Community West Bancshares (CWBC) Interest Coverage Ratio (2010 - 2026)
Community West Bancshares (CWBC) posted quarterly Interest Coverage Ratio of 2.32 for Q1 2026, up 23.69% year-over-year from 1.88 in Q1 2025, and down 16.35% quarter-over-quarter from 2.78 in Q4 2025.
Community West Bancshares (CWBC) Interest Coverage Ratio (2010 - 2026) Analysis & Trends
Community West Bancshares (CWBC) has reported Interest Coverage Ratio for 17 consecutive years, with 2.32 the latest figure, recorded in Q1 2026.
- In Q1 2026, Interest Coverage Ratio rose 23.69% year-over-year to 2.32; the TTM figure through Mar 2026 stood at 3.72 (up 183.96% YoY), while the FY2025 annual figure was 2.06, up 104.83% from the prior year.
- Interest Coverage Ratio retreated to 2.32 in Q1 2026 per CWBC's latest filing, from 2.78 in the prior quarter.
- Across five years, Interest Coverage Ratio topped out at 14.65 in Q1 2022 and bottomed at 0.47 in Q2 2024.
- Historically, Interest Coverage Ratio has averaged 4.3 across 5 years, with a median of 2.33 in 2023.
- Annual changes were most pronounced in 2023 — Interest Coverage Ratio plunged 82.52% — and 2025, when it soared 153.34%.
- Community West Bancshares' Interest Coverage Ratio stood at 6.83 in 2022, then plunged by 65.96% to 2.33 in 2023, then decreased by 25.3% to 1.74 in 2024, then surged by 59.79% to 2.78 in 2025, then retreated by 16.35% to 2.32 in 2026.
- Business Quant data shows CWBC's Interest Coverage Ratio at 2.32 in Q1 2026, 2.78 in Q4 2025, and 1.35 in Q3 2025.
Peer Comparison
| # | Company | Market Cap | Enterprise Value | Gross Profit (Qtr) | Interest Cover (Qtr) |
|---|---|---|---|---|---|
| 1 | Hdfc Bank | 119.58 Bn | 83.39 Bn | - | - |
| 2 | Pnc Financial Services | 97.75 Bn | 97.75 Bn | - | 2.00 |
| 3 | Us Bancorp | 96.33 Bn | 96.33 Bn | - | 1.84 |
| 4 | Lloyds Banking | 93.61 Bn | 93.91 Bn | - | - |
| 5 | NatWest | 73.86 Bn | -145.23 Bn | - | 0.27 |
| 6 | Deutsche Bank Aktiengesellschaft | 71.72 Bn | -81.60 Bn | - | 1.49 |
| 7 | Nu Holdings | 68.51 Bn | 54.82 Bn | 2.35 Bn | - |
| 8 | Truist Financial | 61.69 Bn | 61.69 Bn | - | 1.77 |
| 9 | Fifth Third Bancorp | 49.73 Bn | 26.00 Bn | - | 1.90 |
| 10 | Community West Bancshares | 698.74 Mn | 481.78 Mn | - | 1.27 |
Historic Data
Download Data| Date | Value |
|---|---|
| Jun 30, 2026 | 1.12 |
| Mar 31, 2026 | 2.32 |
| Dec 31, 2025 | 2.78 |
| Sep 30, 2025 | 1.35 |
| Jun 30, 2025 | 1.20 |
| Mar 31, 2025 | 1.88 |
| Dec 31, 2024 | 1.74 |
| Sep 30, 2024 | 1.28 |
| Jun 30, 2024 | 0.47 |
| Mar 31, 2024 | 1.73 |
| Dec 31, 2023 | 2.33 |
| Sep 30, 2023 | 2.43 |
| Jun 30, 2023 | 2.44 |
| Mar 31, 2023 | 4.64 |
| Dec 31, 2022 | 6.83 |
| Sep 30, 2022 | 11.08 |
| Jun 30, 2022 | 13.97 |
| Mar 31, 2022 | 14.65 |
| Dec 31, 2021 | -22.90 |
| Sep 30, 2021 | 31.65 |