Americas Carmart (CRMT) Debt Ratio (2014 - 2026)
Americas Carmart (CRMT) reported Debt Ratio of 0.16 for Q1 2026, up 6.38% quarter-over-quarter from 0.15 in Q4 2025.
Americas Carmart (CRMT) Debt Ratio (2014 - 2026) Analysis & Trends
Americas Carmart (CRMT) has 10 years of Debt Ratio data on file, last reported at 0.16 in Q1 2026.
- Debt Ratio for Q1 2026 came in at 0.16, changed N/A year-over-year; the trailing twelve-month figure through Jan 2026 was 0.16 (changed N/A YoY), and the FY2023 annual result was 0.12, up 205.56% from the prior year.
- Debt Ratio rose to 0.16 in Q1 2026 per CRMT's latest filing, from 0.15 in the prior quarter.
- Over five years, Debt Ratio peaked at 0.23 in Q4 2022 and troughed at 0.02 in Q4 2022.
- A 4-year average of 0.12 and a median of 0.15 in 2022 frame the typical range for Debt Ratio.
- The sharpest annual moves came in 2022 and 2023: Debt Ratio slumped 85.92% in 2022, then surged 205.56% in 2023.
- A 4-year view of Debt Ratio shows it stood at 0.02 in 2022, then surged by 489.15% to 0.12 in 2023, then advanced by 28.98% to 0.15 in 2025, then rose by 6.38% to 0.16 in 2026.
- Business Quant data shows CRMT's Debt Ratio at 0.16 in Q1 2026, 0.15 in Q4 2025, and 0.12 in Q2 2023.
Peer Comparison
| # | Company | Market Cap | Enterprise Value | Gross Profit (Qtr) | Debt Ratio (Qtr) |
|---|---|---|---|---|---|
| 1 | Uxin | 18.05 Bn | 18.09 Bn | 11.57 Mn | 0.02 |
| 2 | Carvana | 9.49 Bn | 7.89 Bn | 1.27 Bn | 0.36 |
| 3 | Carmax | 6.94 Bn | 6.35 Bn | 605.26 Mn | 0.59 |
| 4 | Lithia Motors | 6.76 Bn | 6.78 Bn | 1.42 Bn | 0.25 |
| 5 | Autonation | 6.51 Bn | 6.45 Bn | 1.21 Bn | 0.15 |
| 6 | Rush Enterprises Inc \Tx\ | 5.19 Bn | 4.97 Bn | 343.80 Mn | 0.06 |
| 7 | Valvoline | 4.57 Bn | 4.48 Bn | 187.00 Mn | 0.48 |
| 8 | Openlane | 3.88 Bn | 3.84 Bn | 256.20 Mn | 0.11 |
| 9 | Group 1 Automotive | 3.69 Bn | 3.65 Bn | 877.90 Mn | 0.31 |
| 10 | Americas Carmart | 64.14 Mn | -53.67 Mn | 143.93 Mn | 0.16 |
Historic Data
Download Data| Date | Value |
|---|---|
| Jan 31, 2026 | 0.16 |
| Oct 31, 2025 | 0.15 |
| Apr 30, 2023 | 0.12 |
| Dec 31, 2022 | 0.02 |
| Oct 31, 2022 | 0.23 |
| Jul 31, 2022 | 0.15 |
| Apr 30, 2022 | 0.04 |
| Dec 31, 2021 | 0.04 |
| Apr 30, 2021 | 0.27 |
| Jan 31, 2018 | 0.32 |
| Oct 31, 2017 | 0.31 |
| Jul 31, 2017 | 0.27 |
| Apr 30, 2017 | 0.28 |
| Jan 31, 2017 | 0.27 |
| Oct 31, 2016 | 0.29 |
| Jul 31, 2016 | 0.28 |
| Apr 30, 2016 | 0.27 |
| Jan 31, 2016 | 0.29 |
| Oct 31, 2015 | 0.26 |
| Jul 31, 2015 | 0.26 |