Growth Metrics

Americas Carmart (CRMT) Short-Term Debt issuances (2016 - 2026)

Americas Carmart (CRMT) has disclosed Short-Term Debt issuances for 16 consecutive years, with $308.4 million as the latest value for Q4 2025.

  • On a quarterly basis, Short-Term Debt issuances rose 92.26% to $308.4 million in Q4 2025 year-over-year; TTM through Oct 2025 was $619.3 million, a 2851.53% increase, with the full-year FY2025 number at $601.1 million, up 72936.57% from a year prior.
  • Short-Term Debt issuances was $308.4 million for Q4 2025 at Americas Carmart, up from $6.2 million in the prior quarter.
  • In the past five years, Short-Term Debt issuances ranged from a high of $520.7 million in Q2 2023 to a low of -$274.1 million in Q1 2024.
  • A 5-year average of $88.5 million and a median of $79.3 million in 2021 define the central range for Short-Term Debt issuances.
  • Peak YoY movement for Short-Term Debt issuances: plummeted 3716.44% in 2021, then skyrocketed 15575.0% in 2023.
  • Americas Carmart's Short-Term Debt issuances stood at -$77.1 million in 2021, then skyrocketed by 98.56% to -$1.1 million in 2022, then surged by 15575.0% to $171.5 million in 2023, then dropped by 6.44% to $160.4 million in 2024, then skyrocketed by 92.26% to $308.4 million in 2025.
  • Per Business Quant, the three most recent readings for CRMT's Short-Term Debt issuances are $308.4 million (Q4 2025), $6.2 million (Q3 2025), and $141.4 million (Q2 2025).