Community Trust Bancorp Inc /Ky/ (CTBI) Interest Coverage Ratio (2010 - 2026)
Community Trust Bancorp's Interest Coverage Ratio was 2.26 in Q2 2026, up 11.5% from 2.03 a year earlier and up 2.0% from the prior quarter.
Community Trust Bancorp Inc /Ky/ (CTBI) Interest Coverage Ratio (2010 - 2026) Analysis & Trends
On a trailing twelve-month basis, Community Trust Bancorp's Interest Coverage Ratio was 2.13 through Jun 30, 2026, up 10.8% year-over-year; for FY2025, it was 2.00, up 9.0% from FY2024.
- In earlier years, Interest Coverage Ratio was 1.84 in FY2024 (-9.6%), 2.03 in FY2023 (-55.1%), 4.53 in FY2022 (-45.7%) and 8.33 in FY2021 (+121.5%).
- The Q2 2026 figure marks the highest quarterly Interest Coverage Ratio since Q1 2023.
- Compared with a year earlier, Interest Coverage Ratio has increased for seven straight quarters, with growth averaging 8.0% over the last eight quarters.
- The best year-over-year quarter for Interest Coverage Ratio over five years was Q3 2021 (growth of 80.1%); the worst was Q1 2023 (a decline of 69.8%).
- Per Business Quant data, CTBI's Interest Coverage Ratio in the three quarters before Q2 2026 was 2.22 (Q1 2026), 2.13 (Q4 2025) and 1.94 (Q3 2025).
Peer Comparison
Historic Data
| Date | Value |
|---|---|
| Jun 30, 2026 | 2.26 |
| Mar 31, 2026 | 2.22 |
| Dec 31, 2025 | 2.13 |
| Sep 30, 2025 | 1.94 |
| Jun 30, 2025 | 2.03 |
| Mar 31, 2025 | 1.92 |
| Dec 31, 2024 | 1.90 |
| Sep 30, 2024 | 1.84 |
| Jun 30, 2024 | 1.84 |
| Mar 31, 2024 | 1.76 |
| Dec 31, 2023 | 1.77 |
| Sep 30, 2023 | 1.98 |
| Jun 30, 2023 | 2.14 |
| Mar 31, 2023 | 2.44 |
| Dec 31, 2022 | 3.10 |
| Sep 30, 2022 | 4.09 |
| Jun 30, 2022 | 6.53 |
| Mar 31, 2022 | 8.09 |
| Dec 31, 2021 | 7.81 |
| Sep 30, 2021 | 8.07 |
Community Trust Bancorp Inc /Ky/ Interest Coverage Ratio API
Pull this series into your own models, spreadsheets and apps with the Business Quant
Historical Metrics API. The request below matches the chart above — change the
frequency, period or values and it follows. Swap YOUR_API_KEY for your own key.
https://data.businessquant.com/historic?slug=interest-coverage-ratio&ticker=CTBI&period=max&api_key=YOUR_API_KEY
import requests
url = "https://data.businessquant.com/historic"
params = {"slug": "interest-coverage-ratio", "ticker": "CTBI", "period": "max", "api_key": "YOUR_API_KEY"}
data = requests.get(url, params=params).json()
const res = await fetch("https://data.businessquant.com/historic?slug=interest-coverage-ratio&ticker=CTBI&period=max&api_key=YOUR_API_KEY");
const data = await res.json();