ECB Bancorp (ECBK) Debt Ratio (2021 - 2026)

ECB Bancorp's (ECBK) quarterly Debt Ratio came in at 0.16 in Q1 2026, down 1.92% year-on-year from 0.16 in Q1 2025, and down 10.9% on a QoQ basis from 0.18 in Q4 2025.

ECB Bancorp (ECBK) Debt Ratio (2021 - 2026) Analysis & Trends

ECB Bancorp (ECBK) has 6 years of Debt Ratio data on file, last reported at 0.16 in Q1 2026.

  • On a quarterly basis, Debt Ratio fell 1.92% year-over-year to 0.16 in Q1 2026; TTM through Mar 2026 was 0.16, a 1.92% decrease from a year earlier, with the FY2025 full-year figure at 0.18, up 7.5% from the prior year.
  • Debt Ratio for Q1 2026 stood at 0.16, down from 0.18 in the prior quarter.
  • Over the last five years, Debt Ratio for ECBK reached as high as 0.2 in Q2 2023 and fell as low as 0.02 in Q1 2022.
  • Historically, Debt Ratio has averaged 0.15 across 5 years, with a median of 0.17 in 2024.
  • Across the five-year window, Debt Ratio jumped 1110.51% in 2022 and fell 14.2% in 2024, its largest moves.
  • Year by year, Debt Ratio stood at 0.16 in 2022, then rose by 11.81% to 0.18 in 2023, then dropped by 9.72% to 0.17 in 2024, then grew by 7.5% to 0.18 in 2025, then retreated by 10.9% to 0.16 in 2026.
  • Per Business Quant data, the three most recent Debt Ratio figures were 0.16 in Q1 2026, 0.18 in Q4 2025, and 0.17 in Q3 2025.

Peer Comparison

# Company Market Cap Enterprise Value Gross Profit (Qtr) Debt Ratio (Qtr)
1 KB Financial 43,124.21 Bn 43,125.44 Bn -775,612.08 0.10
2 Shinhan Financial 33,971.34 Bn 33,973.00 Bn - 0.07
3 Bank Of Chile 4,105.33 Bn 4,105.33 Bn 167,623.00 0.02
4 NatWest 768.74 Bn 572.78 Bn 1.79 Bn 0.09
5 Mizuho Financial 385.64 Bn 389.59 Bn - 0.13
6 Lloyds Banking 358.14 Bn 358.14 Bn - 0.03
7 First Capital 200.03 Bn 199.69 Bn - -
8 Landmark Bancorp 187.97 Bn 187.94 Bn - 0.00
9 Pnc Financial Services 100.96 Bn 101.01 Bn - 0.04
10 ECB Bancorp 162.37 Mn -57.17 Mn - 0.16

Historic Data

Download Data
DateValue
Mar 31, 2026 0.16
Dec 31, 2025 0.18
Sep 30, 2025 0.17
Jun 30, 2025 0.17
Mar 31, 2025 0.16
Dec 31, 2024 0.17
Sep 30, 2024 0.17
Jun 30, 2024 0.17
Mar 31, 2024 0.17
Dec 31, 2023 0.18
Sep 30, 2023 0.18
Jun 30, 2023 0.20
Mar 31, 2023 0.18
Dec 31, 2022 0.16
Sep 30, 2022 0.06
Jun 30, 2022 0.04
Mar 31, 2022 0.02
Dec 31, 2021 0.01