Americas Carmart (CRMT) Debt Ratio (2014 - 2026)

Americas Carmart (CRMT) posted quarterly Debt Ratio of 0.16 for Q1 2026, up 6.38% sequentially from 0.15 in Q4 2025.

Americas Carmart (CRMT) Debt Ratio (2014 - 2026) Analysis & Trends

Americas Carmart has disclosed Debt Ratio across 10 years of filings, most recently posting 0.16 for Q1 2026.

  • In Q1 2026, Debt Ratio changed N/A year-over-year to 0.16; the TTM figure through Jan 2026 stood at 0.16 (changed N/A YoY), while the FY2023 annual figure was 0.12, up 205.56% from the prior year.
  • Debt Ratio advanced to 0.16 in Q1 2026, from 0.15 in the prior quarter.
  • Over the last five years, Debt Ratio for CRMT reached as high as 0.23 in Q4 2022 and fell as low as 0.02 in Q4 2022.
  • The 4-year median for Debt Ratio is 0.15 (2022), against an average of 0.12.
  • Annual changes were most pronounced in 2022 — Debt Ratio plunged 85.92% — and 2023, when it surged 205.56%.
  • A 4-year view of Debt Ratio shows it stood at 0.02 in 2022, then surged by 489.15% to 0.12 in 2023, then advanced by 28.98% to 0.15 in 2025, then rose by 6.38% to 0.16 in 2026.
  • According to Business Quant data, Debt Ratio over the past three periods registered 0.16, 0.15, and 0.12 for Q1 2026, Q4 2025, and Q2 2023 respectively.

Peer Comparison

# Company Market Cap Enterprise Value Gross Profit (Qtr) Debt Ratio (Qtr)
1 Uxin 128.90 Bn 128.96 Bn - 0.14
2 Carvana 48.46 Bn 46.86 Bn 1.27 Bn 0.36
3 Penske Automotive 11.65 Bn 11.59 Bn 1.30 Bn 0.14
4 Carmax 7.34 Bn 7.21 Bn 854.41 Mn 0.60
5 Lithia Motors 6.80 Bn 6.82 Bn 1.42 Bn 0.25
6 Autonation 6.40 Bn 6.33 Bn 1.21 Bn 0.15
7 Rush Enterprises Inc \Tx\ 5.57 Bn 5.35 Bn 343.80 Mn 0.06
8 Valvoline 4.88 Bn 4.79 Bn 187.00 Mn 0.48
9 Asbury Automotive 3.76 Bn 3.73 Bn 726.90 Mn 0.31
10 Americas Carmart 23.15 Mn -94.66 Mn 143.93 Mn 0.16

Historic Data

Download Data
DateValue
Jan 31, 2026 0.16
Oct 31, 2025 0.15
Apr 30, 2023 0.12
Oct 31, 2022 0.23
Jul 31, 2022 0.15
Apr 30, 2022 0.04
Dec 31, 2021 0.04
Apr 30, 2021 0.27
Jan 31, 2018 0.32
Oct 31, 2017 0.31
Jul 31, 2017 0.27
Apr 30, 2017 0.28
Jan 31, 2017 0.27
Oct 31, 2016 0.29
Jul 31, 2016 0.28
Apr 30, 2016 0.27
Jan 31, 2016 0.29
Oct 31, 2015 0.26
Jul 31, 2015 0.26
Apr 30, 2015 0.26