Eagle Bancorp Montana (EBMT) Times Interest Earned (2010 - 2025)
Eagle Bancorp Montana's (EBMT) Times Interest Earned was 1.54 for Q3 2025, up 19.0% from 1.30 a year earlier and up 6.9% from the prior quarter.
Eagle Bancorp Montana (EBMT) Times Interest Earned (2010 - 2025) Analysis & Trends
Over the twelve months ended Sep 30, 2025, Eagle Bancorp Montana's Times Interest Earned came in at 1.44, up 16.7% year-over-year; for FY2024, it was 1.28, down 8.6% from FY2023.
- Times Interest Earned has declined for three consecutive years.
- By year, Times Interest Earned came in at 1.40 in FY2023 (-56.9%), 3.25 in FY2022 (-53.6%), 7.01 in FY2021 (+30.2%) and 5.39 in FY2020 (+91.8%).
- The Q3 2025 figure ranks as the highest quarterly Times Interest Earned since Q1 2023.
- Year over year, Times Interest Earned has now increased in each of the last four quarters, with an average decline of 5.0% over the last eight quarters.
- The high point for year-over-year Times Interest Earned in five years was Q4 2020 (growth of 179.2%); the low point was Q3 2023 (a decline of 64.2%).
- Per Business Quant data, the three quarters before Q3 2025 came in at 1.44 (Q2 2025), 1.42 (Q1 2025) and 1.37 (Q4 2024).
Peer Comparison
| # | Company | Market Cap | Enterprise Value | Gross Profit (Qtr) | Times Interest Earned (Qtr) |
|---|---|---|---|---|---|
| 1 | Jpmorgan Chase | 890.60 Bn | 920.07 Bn | - | 2.10 |
| 2 | Banco Santander Chile | 421.74 Bn | 541.68 Bn | - | -2.12 |
| 3 | Bank Of America | 385.85 Bn | -1,990.22 Bn | - | 1.65 |
| 4 | Hsbc Holdings | 345.94 Bn | 345.99 Bn | - | - |
| 5 | Morgan Stanley | 303.15 Bn | -205.95 Bn | - | 1.56 |
| 6 | Royal Bank Of Canada | 279.82 Bn | 130.57 Bn | - | 1.43 |
| 7 | Mitsubishi Ufj Financial | 274.62 Bn | -1,313.87 Bn | 10.89 Bn | 0.56 |
| 8 | Goldman Sachs | 267.07 Bn | -3,290.04 Bn | - | 1.47 |
| 9 | Wells Fargo & Company | 243.79 Bn | 245.93 Bn | - | 1.73 |
| 10 | Eagle Bancorp Montana | 168.75 Mn | 26.54 Mn | - | - |
Historic Data
| Date | Value |
|---|---|
| Sep 30, 2025 | 1.54 |
| Jun 30, 2025 | 1.44 |
| Mar 31, 2025 | 1.42 |
| Dec 31, 2024 | 1.37 |
| Sep 30, 2024 | 1.30 |
| Jun 30, 2024 | 1.21 |
| Mar 31, 2024 | 1.23 |
| Dec 31, 2023 | 1.20 |
| Sep 30, 2023 | 1.37 |
| Jun 30, 2023 | 1.34 |
| Mar 31, 2023 | 2.00 |
| Dec 31, 2022 | 2.64 |
| Sep 30, 2022 | 3.83 |
| Jun 30, 2022 | 3.22 |
| Mar 31, 2022 | 4.15 |
| Dec 31, 2021 | 4.07 |
| Sep 30, 2021 | 9.16 |
| Jun 30, 2021 | 5.47 |
| Mar 31, 2021 | 9.14 |
| Dec 31, 2020 | 7.48 |
Eagle Bancorp Montana Times Interest Earned API
Pull this series into your own models, spreadsheets and apps with the Business Quant
Historical Metrics API. The request below matches the chart above — change the
frequency, period or values and it follows. Swap YOUR_API_KEY for your own key.
https://data.businessquant.com/historic?slug=times-interest-earned&ticker=EBMT&period=max&api_key=YOUR_API_KEY
import requests
url = "https://data.businessquant.com/historic"
params = {"slug": "times-interest-earned", "ticker": "EBMT", "period": "max", "api_key": "YOUR_API_KEY"}
data = requests.get(url, params=params).json()
const res = await fetch("https://data.businessquant.com/historic?slug=times-interest-earned&ticker=EBMT&period=max&api_key=YOUR_API_KEY");
const data = await res.json();