Americas Carmart (CRMT) Debt Ratio (2011 - 2026)

Americas Carmart (CRMT) posted quarterly Debt Ratio of 0.19 for Q2 2026, up 14.75% quarter-over-quarter from 0.16 in Q1 2026.

Analysis

Americas Carmart (CRMT) Debt Ratio (2011 - 2026) Analysis & Trends

Americas Carmart (CRMT) has reported Debt Ratio for 16 consecutive years, with 0.19 the latest figure, recorded in Q2 2026.

In Q2 2026, Debt Ratio changed N/A year-over-year to 0.19; the TTM figure through Apr 2026 stood at 0.19 (changed N/A YoY), while the FY2026 annual figure was 0.19, changed N/A from the prior year.
Debt Ratio grew to 0.19 in Q2 2026 per CRMT's latest filing, from 0.16 in the prior quarter.
Across five years, Debt Ratio topped out at 21.84 in Q3 2023 and bottomed at 0.02 in Q4 2022.
Historically, Debt Ratio has averaged 4.41 across 5 years, with a median of 0.42 in 2024.
Annual changes were most pronounced in 2023 — Debt Ratio soared 103.81% — and 2025, when it tumbled 98.67%.
Americas Carmart's Debt Ratio stood at 0.02 in 2022, then soared by 41317.61% to 8.31 in 2023, then surged by 38.41% to 11.5 in 2024, then sank by 98.67% to 0.15 in 2025, then rose by 22.07% to 0.19 in 2026.
Business Quant data shows CRMT's Debt Ratio at 0.19 in Q2 2026, 0.16 in Q1 2026, and 0.15 in Q4 2025.

Peer Set

#	Company	Market Cap	Enterprise Value	Gross Profit (Qtr)	Debt Ratio (Qtr)
1	Carvana	52.87 Bn	50.13 Bn	1.38 Bn	0.34
2	Penske Automotive	14.22 Bn	14.15 Bn	1.36 Bn	0.16
3	Rush Enterprises Inc \Tx\	9.01 Bn	8.75 Bn	361.67 Mn	0.06
4	Carmax	8.69 Bn	8.10 Bn	854.41 Mn	0.68
5	Lithia Motors	8.26 Bn	7.90 Bn	1.50 Bn	0.26
6	Autonation	6.73 Bn	6.68 Bn	1.23 Bn	0.25
7	Uxin	5.72 Bn	5.71 Bn	-	0.14
8	Valvoline	4.10 Bn	4.02 Bn	214.90 Mn	0.47
9	Openlane	4.07 Bn	3.88 Bn	248.20 Mn	0.11
10	Americas Carmart	19.15 Mn	-27.81 Mn	135.81 Mn	0.32

Historic Data

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