Eagle Bancorp Montana (EBMT) Interest Coverage Ratio (2010 - 2025)
Eagle Bancorp Montana (EBMT) posted Interest Coverage Ratio of 1.24 for Q3 2025, up 6.94% sequentially from 1.16 in Q2 2025, and up 7.67% YoY from 1.15 in Q3 2024.
Eagle Bancorp Montana (EBMT) Interest Coverage Ratio (2010 - 2025) Analysis & Trends
Eagle Bancorp Montana has reported Interest Coverage Ratio for 16 years, with the latest figure at 1.24 in Q3 2025.
- Quarterly Interest Coverage Ratio rose 7.67% year-over-year to 1.24 in Q3 2025, while the trailing twelve-month figure through Sep 2025 was 4.77 (up 2.34% YoY) and the FY2024 annual result came in at 1.28, down 8.62% from the prior year.
- Interest Coverage Ratio rose to 1.24 in Q3 2025 per EBMT's latest filing, from 1.16 in the prior quarter.
- Over five years, Interest Coverage Ratio peaked at 16.22 in Q4 2021 and troughed at 1.07 in Q2 2023.
- A 5-year average of 2.92 and a median of 1.16 in 2025 frame the typical range for Interest Coverage Ratio.
- The sharpest annual moves came in 2021 and 2022: Interest Coverage Ratio jumped 150.65% in 2021, then sank 88.01% in 2022.
- Over 5 years, Interest Coverage Ratio stood at 16.22 in 2021, then slumped by 83.87% to 2.62 in 2022, then plunged by 54.22% to 1.2 in 2023, then increased by 14.7% to 1.37 in 2024, then retreated by 9.52% to 1.24 in 2025.
- According to Business Quant data, Interest Coverage Ratio over the past three periods registered 1.24, 1.16, and 1.15 for Q3 2025, Q2 2025, and Q1 2025 respectively.
Peer Comparison
| # | Company | Market Cap | Enterprise Value | Gross Profit (Qtr) | Interest Cover (Qtr) |
|---|---|---|---|---|---|
| 1 | Hdfc Bank | 120.94 Bn | 84.74 Bn | - | - |
| 2 | Pnc Financial Services | 97.95 Bn | 97.95 Bn | - | 2.00 |
| 3 | Us Bancorp | 96.10 Bn | 96.10 Bn | - | 1.84 |
| 4 | Lloyds Banking | 93.61 Bn | 93.91 Bn | - | - |
| 5 | NatWest | 74.90 Bn | -144.19 Bn | - | 0.27 |
| 6 | Deutsche Bank Aktiengesellschaft | 72.17 Bn | -81.15 Bn | - | 1.49 |
| 7 | Nu Holdings | 71.43 Bn | 57.74 Bn | 2.35 Bn | - |
| 8 | Truist Financial | 61.67 Bn | 61.67 Bn | - | 1.77 |
| 9 | Fifth Third Bancorp | 49.69 Bn | 25.96 Bn | - | 1.90 |
| 10 | Eagle Bancorp Montana | 174.79 Mn | 111.83 Mn | - | - |
Historic Data
Download Data| Date | Value |
|---|---|
| Sep 30, 2025 | 1.24 |
| Jun 30, 2025 | 1.16 |
| Mar 31, 2025 | 1.15 |
| Dec 31, 2024 | 1.37 |
| Sep 30, 2024 | 1.15 |
| Jun 30, 2024 | 1.08 |
| Mar 31, 2024 | 1.08 |
| Dec 31, 2023 | 1.20 |
| Sep 30, 2023 | 1.07 |
| Jun 30, 2023 | 1.07 |
| Mar 31, 2023 | 1.14 |
| Dec 31, 2022 | 2.62 |
| Sep 30, 2022 | 1.10 |
| Jun 30, 2022 | 1.09 |
| Mar 31, 2022 | 1.22 |
| Dec 31, 2021 | 16.22 |
| Sep 30, 2021 | 9.16 |
| Jun 30, 2021 | 5.47 |
| Mar 31, 2021 | 5.96 |
| Dec 31, 2020 | 6.47 |