Eagle Bancorp Montana (EBMT) Interest Coverage Ratio (2010 - 2025)
Eagle Bancorp Montana's Interest Coverage Ratio came in at 1.54 for Q3 2025, up 19.0% from 1.30 a year earlier and up 6.9% from the prior quarter.
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Analysis
Eagle Bancorp Montana (EBMT) Interest Coverage Ratio (2010 - 2025) Analysis & Trends
Over the trailing twelve months to Sep 30, 2025, Eagle Bancorp Montana reported Interest Coverage Ratio of 1.44, up 16.7% year-over-year; for FY2024, it came in at 1.28, down 8.6% from FY2023.
- Interest Coverage Ratio has declined in each of the last three years.
- Going back by year, Interest Coverage Ratio was 1.40 in FY2023 (-56.9%), 3.25 in FY2022 (-53.6%), 7.01 in FY2021 (+30.2%) and 5.39 in FY2020 (+91.8%).
- The Q3 2025 figure represents the highest quarterly Interest Coverage Ratio since Q1 2023.
- Year-over-year, Interest Coverage Ratio has increased for four consecutive quarters, with an average decline of 5.0% over the last eight quarters.
- The fastest year-over-year change in Interest Coverage Ratio over five years came in Q4 2020 (growth of 179.2%), and the weakest in Q3 2023 (a decline of 64.2%).
- Business Quant data shows EBMT's Interest Coverage Ratio at 1.44 (Q2 2025), 1.42 (Q1 2025) and 1.37 (Q4 2024) in the three quarters before Q3 2025.
Peer Set
Peer Comparison
| # | Company | Market Cap | Enterprise Value | Gross Profit (Qtr) | Interest Cover (Qtr) |
|---|---|---|---|---|---|
| 1 | Jpmorgan Chase | 890.60 Bn | 920.07 Bn | - | 2.10 |
| 2 | Banco Santander Chile | 421.74 Bn | 541.68 Bn | - | -2.12 |
| 3 | Bank Of America | 385.85 Bn | -1,990.22 Bn | - | 1.65 |
| 4 | Hsbc Holdings | 345.94 Bn | 345.99 Bn | - | - |
| 5 | Morgan Stanley | 303.15 Bn | -205.95 Bn | - | 1.56 |
| 6 | Royal Bank Of Canada | 279.82 Bn | 130.57 Bn | - | 1.43 |
| 7 | Mitsubishi Ufj Financial | 274.62 Bn | -1,313.87 Bn | 10.89 Bn | 0.56 |
| 8 | Goldman Sachs | 267.07 Bn | -3,290.04 Bn | - | 1.47 |
| 9 | Wells Fargo & Company | 243.79 Bn | 245.93 Bn | - | 1.73 |
| 10 | Eagle Bancorp Montana | 168.75 Mn | 26.54 Mn | - | - |
Historic Data
Download Data
Historic Data
| Date | Value |
|---|---|
| Sep 30, 2025 | 1.54 |
| Jun 30, 2025 | 1.44 |
| Mar 31, 2025 | 1.42 |
| Dec 31, 2024 | 1.37 |
| Sep 30, 2024 | 1.30 |
| Jun 30, 2024 | 1.21 |
| Mar 31, 2024 | 1.23 |
| Dec 31, 2023 | 1.20 |
| Sep 30, 2023 | 1.37 |
| Jun 30, 2023 | 1.34 |
| Mar 31, 2023 | 2.00 |
| Dec 31, 2022 | 2.64 |
| Sep 30, 2022 | 3.83 |
| Jun 30, 2022 | 3.22 |
| Mar 31, 2022 | 4.15 |
| Dec 31, 2021 | 4.07 |
| Sep 30, 2021 | 9.16 |
| Jun 30, 2021 | 5.47 |
| Mar 31, 2021 | 9.14 |
| Dec 31, 2020 | 7.48 |
API Access
Eagle Bancorp Montana Interest Coverage Ratio API
Pull this series into your own models, spreadsheets and apps with the Business Quant
Historical Metrics API. The request below matches the chart above — change the
frequency, period or values and it follows. Swap YOUR_API_KEY for your own key.
https://data.businessquant.com/historic?slug=interest-coverage-ratio&ticker=EBMT&period=max&api_key=YOUR_API_KEYimport requests
url = "https://data.businessquant.com/historic"
params = {"slug": "interest-coverage-ratio", "ticker": "EBMT", "period": "max", "api_key": "YOUR_API_KEY"}
data = requests.get(url, params=params).json()const res = await fetch("https://data.businessquant.com/historic?slug=interest-coverage-ratio&ticker=EBMT&period=max&api_key=YOUR_API_KEY");
const data = await res.json();