Americas Carmart (CRMT) Debt Ratio (2011 - 2026)

Americas Carmart (CRMT) posted quarterly Debt Ratio of 0.19 for Q2 2026, up 14.75% quarter-over-quarter from 0.16 in Q1 2026.

Americas Carmart (CRMT) Debt Ratio (2011 - 2026) Analysis & Trends

Americas Carmart (CRMT) has reported Debt Ratio for 16 consecutive years, with 0.19 the latest figure, recorded in Q2 2026.

  • In Q2 2026, Debt Ratio changed N/A year-over-year to 0.19; the TTM figure through Apr 2026 stood at 0.19 (changed N/A YoY), while the FY2026 annual figure was 0.19, changed N/A from the prior year.
  • Debt Ratio grew to 0.19 in Q2 2026 per CRMT's latest filing, from 0.16 in the prior quarter.
  • Across five years, Debt Ratio topped out at 21.84 in Q3 2023 and bottomed at 0.02 in Q4 2022.
  • Historically, Debt Ratio has averaged 4.41 across 5 years, with a median of 0.42 in 2024.
  • Annual changes were most pronounced in 2023 — Debt Ratio soared 103.81% — and 2025, when it tumbled 98.67%.
  • Americas Carmart's Debt Ratio stood at 0.02 in 2022, then soared by 41317.61% to 8.31 in 2023, then surged by 38.41% to 11.5 in 2024, then sank by 98.67% to 0.15 in 2025, then rose by 22.07% to 0.19 in 2026.
  • Business Quant data shows CRMT's Debt Ratio at 0.19 in Q2 2026, 0.16 in Q1 2026, and 0.15 in Q4 2025.

Peer Comparison

# Company Market Cap Enterprise Value Gross Profit (Qtr) Debt Ratio (Qtr)
1 Uxin 78.07 Bn 78.06 Bn - -
2 Carvana 51.80 Bn 49.05 Bn 1.38 Bn 0.34
3 Penske Automotive 14.31 Bn 14.24 Bn 1.36 Bn 0.16
4 Lithia Motors 8.60 Bn 8.24 Bn 1.50 Bn 0.26
5 Carmax 8.33 Bn 7.74 Bn 854.41 Mn 0.68
6 Autonation 7.01 Bn 6.96 Bn 1.23 Bn 0.25
7 Rush Enterprises Inc \Tx\ 6.32 Bn 6.06 Bn 361.67 Mn 26.04
8 Autozi Internet Technology (Global) 6.28 Bn 6.10 Bn - 0.02
9 Openlane 4.26 Bn 4.07 Bn 248.20 Mn 0.11
10 Americas Carmart 27.02 Mn -19.94 Mn 75.62 Mn 0.19

Historic Data

Download Data
DateValue
Apr 30, 2026 0.19
Jan 31, 2026 0.16
Oct 31, 2025 0.15
Jul 31, 2025 0.38
Jan 31, 2025 0.45
Oct 31, 2024 11.50
Jul 31, 2024 0.39
Apr 30, 2024 0.37
Jan 31, 2024 6.62
Oct 31, 2023 8.31
Jul 31, 2023 21.84
Apr 30, 2023 0.33
Dec 31, 2022 0.02
Oct 31, 2022 4.08
Jul 31, 2022 11.01
Apr 30, 2022 4.71
Dec 31, 2021 0.34
Oct 31, 2020 0.00
Jul 31, 2020 0.00
Apr 30, 2020 0.00