Balance Sheet
Cash Flow Statement
Daily Values
Growth Metrics
Income Statement
Others
Ratios
Asset Utilization RatioAssets AverageDebt RatioDebt to EquityEBIT MarginEBITDA MarginEBT MarginEnterprise ValueEquity AverageEquity RatioFCF MarginFCF Payout RatioGross MarginInterest Coverage RatioInventory AverageInvested CapitalNet MarginOperating MarginReturn on AssetsReturn on EquityReturn on Invested CapitalReturn on SalesTimes Interest Earned

Americas Carmart (CRMT) Interest Coverage Ratio (2016 - 2026)

Americas Carmart (CRMT) has disclosed Interest Coverage Ratio for 16 consecutive years, with 17.22 as the latest value for Q4 2025.

  • On a quarterly basis, Interest Coverage Ratio fell 36.54% to 17.22 in Q4 2025 year-over-year; TTM through Oct 2025 was 11.12, a 11.24% decrease, with the full-year FY2025 number at 9.95, down 7618.05% from a year prior.
  • Interest Coverage Ratio was 17.22 for Q4 2025 at Americas Carmart, down from 14.53 in the prior quarter.
  • In the past five years, Interest Coverage Ratio ranged from a high of 0.24 in Q2 2024 to a low of 61.05 in Q3 2021.
  • A 5-year average of 24.88 and a median of 15.87 in 2025 define the central range for Interest Coverage Ratio.
  • Peak YoY movement for Interest Coverage Ratio: soared 96.08% in 2024, then crashed 1372.12% in 2025.
  • Americas Carmart's Interest Coverage Ratio stood at 50.52 in 2021, then soared by 40.65% to 29.98 in 2022, then surged by 53.63% to 13.9 in 2023, then grew by 9.27% to 12.61 in 2024, then plummeted by 36.54% to 17.22 in 2025.
  • Per Business Quant, the three most recent readings for CRMT's Interest Coverage Ratio are 17.22 (Q4 2025), 14.53 (Q3 2025), and 3.59 (Q2 2025).