Eagle Bancorp Montana (EBMT) Interest Coverage Ratio (2010 - 2025)

Eagle Bancorp Montana (EBMT) reported Interest Coverage Ratio of 1.24 for Q3 2025, up 7.67% on a YoY basis from 1.15 in Q3 2024, and up 6.94% sequentially from 1.16 in Q2 2025.

Eagle Bancorp Montana (EBMT) Interest Coverage Ratio (2010 - 2025) Analysis & Trends

Eagle Bancorp Montana (EBMT) has 16 years of Interest Coverage Ratio data on file, last reported at 1.24 in Q3 2025.

  • For the quarter ending Q3 2025, Interest Coverage Ratio rose 7.67% year-over-year to 1.24; the trailing twelve-month figure through Sep 2025 stood at 4.63 (up 36.17% YoY), and the FY2024 full-year result was 1.28, down 8.62% from the prior year.
  • Interest Coverage Ratio rose to 1.24 in Q3 2025, from 1.16 in the prior quarter.
  • In the past five years, Interest Coverage Ratio ranged from a high of 9.16 in Q3 2021 to a low of 0.89 in Q4 2023.
  • A 5-year average of 2.28 and a median of 1.15 in 2024 frame the typical range for Interest Coverage Ratio.
  • Across the five-year window, Interest Coverage Ratio surged 76.46% in 2021 and tumbled 88.01% in 2022, its largest moves.
  • Tracing EBMT's Interest Coverage Ratio over 5 years: stood at 4.07 in 2021, then sank by 35.67% to 2.62 in 2022, then tumbled by 65.93% to 0.89 in 2023, then jumped by 71.18% to 1.53 in 2024, then declined by 18.55% to 1.24 in 2025.
  • Business Quant data shows EBMT's Interest Coverage Ratio at 1.24 in Q3 2025, 1.16 in Q2 2025, and 1.15 in Q1 2025.

Peer Comparison

# Company Market Cap Enterprise Value Gross Profit (Qtr) Interest Cover (Qtr)
1 KB Financial 43,124.21 Bn 43,125.44 Bn -775,612.08 7,084.59
2 Shinhan Financial 33,971.34 Bn 33,973.00 Bn - -0.53
3 Bank Of Chile 4,105.33 Bn 4,105.33 Bn 167,623.00 -22.98
4 NatWest 768.74 Bn 572.78 Bn 1.79 Bn -
5 Mizuho Financial 385.64 Bn 389.59 Bn - 1.66
6 Lloyds Banking 358.14 Bn 358.14 Bn - -
7 First Capital 200.03 Bn 199.69 Bn - 1.27
8 Landmark Bancorp 187.97 Bn 187.94 Bn - 2.19
9 Pnc Financial Services 100.96 Bn 101.01 Bn - 1.86
10 Eagle Bancorp Montana 193.97 Mn 131.01 Mn - -

Historic Data

Download Data
DateValue
Sep 30, 2025 1.24
Jun 30, 2025 1.16
Mar 31, 2025 1.15
Dec 31, 2024 1.53
Sep 30, 2024 1.15
Jun 30, 2024 1.08
Mar 31, 2024 1.08
Dec 31, 2023 0.89
Sep 30, 2023 1.07
Jun 30, 2023 1.07
Mar 31, 2023 1.14
Dec 31, 2022 2.62
Sep 30, 2022 1.10
Jun 30, 2022 1.09
Mar 31, 2022 1.22
Dec 31, 2021 4.07
Sep 30, 2021 9.16
Jun 30, 2021 5.47
Mar 31, 2021 5.96
Dec 31, 2020 6.47