Americas Carmart (CRMT) Interest Coverage Ratio (2010 - 2026)
Americas Carmart (CRMT) reported Interest Coverage Ratio of 8.25 for Q1 2026, up 38.58% year-over-year from 5.95 in Q1 2025, and up 52.16% quarter-over-quarter from 17.24 in Q4 2025.
Americas Carmart (CRMT) Interest Coverage Ratio (2010 - 2026) Analysis & Trends
Americas Carmart (CRMT) has 17 years of Interest Coverage Ratio data on file, last reported at 8.25 in Q1 2026.
- Interest Coverage Ratio for Q1 2026 came in at 8.25, up 38.58% year-over-year; the trailing twelve-month figure through Jan 2026 was 14.77 (down 44.66% YoY), and the FY2025 annual result was 13.42, down 10303.84% from the prior year.
- Interest Coverage Ratio grew to 8.25 in Q1 2026 per CRMT's latest filing, from 17.24 in the prior quarter.
- Over five years, Interest Coverage Ratio peaked at 1.25 in Q2 2024 and troughed at 39.44 in Q3 2023.
- A 5-year average of 16.56 and a median of 13.56 in 2024 frame the typical range for Interest Coverage Ratio.
- The sharpest annual moves came in 2022 and 2025: Interest Coverage Ratio soared 80.55% in 2022, then tumbled 1874.02% in 2025.
- A 5-year view of Interest Coverage Ratio shows it stood at 29.98 in 2022, then soared by 41.32% to 17.59 in 2023, then grew by 28.3% to 12.61 in 2024, then slumped by 36.65% to 17.24 in 2025, then surged by 52.16% to 8.25 in 2026.
- Business Quant data shows CRMT's Interest Coverage Ratio at 8.25 in Q1 2026, 17.24 in Q4 2025, and 10.71 in Q3 2025.
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Peer Comparison
| # | Company | Market Cap | Enterprise Value | Gross Profit (Qtr) | Interest Cover (Qtr) |
|---|---|---|---|---|---|
| 1 | Uxin | 18.05 Bn | 18.09 Bn | 11.57 Mn | - |
| 2 | Carvana | 9.49 Bn | 7.89 Bn | 1.27 Bn | 5.87 |
| 3 | Carmax | 6.94 Bn | 6.35 Bn | 605.26 Mn | -0.21 |
| 4 | Lithia Motors | 6.76 Bn | 6.78 Bn | 1.42 Bn | 4.78 |
| 5 | Autonation | 6.51 Bn | 6.45 Bn | 1.21 Bn | 6.55 |
| 6 | Rush Enterprises Inc \Tx\ | 5.19 Bn | 4.97 Bn | 343.80 Mn | 11.07 |
| 7 | Valvoline | 4.57 Bn | 4.48 Bn | 187.00 Mn | - |
| 8 | Openlane | 3.88 Bn | 3.84 Bn | 256.20 Mn | 2.98 |
| 9 | Group 1 Automotive | 3.69 Bn | 3.65 Bn | 877.90 Mn | - |
| 10 | Americas Carmart | 64.14 Mn | -53.67 Mn | 143.93 Mn | -8.25 |
Historic Data
Download Data| Date | Value |
|---|---|
| Jan 31, 2026 | -8.25 |
| Oct 31, 2025 | -17.24 |
| Jul 31, 2025 | -10.71 |
| Apr 30, 2025 | -24.70 |
| Jan 31, 2025 | -13.43 |
| Oct 31, 2024 | -12.61 |
| Jul 31, 2024 | -13.56 |
| Apr 30, 2024 | -1.25 |
| Jan 31, 2024 | -10.08 |
| Oct 31, 2023 | -17.59 |
| Jul 31, 2023 | -39.44 |
| Apr 30, 2023 | -5.94 |
| Oct 31, 2022 | -29.98 |
| Jul 31, 2022 | -29.92 |
| Apr 30, 2022 | -13.76 |
| Oct 31, 2021 | -50.52 |
| Jul 31, 2021 | -61.05 |
| Apr 30, 2021 | -70.73 |
| Jan 31, 2021 | -54.58 |
| Oct 31, 2020 | -53.64 |