Americas Carmart (CRMT) Interest Coverage Ratio (2010 - 2026)
Americas Carmart (CRMT) posted quarterly Interest Coverage Ratio of 10.95 for Q2 2026, up 24.62% year-over-year from 8.79 in Q2 2025, and down 237.42% quarter-over-quarter from 3.25 in Q1 2026.
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Analysis
Americas Carmart (CRMT) Interest Coverage Ratio (2010 - 2026) Analysis & Trends
Americas Carmart (CRMT) has reported Interest Coverage Ratio for 17 consecutive years, with 10.95 the latest figure, recorded in Q2 2026.
- In Q2 2026, Interest Coverage Ratio rose 24.62% year-over-year to 10.95; the TTM figure through Apr 2026 stood at 13.58 (down 5.43% YoY), while the FY2026 annual figure was 13.05, up 2.71% from the prior year.
- Interest Coverage Ratio eased to 10.95 in Q2 2026 per CRMT's latest filing, from 3.25 in the prior quarter.
- Across five years, Interest Coverage Ratio topped out at 0.62 in Q4 2024 and bottomed at 66.98 in Q2 2022.
- Historically, Interest Coverage Ratio has averaged 14.85 across 5 years, with a median of 11.79 in 2024.
- Annual changes were most pronounced in 2022 — Interest Coverage Ratio tumbled 746.7% — and 2024, when it jumped 95.37%.
- Americas Carmart's Interest Coverage Ratio stood at 12.27 in 2022, then retreated by 8.36% to 13.29 in 2023, then jumped by 95.37% to 0.62 in 2024, then sank by 433.39% to 3.28 in 2025, then slumped by 233.76% to 10.95 in 2026.
- Business Quant data shows CRMT's Interest Coverage Ratio at 10.95 in Q2 2026, 3.25 in Q1 2026, and 3.28 in Q4 2025.
Peer Set
Peer Comparison
| # | Company | Market Cap | Enterprise Value | Gross Profit (Qtr) | Interest Cover (Qtr) |
|---|---|---|---|---|---|
| 1 | Carvana | 52.87 Bn | 50.13 Bn | 1.38 Bn | 6.73 |
| 2 | Penske Automotive | 14.22 Bn | 14.15 Bn | 1.36 Bn | - |
| 3 | Rush Enterprises Inc \Tx\ | 9.01 Bn | 8.75 Bn | 361.67 Mn | 13.42 |
| 4 | Carmax | 8.69 Bn | 8.10 Bn | 854.41 Mn | 6.48 |
| 5 | Lithia Motors | 8.26 Bn | 7.90 Bn | 1.50 Bn | 8.38 |
| 6 | Autonation | 6.73 Bn | 6.68 Bn | 1.23 Bn | 11.77 |
| 7 | Uxin | 5.72 Bn | 5.71 Bn | - | - |
| 8 | Valvoline | 4.10 Bn | 4.02 Bn | 214.90 Mn | - |
| 9 | Openlane | 4.07 Bn | 3.88 Bn | 248.20 Mn | 2.63 |
| 10 | Americas Carmart | 19.15 Mn | -27.81 Mn | 135.81 Mn | -10.17 |
Historic Data
Download Data
Historic Data
| Date | Value |
|---|---|
| Apr 30, 2026 | -10.17 |
| Jan 31, 2026 | -8.25 |
| Oct 31, 2025 | -13.17 |
| Jul 31, 2025 | -10.71 |
| Apr 30, 2025 | -10.62 |
| Jan 31, 2025 | -9.75 |
| Oct 31, 2024 | -9.21 |
| Jul 31, 2024 | -10.25 |
| Apr 30, 2024 | -11.11 |
| Jan 31, 2024 | -10.08 |
| Oct 31, 2023 | -14.01 |
| Jul 31, 2023 | -39.44 |
| Apr 30, 2023 | -17.12 |
| Oct 31, 2022 | -24.20 |
| Jul 31, 2022 | -23.88 |
| Apr 30, 2022 | -45.25 |
| Oct 31, 2021 | -50.52 |
| Jul 31, 2021 | -61.05 |
| Apr 30, 2021 | -53.21 |
| Jan 31, 2021 | -54.58 |