YoY) and the FY2025 annual result came in at 0.05, up 75.69% from the prior year.
- Interest Coverage Ratio improved to 1.36 in Q1 2026 per ECBK's latest filing, from 1.29 in the prior quarter.
- Across five years, Interest Coverage Ratio topped out at 3.72 in Q1 2022 and bottomed at 0.2 in Q3 2022.
- The 5-year median for Interest Coverage Ratio is 1.21 (2023), against an average of 1.41.
- The widest annual swing landed in 2022, when Interest Coverage Ratio sank 106.34%; it then jumped 724.0% in 2023.
- Tracing ECBK's Interest Coverage Ratio over 5 years: stood at 1.47 in 2022, then declined by 24.1% to 1.12 in 2023, then increased by 5.19% to 1.18 in 2024, then climbed by 9.99% to 1.29 in 2025, then rose by 5.3% to 1.36 in 2026.
- Per Business Quant, the three latest ECBK Interest Coverage Ratio figures stand at 1.36 (Q1 2026), 1.29 (Q4 2025), and 1.27 (Q3 2025).
Peer Comparison
| # | Company | Market Cap | Enterprise Value | Gross Profit (Qtr) | Interest Cover (Qtr) |
|---|---|---|---|---|---|
| 1 | Bank Of Chile | 90,891.20 Bn | 90,891.20 Bn | - | -3.29 |
| 2 | Bank Bradesco | 6,807.69 Bn | 6,791.75 Bn | - | - |
| 3 | Lloyds Banking | 426.28 Bn | 426.28 Bn | - | - |
| 4 | NatWest | 184.56 Bn | 184.56 Bn | - | - |
| 5 | First Capital | 181.18 Bn | 181.03 Bn | - | 2.53 |
| 6 | Landmark Bancorp | 164.67 Bn | 164.64 Bn | - | 2.21 |
| 7 | Deutsche Bank Aktiengesellschaft | 161.63 Bn | -151,939.28 Bn | - | 1.32 |
| 8 | KB Financial | 150.02 Bn | 142.15 Bn | - | -36.40 |
| 9 | Pnc Financial Services | 88.79 Bn | 88.84 Bn | - | 1.88 |
| 10 | ECB Bancorp | 147.12 Mn | -72.42 Mn | - | 1.36 |
Historic Data
Download Data| Date | Value |
|---|---|
| Mar 31, 2026 | 1.36 |
| Dec 31, 2025 | 1.29 |
| Sep 30, 2025 | 1.27 |
| Jun 30, 2025 | 1.17 |
| Mar 31, 2025 | 1.16 |
| Dec 31, 2024 | 1.18 |
| Sep 30, 2024 | 1.14 |
| Jun 30, 2024 | 1.10 |
| Mar 31, 2024 | 1.08 |
| Dec 31, 2023 | 1.12 |
| Sep 30, 2023 | 1.22 |
| Jun 30, 2023 | 1.27 |
| Mar 31, 2023 | 1.21 |
| Dec 31, 2022 | 1.47 |
| Sep 30, 2022 | -0.20 |
| Jun 30, 2022 | 3.36 |
| Mar 31, 2022 | 3.72 |
| Dec 31, 2021 | 0.95 |
| Sep 30, 2021 | 3.08 |
| Jun 30, 2021 | 3.01 |
| Mar 31, 2021 | 2.64 |