ECB Bancorp (ECBK) Debt Ratio (2021 - 2026)
ECB Bancorp (ECBK) posted quarterly Debt Ratio of 0.16 for Q1 2026, down 1.92% year-over-year from 0.16 in Q1 2025, and down 10.9% quarter-over-quarter from 0.18 in Q4 2025.
ECB Bancorp (ECBK) Debt Ratio (2021 - 2026) Analysis & Trends
ECB Bancorp (ECBK) has reported Debt Ratio for 6 consecutive years, with 0.16 the latest figure, recorded in Q1 2026.
- In Q1 2026, Debt Ratio fell 1.92% year-over-year to 0.16; the TTM figure through Mar 2026 stood at 0.16 (down 1.92% YoY), while the FY2025 annual figure was 0.18, up 7.5% from the prior year.
- Debt Ratio fell to 0.16 in Q1 2026 per ECBK's latest filing, from 0.18 in the prior quarter.
- Across five years, Debt Ratio topped out at 0.2 in Q2 2023 and bottomed at 0.02 in Q1 2022.
- Historically, Debt Ratio has averaged 0.15 across 5 years, with a median of 0.17 in 2024.
- Annual changes were most pronounced in 2022 — Debt Ratio soared 1110.51% — and 2024, when it decreased 14.2%.
- ECB Bancorp's Debt Ratio stood at 0.16 in 2022, then grew by 11.81% to 0.18 in 2023, then decreased by 9.72% to 0.17 in 2024, then advanced by 7.5% to 0.18 in 2025, then declined by 10.9% to 0.16 in 2026.
- Business Quant data shows ECBK's Debt Ratio at 0.16 in Q1 2026, 0.18 in Q4 2025, and 0.17 in Q3 2025.
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Peer Comparison
| # | Company | Market Cap | Enterprise Value | Gross Profit (Qtr) | Debt Ratio (Qtr) |
|---|---|---|---|---|---|
| 1 | Hdfc Bank | 120.66 Bn | 84.46 Bn | - | 0.12 |
| 2 | Pnc Financial Services | 97.82 Bn | 97.82 Bn | - | 0.14 |
| 3 | Us Bancorp | 96.22 Bn | 96.22 Bn | - | 0.05 |
| 4 | Lloyds Banking | 93.61 Bn | 93.91 Bn | - | - |
| 5 | NatWest | 74.80 Bn | -144.29 Bn | - | 0.10 |
| 6 | Deutsche Bank Aktiengesellschaft | 72.10 Bn | -81.21 Bn | - | 0.07 |
| 7 | Nu Holdings | 70.75 Bn | 57.07 Bn | 2.35 Bn | 0.01 |
| 8 | Truist Financial | 61.71 Bn | 61.71 Bn | - | 0.13 |
| 9 | Fifth Third Bancorp | 49.83 Bn | 26.10 Bn | - | 0.07 |
| 10 | ECB Bancorp | 163.31 Mn | -81.69 Mn | - | 0.17 |
Historic Data
Download Data| Date | Value |
|---|---|
| Jun 30, 2026 | 0.17 |
| Mar 31, 2026 | 0.16 |
| Dec 31, 2025 | 0.18 |
| Sep 30, 2025 | 0.17 |
| Jun 30, 2025 | 0.17 |
| Mar 31, 2025 | 0.16 |
| Dec 31, 2024 | 0.17 |
| Sep 30, 2024 | 0.17 |
| Jun 30, 2024 | 0.17 |
| Mar 31, 2024 | 0.17 |
| Dec 31, 2023 | 0.18 |
| Sep 30, 2023 | 0.18 |
| Jun 30, 2023 | 0.20 |
| Mar 31, 2023 | 0.18 |
| Dec 31, 2022 | 0.16 |
| Sep 30, 2022 | 0.06 |
| Jun 30, 2022 | 0.04 |
| Mar 31, 2022 | 0.02 |
| Dec 31, 2021 | 0.01 |