Americas Carmart (CRMT) Debt Ratio (2014 - 2026)

Americas Carmart (CRMT) reported Debt Ratio of 0.16 for Q1 2026, up 6.38% quarter-over-quarter from 0.15 in Q4 2025.

Americas Carmart (CRMT) Debt Ratio (2014 - 2026) Analysis & Trends

Americas Carmart (CRMT) has 10 years of Debt Ratio data on file, last reported at 0.16 in Q1 2026.

  • Debt Ratio for Q1 2026 came in at 0.16, changed N/A year-over-year; the trailing twelve-month figure through Jan 2026 was 0.16 (changed N/A YoY), and the FY2023 annual result was 0.12, up 205.56% from the prior year.
  • Debt Ratio rose to 0.16 in Q1 2026 per CRMT's latest filing, from 0.15 in the prior quarter.
  • Over five years, Debt Ratio peaked at 0.23 in Q4 2022 and troughed at 0.02 in Q4 2022.
  • A 4-year average of 0.12 and a median of 0.15 in 2022 frame the typical range for Debt Ratio.
  • The sharpest annual moves came in 2022 and 2023: Debt Ratio slumped 85.92% in 2022, then surged 205.56% in 2023.
  • A 4-year view of Debt Ratio shows it stood at 0.02 in 2022, then surged by 489.15% to 0.12 in 2023, then advanced by 28.98% to 0.15 in 2025, then rose by 6.38% to 0.16 in 2026.
  • Business Quant data shows CRMT's Debt Ratio at 0.16 in Q1 2026, 0.15 in Q4 2025, and 0.12 in Q2 2023.

Peer Comparison

# Company Market Cap Enterprise Value Gross Profit (Qtr) Debt Ratio (Qtr)
1 Uxin 18.05 Bn 18.09 Bn 11.57 Mn 0.02
2 Carvana 9.49 Bn 7.89 Bn 1.27 Bn 0.36
3 Carmax 6.94 Bn 6.35 Bn 605.26 Mn 0.59
4 Lithia Motors 6.76 Bn 6.78 Bn 1.42 Bn 0.25
5 Autonation 6.51 Bn 6.45 Bn 1.21 Bn 0.15
6 Rush Enterprises Inc \Tx\ 5.19 Bn 4.97 Bn 343.80 Mn 0.06
7 Valvoline 4.57 Bn 4.48 Bn 187.00 Mn 0.48
8 Openlane 3.88 Bn 3.84 Bn 256.20 Mn 0.11
9 Group 1 Automotive 3.69 Bn 3.65 Bn 877.90 Mn 0.31
10 Americas Carmart 64.14 Mn -53.67 Mn 143.93 Mn 0.16

Historic Data

Download Data
DateValue
Jan 31, 2026 0.16
Oct 31, 2025 0.15
Apr 30, 2023 0.12
Dec 31, 2022 0.02
Oct 31, 2022 0.23
Jul 31, 2022 0.15
Apr 30, 2022 0.04
Dec 31, 2021 0.04
Apr 30, 2021 0.27
Jan 31, 2018 0.32
Oct 31, 2017 0.31
Jul 31, 2017 0.27
Apr 30, 2017 0.28
Jan 31, 2017 0.27
Oct 31, 2016 0.29
Jul 31, 2016 0.28
Apr 30, 2016 0.27
Jan 31, 2016 0.29
Oct 31, 2015 0.26
Jul 31, 2015 0.26