Americas Carmart (CRMT) Interest Coverage Ratio (2010 - 2026)
Americas Carmart (CRMT) posted quarterly Interest Coverage Ratio of 10.95 for Q2 2026, up 24.62% year-over-year from 8.79 in Q2 2025, and down 237.42% quarter-over-quarter from 3.25 in Q1 2026.
Americas Carmart (CRMT) Interest Coverage Ratio (2010 - 2026) Analysis & Trends
Americas Carmart (CRMT) has reported Interest Coverage Ratio for 17 consecutive years, with 10.95 the latest figure, recorded in Q2 2026.
- In Q2 2026, Interest Coverage Ratio rose 24.62% year-over-year to 10.95; the TTM figure through Apr 2026 stood at 13.58 (down 5.43% YoY), while the FY2026 annual figure was 13.05, up 2.71% from the prior year.
- Interest Coverage Ratio eased to 10.95 in Q2 2026 per CRMT's latest filing, from 3.25 in the prior quarter.
- Across five years, Interest Coverage Ratio topped out at 0.62 in Q4 2024 and bottomed at 66.98 in Q2 2022.
- Historically, Interest Coverage Ratio has averaged 14.85 across 5 years, with a median of 11.79 in 2024.
- Annual changes were most pronounced in 2022 — Interest Coverage Ratio tumbled 746.7% — and 2024, when it jumped 95.37%.
- Americas Carmart's Interest Coverage Ratio stood at 12.27 in 2022, then retreated by 8.36% to 13.29 in 2023, then jumped by 95.37% to 0.62 in 2024, then sank by 433.39% to 3.28 in 2025, then slumped by 233.76% to 10.95 in 2026.
- Business Quant data shows CRMT's Interest Coverage Ratio at 10.95 in Q2 2026, 3.25 in Q1 2026, and 3.28 in Q4 2025.
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Peer Comparison
| # | Company | Market Cap | Enterprise Value | Gross Profit (Qtr) | Interest Cover (Qtr) |
|---|---|---|---|---|---|
| 1 | Uxin | 78.07 Bn | 78.06 Bn | - | - |
| 2 | Carvana | 51.80 Bn | 49.05 Bn | 1.38 Bn | 1.15 |
| 3 | Penske Automotive | 14.31 Bn | 14.24 Bn | 1.36 Bn | 0.06 |
| 4 | Lithia Motors | 8.60 Bn | 8.24 Bn | 1.50 Bn | 7.15 |
| 5 | Carmax | 8.33 Bn | 7.74 Bn | 854.41 Mn | 0.78 |
| 6 | Autonation | 7.01 Bn | 6.96 Bn | 1.23 Bn | 6.39 |
| 7 | Rush Enterprises Inc \Tx\ | 6.32 Bn | 6.06 Bn | 361.67 Mn | 12.30 |
| 8 | Autozi Internet Technology (Global) | 6.28 Bn | 6.10 Bn | - | - |
| 9 | Openlane | 4.26 Bn | 4.07 Bn | 248.20 Mn | 2.63 |
| 10 | Americas Carmart | 27.02 Mn | -19.94 Mn | 75.62 Mn | -10.95 |
Historic Data
Download Data| Date | Value |
|---|---|
| Apr 30, 2026 | -10.95 |
| Jan 31, 2026 | -3.25 |
| Oct 31, 2025 | -3.28 |
| Jul 31, 2025 | -2.88 |
| Apr 30, 2025 | -14.53 |
| Jan 31, 2025 | -9.75 |
| Oct 31, 2024 | -0.62 |
| Jul 31, 2024 | -11.75 |
| Apr 30, 2024 | -24.34 |
| Jan 31, 2024 | -11.83 |
| Oct 31, 2023 | -13.29 |
| Jul 31, 2023 | -21.82 |
| Apr 30, 2023 | -21.71 |
| Oct 31, 2022 | -12.27 |
| Jul 31, 2022 | -8.32 |
| Apr 30, 2022 | -66.98 |
| Oct 31, 2021 | -6.78 |
| Jul 31, 2021 | -3.35 |
| Apr 30, 2021 | -7.91 |
| Jan 31, 2021 | -4.27 |