Americas Carmart (CRMT) Interest Coverage Ratio (2010 - 2026)

Americas Carmart (CRMT) posted quarterly Interest Coverage Ratio of 8.25 for Q1 2026, up 38.58% YoY from 5.95 in Q1 2025, and up 52.16% sequentially from 17.24 in Q4 2025.

Americas Carmart (CRMT) Interest Coverage Ratio (2010 - 2026) Analysis & Trends

Americas Carmart has disclosed Interest Coverage Ratio across 17 years of filings, most recently posting 8.25 for Q1 2026.

  • In Q1 2026, Interest Coverage Ratio rose 38.58% year-over-year to 8.25; the TTM figure through Jan 2026 stood at 14.77 (down 44.66% YoY), while the FY2025 annual figure was 13.42, down 10303.84% from the prior year.
  • Interest Coverage Ratio climbed to 8.25 in Q1 2026, from 17.24 in the prior quarter.
  • Over the last five years, Interest Coverage Ratio for CRMT reached as high as 1.25 in Q2 2024 and fell as low as 39.44 in Q3 2023.
  • The 5-year median for Interest Coverage Ratio is 13.56 (2024), against an average of 16.56.
  • Annual changes were most pronounced in 2022 — Interest Coverage Ratio soared 80.55% — and 2025, when it sank 1874.02%.
  • A 5-year view of Interest Coverage Ratio shows it stood at 29.98 in 2022, then soared by 41.32% to 17.59 in 2023, then grew by 28.3% to 12.61 in 2024, then plunged by 36.65% to 17.24 in 2025, then surged by 52.16% to 8.25 in 2026.
  • According to Business Quant data, Interest Coverage Ratio over the past three periods registered 8.25, 17.24, and 10.71 for Q1 2026, Q4 2025, and Q3 2025 respectively.

Peer Comparison

# Company Market Cap Enterprise Value Gross Profit (Qtr) Interest Cover (Qtr)
1 Uxin 128.90 Bn 128.96 Bn - -
2 Carvana 48.46 Bn 46.86 Bn 1.27 Bn 5.87
3 Penske Automotive 11.65 Bn 11.59 Bn 1.30 Bn -
4 Carmax 7.34 Bn 7.21 Bn 854.41 Mn 6.48
5 Lithia Motors 6.80 Bn 6.82 Bn 1.42 Bn 4.78
6 Autonation 6.40 Bn 6.33 Bn 1.21 Bn 6.55
7 Rush Enterprises Inc \Tx\ 5.57 Bn 5.35 Bn 343.80 Mn 11.07
8 Valvoline 4.88 Bn 4.79 Bn 187.00 Mn -
9 Asbury Automotive 3.76 Bn 3.73 Bn 726.90 Mn -
10 Americas Carmart 23.15 Mn -94.66 Mn 143.93 Mn -8.25

Historic Data

Download Data
DateValue
Jan 31, 2026 -8.25
Oct 31, 2025 -17.24
Jul 31, 2025 -10.71
Apr 30, 2025 -24.70
Jan 31, 2025 -13.43
Oct 31, 2024 -12.61
Jul 31, 2024 -13.56
Apr 30, 2024 -1.25
Jan 31, 2024 -10.08
Oct 31, 2023 -17.59
Jul 31, 2023 -39.44
Apr 30, 2023 -5.94
Oct 31, 2022 -29.98
Jul 31, 2022 -29.92
Apr 30, 2022 -13.76
Oct 31, 2021 -50.52
Jul 31, 2021 -61.05
Apr 30, 2021 -70.73
Jan 31, 2021 -54.58
Oct 31, 2020 -53.64