Dave (DAVE) Return on Assets [ROA] (2021 - 2026)
Dave's Return on Assets [ROA] was 40.43% in Q2 2026, up 24.20 percentage points from 16.23% a year earlier but down 3.77 percentage points from the prior quarter.
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Analysis
Dave (DAVE) Return on Assets [ROA] (2021 - 2026) Analysis & Trends
For FY2025, Return on Assets [ROA] at Dave came in at 49.79%, up 30.28 percentage points from FY2024.
- Return on Assets [ROA] has now increased for three consecutive years, with a three-year change of +104.80 percentage points (FY2022 to FY2025).
- In earlier years, Return on Assets [ROA] was 19.51% in FY2024 (+35.27 pp), -15.76% in FY2023 (+39.24 pp) and -55.01% in FY2022.
- Quarterly Return on Assets [ROA] has moved between -39.32% (Q4 2022) and 44.20% (Q1 2026) over five years.
- Compared with a year earlier, Return on Assets [ROA] has increased for 12 straight quarters, with an average year-over-year change of +24.06 percentage points over the last eight quarters.
- The best year-over-year quarter for Return on Assets [ROA] over five years was Q2 2024 (a gain of 47.03 percentage points); the worst was Q4 2022 (a drop of 29.37 percentage points).
- Per Business Quant data, DAVE's Return on Assets [ROA] in the three quarters before Q2 2026 was 44.20% (Q1 2026), 42.55% (Q4 2025) and 36.83% (Q3 2025).
Peer Set
Peer Comparison
| # | Company | Market Cap | Enterprise Value | Gross Profit (Qtr) | ROA (Qtr) |
|---|---|---|---|---|---|
| 1 | Coinbase Global | 49.17 Bn | 5.98 Bn | - | -3.57% |
| 2 | PayPal Holdings | 45.28 Bn | 3.51 Bn | - | 6.00% |
| 3 | Block | 44.18 Bn | 15.44 Bn | 3.17 Bn | 0.90% |
| 4 | Iren | 31.11 Bn | 18.70 Bn | 103.89 Mn | -6.10% |
| 5 | Corpay | 25.52 Bn | 15.72 Bn | - | 4.19% |
| 6 | Fiserv | 24.03 Bn | 20.73 Bn | 2.90 Bn | 3.49% |
| 7 | Global Payments | 21.72 Bn | 155.29 Mn | 2.03 Bn | -1.33% |
| 8 | Bitmine Immersion Technologies | 15.32 Bn | 12.70 Bn | 40.81 Mn | -81.35% |
| 9 | Guidewire Software | 11.69 Bn | 8.26 Bn | 269.68 Mn | 5.45% |
| 10 | Dave | 3.68 Bn | 3.04 Bn | 160.49 Mn | 40.43% |
Historic Data
Download Data
Historic Data
| Date | Value |
|---|---|
| Jun 30, 2026 | 40.43% |
| Mar 31, 2026 | 44.20% |
| Dec 31, 2025 | 42.55% |
| Sep 30, 2025 | 36.83% |
| Jun 30, 2025 | 16.23% |
| Mar 31, 2025 | 17.05% |
| Dec 31, 2024 | 20.25% |
| Sep 30, 2024 | 15.88% |
| Jun 30, 2024 | 11.90% |
| Mar 31, 2024 | -0.09% |
| Dec 31, 2023 | -16.49% |
| Sep 30, 2023 | -23.77% |
| Jun 30, 2023 | -35.13% |
| Mar 31, 2023 | -35.13% |
| Dec 31, 2022 | -39.32% |
| Sep 30, 2022 | -35.40% |
| Jun 30, 2022 | -22.24% |
| Mar 31, 2022 | -21.21% |
| Dec 31, 2021 | -9.95% |
API Access
Dave Return on Assets [ROA] API
Pull this series into your own models, spreadsheets and apps with the Business Quant
Historical Metrics API. The request below matches the chart above — change the
frequency, period or values and it follows. Swap YOUR_API_KEY for your own key.
https://data.businessquant.com/historic?slug=return-on-assets-%5Broa%5D&ticker=DAVE&period=max&api_key=YOUR_API_KEYimport requests
url = "https://data.businessquant.com/historic"
params = {"slug": "return-on-assets-[roa]", "ticker": "DAVE", "period": "max", "api_key": "YOUR_API_KEY"}
data = requests.get(url, params=params).json()const res = await fetch("https://data.businessquant.com/historic?slug=return-on-assets-%5Broa%5D&ticker=DAVE&period=max&api_key=YOUR_API_KEY");
const data = await res.json();