Americas Carmart (CRMT) Interest Coverage Ratio (2010 - 2026)
Americas Carmart (CRMT) posted quarterly Interest Coverage Ratio of 8.25 for Q1 2026, up 38.58% YoY from 5.95 in Q1 2025, and up 52.16% sequentially from 17.24 in Q4 2025.
Americas Carmart (CRMT) Interest Coverage Ratio (2010 - 2026) Analysis & Trends
Americas Carmart has disclosed Interest Coverage Ratio across 17 years of filings, most recently posting 8.25 for Q1 2026.
- In Q1 2026, Interest Coverage Ratio rose 38.58% year-over-year to 8.25; the TTM figure through Jan 2026 stood at 14.77 (down 44.66% YoY), while the FY2025 annual figure was 13.42, down 10303.84% from the prior year.
- Interest Coverage Ratio climbed to 8.25 in Q1 2026, from 17.24 in the prior quarter.
- Over the last five years, Interest Coverage Ratio for CRMT reached as high as 1.25 in Q2 2024 and fell as low as 39.44 in Q3 2023.
- The 5-year median for Interest Coverage Ratio is 13.56 (2024), against an average of 16.56.
- Annual changes were most pronounced in 2022 — Interest Coverage Ratio soared 80.55% — and 2025, when it sank 1874.02%.
- A 5-year view of Interest Coverage Ratio shows it stood at 29.98 in 2022, then soared by 41.32% to 17.59 in 2023, then grew by 28.3% to 12.61 in 2024, then plunged by 36.65% to 17.24 in 2025, then surged by 52.16% to 8.25 in 2026.
- According to Business Quant data, Interest Coverage Ratio over the past three periods registered 8.25, 17.24, and 10.71 for Q1 2026, Q4 2025, and Q3 2025 respectively.
Peer Comparison
| # | Company | Market Cap | Enterprise Value | Gross Profit (Qtr) | Interest Cover (Qtr) |
|---|---|---|---|---|---|
| 1 | Uxin | 128.90 Bn | 128.96 Bn | - | - |
| 2 | Carvana | 48.46 Bn | 46.86 Bn | 1.27 Bn | 5.87 |
| 3 | Penske Automotive | 11.65 Bn | 11.59 Bn | 1.30 Bn | - |
| 4 | Carmax | 7.34 Bn | 7.21 Bn | 854.41 Mn | 6.48 |
| 5 | Lithia Motors | 6.80 Bn | 6.82 Bn | 1.42 Bn | 4.78 |
| 6 | Autonation | 6.40 Bn | 6.33 Bn | 1.21 Bn | 6.55 |
| 7 | Rush Enterprises Inc \Tx\ | 5.57 Bn | 5.35 Bn | 343.80 Mn | 11.07 |
| 8 | Valvoline | 4.88 Bn | 4.79 Bn | 187.00 Mn | - |
| 9 | Asbury Automotive | 3.76 Bn | 3.73 Bn | 726.90 Mn | - |
| 10 | Americas Carmart | 23.15 Mn | -94.66 Mn | 143.93 Mn | -8.25 |
Historic Data
Download Data| Date | Value |
|---|---|
| Jan 31, 2026 | -8.25 |
| Oct 31, 2025 | -17.24 |
| Jul 31, 2025 | -10.71 |
| Apr 30, 2025 | -24.70 |
| Jan 31, 2025 | -13.43 |
| Oct 31, 2024 | -12.61 |
| Jul 31, 2024 | -13.56 |
| Apr 30, 2024 | -1.25 |
| Jan 31, 2024 | -10.08 |
| Oct 31, 2023 | -17.59 |
| Jul 31, 2023 | -39.44 |
| Apr 30, 2023 | -5.94 |
| Oct 31, 2022 | -29.98 |
| Jul 31, 2022 | -29.92 |
| Apr 30, 2022 | -13.76 |
| Oct 31, 2021 | -50.52 |
| Jul 31, 2021 | -61.05 |
| Apr 30, 2021 | -70.73 |
| Jan 31, 2021 | -54.58 |
| Oct 31, 2020 | -53.64 |