Eagle Bancorp Montana (EBMT) Interest Coverage Ratio (2010 - 2025)
Eagle Bancorp Montana (EBMT) reported Interest Coverage Ratio of 1.24 for Q3 2025, up 7.67% on a YoY basis from 1.15 in Q3 2024, and up 6.94% sequentially from 1.16 in Q2 2025.
Eagle Bancorp Montana (EBMT) Interest Coverage Ratio (2010 - 2025) Analysis & Trends
Eagle Bancorp Montana (EBMT) has 16 years of Interest Coverage Ratio data on file, last reported at 1.24 in Q3 2025.
- For the quarter ending Q3 2025, Interest Coverage Ratio rose 7.67% year-over-year to 1.24; the trailing twelve-month figure through Sep 2025 stood at 4.63 (up 36.17% YoY), and the FY2024 full-year result was 1.28, down 8.62% from the prior year.
- Interest Coverage Ratio rose to 1.24 in Q3 2025, from 1.16 in the prior quarter.
- In the past five years, Interest Coverage Ratio ranged from a high of 9.16 in Q3 2021 to a low of 0.89 in Q4 2023.
- A 5-year average of 2.28 and a median of 1.15 in 2024 frame the typical range for Interest Coverage Ratio.
- Across the five-year window, Interest Coverage Ratio surged 76.46% in 2021 and tumbled 88.01% in 2022, its largest moves.
- Tracing EBMT's Interest Coverage Ratio over 5 years: stood at 4.07 in 2021, then sank by 35.67% to 2.62 in 2022, then tumbled by 65.93% to 0.89 in 2023, then jumped by 71.18% to 1.53 in 2024, then declined by 18.55% to 1.24 in 2025.
- Business Quant data shows EBMT's Interest Coverage Ratio at 1.24 in Q3 2025, 1.16 in Q2 2025, and 1.15 in Q1 2025.
Peer Comparison
| # | Company | Market Cap | Enterprise Value | Gross Profit (Qtr) | Interest Cover (Qtr) |
|---|---|---|---|---|---|
| 1 | KB Financial | 43,124.21 Bn | 43,125.44 Bn | -775,612.08 | 7,084.59 |
| 2 | Shinhan Financial | 33,971.34 Bn | 33,973.00 Bn | - | -0.53 |
| 3 | Bank Of Chile | 4,105.33 Bn | 4,105.33 Bn | 167,623.00 | -22.98 |
| 4 | NatWest | 768.74 Bn | 572.78 Bn | 1.79 Bn | - |
| 5 | Mizuho Financial | 385.64 Bn | 389.59 Bn | - | 1.66 |
| 6 | Lloyds Banking | 358.14 Bn | 358.14 Bn | - | - |
| 7 | First Capital | 200.03 Bn | 199.69 Bn | - | 1.27 |
| 8 | Landmark Bancorp | 187.97 Bn | 187.94 Bn | - | 2.19 |
| 9 | Pnc Financial Services | 100.96 Bn | 101.01 Bn | - | 1.86 |
| 10 | Eagle Bancorp Montana | 193.97 Mn | 131.01 Mn | - | - |
Historic Data
Download Data| Date | Value |
|---|---|
| Sep 30, 2025 | 1.24 |
| Jun 30, 2025 | 1.16 |
| Mar 31, 2025 | 1.15 |
| Dec 31, 2024 | 1.53 |
| Sep 30, 2024 | 1.15 |
| Jun 30, 2024 | 1.08 |
| Mar 31, 2024 | 1.08 |
| Dec 31, 2023 | 0.89 |
| Sep 30, 2023 | 1.07 |
| Jun 30, 2023 | 1.07 |
| Mar 31, 2023 | 1.14 |
| Dec 31, 2022 | 2.62 |
| Sep 30, 2022 | 1.10 |
| Jun 30, 2022 | 1.09 |
| Mar 31, 2022 | 1.22 |
| Dec 31, 2021 | 4.07 |
| Sep 30, 2021 | 9.16 |
| Jun 30, 2021 | 5.47 |
| Mar 31, 2021 | 5.96 |
| Dec 31, 2020 | 6.47 |