Dave (DAVE) Interest Coverage Ratio (2021 - 2026)
Dave (DAVE) posted Interest Coverage Ratio of 6.93 for Q1 2026, down 78.7% sequentially from 32.52 in Q4 2025, and down 55.73% YoY from 15.65 in Q1 2025.
Dave (DAVE) Interest Coverage Ratio (2021 - 2026) Analysis & Trends
Dave has reported Interest Coverage Ratio for 6 years, with the latest figure at 6.93 in Q1 2026.
- Quarterly Interest Coverage Ratio fell 55.73% year-over-year to 6.93 in Q1 2026, while the trailing twelve-month figure through Mar 2026 was 24.14 (up 500.34% YoY) and the FY2025 annual result came in at 1.69, up 1790.86% from the prior year.
- Interest Coverage Ratio eased to 6.93 in Q1 2026 per DAVE's latest filing, from 32.52 in the prior quarter.
- Over five years, Interest Coverage Ratio peaked at 32.52 in Q4 2025 and troughed at 30.79 in Q2 2022.
- A 5-year average of 3.62 and a median of 5.19 in 2024 frame the typical range for Interest Coverage Ratio.
- The sharpest annual moves came in 2022 and 2024: Interest Coverage Ratio tumbled 3776.87% in 2022, then soared 926.96% in 2024.
- Over 5 years, Interest Coverage Ratio stood at 9.86 in 2022, then surged by 90.03% to 0.98 in 2023, then jumped by 926.96% to 8.13 in 2024, then jumped by 300.05% to 32.52 in 2025, then tumbled by 78.7% to 6.93 in 2026.
- According to Business Quant data, Interest Coverage Ratio over the past three periods registered 6.93, 32.52, and 0.43 for Q1 2026, Q4 2025, and Q3 2025 respectively.
Peer Comparison
| # | Company | Market Cap | Enterprise Value | Gross Profit (Qtr) | Interest Cover (Qtr) |
|---|---|---|---|---|---|
| 1 | Sap Se | 255.48 Bn | 234.41 Bn | 16.51 Bn | -8.75 |
| 2 | Shopify | 198.95 Bn | 194.00 Bn | 1.71 Bn | 1.32 |
| 3 | Salesforce | 160.70 Bn | 148.86 Bn | 8.56 Bn | 0.80 |
| 4 | Uber Technologies | 154.94 Bn | 149.73 Bn | 6.38 Bn | 14.88 |
| 5 | ServiceNow | 128.25 Bn | 123.58 Bn | 2.82 Bn | 0.15 |
| 6 | Snowflake | 114.00 Bn | 111.05 Bn | 926.45 Mn | -6.14 |
| 7 | Automatic Data Processing | 108.58 Bn | 104.35 Bn | 2.51 Bn | -13.95 |
| 8 | Adobe | 105.34 Bn | 99.72 Bn | 5.90 Bn | 15.65 |
| 9 | Intuit | 94.55 Bn | 87.77 Bn | 7.24 Bn | 4.58 |
| 10 | Dave | 3.83 Bn | 3.58 Bn | 159.27 Mn | 0.27 |
Historic Data
Download Data| Date | Value |
|---|---|
| Jun 30, 2026 | 0.27 |
| Mar 31, 2026 | 6.93 |
| Dec 31, 2025 | 32.52 |
| Sep 30, 2025 | 0.43 |
| Jun 30, 2025 | 0.31 |
| Mar 31, 2025 | 15.65 |
| Dec 31, 2024 | 8.13 |
| Sep 30, 2024 | -5.53 |
| Jun 30, 2024 | -0.93 |
| Mar 31, 2024 | -5.19 |
| Dec 31, 2023 | -0.98 |
| Sep 30, 2023 | -5.77 |
| Jun 30, 2023 | -13.54 |
| Mar 31, 2023 | -10.69 |
| Dec 31, 2022 | -9.86 |
| Sep 30, 2022 | -23.48 |
| Jun 30, 2022 | -30.79 |
| Mar 31, 2022 | -18.79 |
| Dec 31, 2021 | -5.42 |
| Sep 30, 2021 | -1.86 |