Americas Carmart (CRMT) Debt Ratio (2014 - 2026)
Americas Carmart (CRMT) posted quarterly Debt Ratio of 0.16 for Q1 2026, up 6.38% sequentially from 0.15 in Q4 2025.
Americas Carmart (CRMT) Debt Ratio (2014 - 2026) Analysis & Trends
Americas Carmart has disclosed Debt Ratio across 10 years of filings, most recently posting 0.16 for Q1 2026.
- In Q1 2026, Debt Ratio changed N/A year-over-year to 0.16; the TTM figure through Jan 2026 stood at 0.16 (changed N/A YoY), while the FY2023 annual figure was 0.12, up 205.56% from the prior year.
- Debt Ratio advanced to 0.16 in Q1 2026, from 0.15 in the prior quarter.
- Over the last five years, Debt Ratio for CRMT reached as high as 0.23 in Q4 2022 and fell as low as 0.02 in Q4 2022.
- The 4-year median for Debt Ratio is 0.15 (2022), against an average of 0.12.
- Annual changes were most pronounced in 2022 — Debt Ratio plunged 85.92% — and 2023, when it surged 205.56%.
- A 4-year view of Debt Ratio shows it stood at 0.02 in 2022, then surged by 489.15% to 0.12 in 2023, then advanced by 28.98% to 0.15 in 2025, then rose by 6.38% to 0.16 in 2026.
- According to Business Quant data, Debt Ratio over the past three periods registered 0.16, 0.15, and 0.12 for Q1 2026, Q4 2025, and Q2 2023 respectively.
Peer Comparison
| # | Company | Market Cap | Enterprise Value | Gross Profit (Qtr) | Debt Ratio (Qtr) |
|---|---|---|---|---|---|
| 1 | Uxin | 128.90 Bn | 128.96 Bn | - | 0.14 |
| 2 | Carvana | 48.46 Bn | 46.86 Bn | 1.27 Bn | 0.36 |
| 3 | Penske Automotive | 11.65 Bn | 11.59 Bn | 1.30 Bn | 0.14 |
| 4 | Carmax | 7.34 Bn | 7.21 Bn | 854.41 Mn | 0.60 |
| 5 | Lithia Motors | 6.80 Bn | 6.82 Bn | 1.42 Bn | 0.25 |
| 6 | Autonation | 6.40 Bn | 6.33 Bn | 1.21 Bn | 0.15 |
| 7 | Rush Enterprises Inc \Tx\ | 5.57 Bn | 5.35 Bn | 343.80 Mn | 0.06 |
| 8 | Valvoline | 4.88 Bn | 4.79 Bn | 187.00 Mn | 0.48 |
| 9 | Asbury Automotive | 3.76 Bn | 3.73 Bn | 726.90 Mn | 0.31 |
| 10 | Americas Carmart | 23.15 Mn | -94.66 Mn | 143.93 Mn | 0.16 |
Historic Data
Download Data| Date | Value |
|---|---|
| Jan 31, 2026 | 0.16 |
| Oct 31, 2025 | 0.15 |
| Apr 30, 2023 | 0.12 |
| Oct 31, 2022 | 0.23 |
| Jul 31, 2022 | 0.15 |
| Apr 30, 2022 | 0.04 |
| Dec 31, 2021 | 0.04 |
| Apr 30, 2021 | 0.27 |
| Jan 31, 2018 | 0.32 |
| Oct 31, 2017 | 0.31 |
| Jul 31, 2017 | 0.27 |
| Apr 30, 2017 | 0.28 |
| Jan 31, 2017 | 0.27 |
| Oct 31, 2016 | 0.29 |
| Jul 31, 2016 | 0.28 |
| Apr 30, 2016 | 0.27 |
| Jan 31, 2016 | 0.29 |
| Oct 31, 2015 | 0.26 |
| Jul 31, 2015 | 0.26 |
| Apr 30, 2015 | 0.26 |