Eagle Bancorp Montana (EBMT) Interest Coverage Ratio (2010 - 2025)
Eagle Bancorp Montana's (EBMT) quarterly Interest Coverage Ratio came in at 1.54 in Q3 2025, up 19.02% year-over-year from 1.3 in Q3 2024, and up 6.86% quarter-over-quarter from 1.44 in Q2 2025.
Analysis
Eagle Bancorp Montana (EBMT) Interest Coverage Ratio (2010 - 2025) Analysis & Trends
Eagle Bancorp Montana has disclosed Interest Coverage Ratio across 16 years of filings, most recently posting 1.54 for Q3 2025.
- In Q3 2025, Interest Coverage Ratio rose 19.02% year-over-year to 1.54; the TTM figure through Sep 2025 stood at 1.44 (up 16.71% YoY), while the FY2024 annual figure was 1.28, down 8.62% from the prior year.
- Interest Coverage Ratio came in at 1.54 for Q3 2025 at Eagle Bancorp Montana, up from 1.44 in the prior quarter.
- In the past five years, Interest Coverage Ratio ranged from a high of 9.16 in Q3 2021 to a low of 1.2 in Q4 2023.
- Average Interest Coverage Ratio over 5 years is 3.01, with a median of 1.54 recorded in 2025.
- Year-over-year, Interest Coverage Ratio soared 165.55% in 2021 and tumbled 64.23% in 2023.
- Over 5 years, Interest Coverage Ratio stood at 4.07 in 2021, then plunged by 35.08% to 2.64 in 2022, then slumped by 54.64% to 1.2 in 2023, then climbed by 14.7% to 1.37 in 2024, then rose by 12.21% to 1.54 in 2025.
- Per Business Quant data, the three most recent Interest Coverage Ratio figures were 1.54 in Q3 2025, 1.44 in Q2 2025, and 1.42 in Q1 2025.
Peer Set
Peer Comparison
| # | Company | Market Cap | Enterprise Value | Gross Profit (Qtr) | Interest Cover (Qtr) |
|---|---|---|---|---|---|
| 1 | Banco Santander Chile | 949.23 Bn | 949.23 Bn | - | 0.09 |
| 2 | Truist Financial | 61.22 Bn | 61.22 Bn | - | 1.77 |
| 3 | Fifth Third Bancorp | 49.26 Bn | 25.54 Bn | - | 1.90 |
| 4 | M&T Bank | 34.71 Bn | 34.71 Bn | - | 2.28 |
| 5 | Huntington Bancshares | 33.54 Bn | 29.02 Bn | - | 1.67 |
| 6 | Citizens Financial | 29.25 Bn | 29.25 Bn | - | 1.83 |
| 7 | Regions Financial | 25.44 Bn | 25.44 Bn | - | 2.52 |
| 8 | First Citizens Bancshares | 24.88 Bn | 24.35 Bn | 29.00 Mn | -1.27 |
| 9 | Keycorp | 23.17 Bn | -24.52 Bn | - | 1.80 |
| 10 | Eagle Bancorp Montana | 174.72 Mn | 111.75 Mn | - | - |
Historic Data
Download Data
Historic Data
| Date | Value |
|---|---|
| Sep 30, 2025 | 1.54 |
| Jun 30, 2025 | 1.44 |
| Mar 31, 2025 | 1.42 |
| Dec 31, 2024 | 1.37 |
| Sep 30, 2024 | 1.30 |
| Jun 30, 2024 | 1.21 |
| Mar 31, 2024 | 1.23 |
| Dec 31, 2023 | 1.20 |
| Sep 30, 2023 | 1.37 |
| Jun 30, 2023 | 1.34 |
| Mar 31, 2023 | 2.00 |
| Dec 31, 2022 | 2.64 |
| Sep 30, 2022 | 3.83 |
| Jun 30, 2022 | 3.22 |
| Mar 31, 2022 | 4.15 |
| Dec 31, 2021 | 4.07 |
| Sep 30, 2021 | 9.16 |
| Jun 30, 2021 | 5.47 |
| Mar 31, 2021 | 9.14 |
| Dec 31, 2020 | 7.48 |