Consumer Portfolio Services (CPSS) Service Charges (2010 - 2025)
Consumer Portfolio Services' (CPSS) quarterly Service Charges came in at $72000.0 in Q4 2025, up 155.38% year-over-year from $28192.8 in Q4 2024, and down 40.0% quarter-over-quarter from $120000.0 in Q3 2025.
Analysis
Consumer Portfolio Services (CPSS) Service Charges (2010 - 2025) Analysis & Trends
Consumer Portfolio Services has disclosed Service Charges across 12 years of filings, most recently posting $72000.0 for Q4 2025.
- In Q4 2025, Service Charges rose 155.38% year-over-year to $72000.0; the TTM figure through Dec 2025 stood at $657000.0 (down 58.76% YoY), while the FY2025 annual figure was $656000.0, down 64.46% from the prior year.
- Service Charges came in at $72000.0 for Q4 2025 at Consumer Portfolio Services, down from $120000.0 in the prior quarter.
- In the past five years, Service Charges ranged from a high of $30.9 million in Q4 2021 to a low of -$130000.0 in Q4 2024.
- Average Service Charges over 5 years is $5.0 million, with a median of $1.6 million recorded in 2023.
- Year-over-year, Service Charges tumbled 107.77% in 2024 and soared 155.38% in 2025.
- Over 5 years, Service Charges stood at $30.9 million in 2021, then plunged by 40.79% to $18.3 million in 2022, then plunged by 90.87% to $1.7 million in 2023, then sank by 107.77% to -$130000.0 in 2024, then jumped by 155.38% to $72000.0 in 2025.
- Per Business Quant data, the three most recent Service Charges figures were $72000.0 in Q4 2025, $120000.0 in Q3 2025, and $136000.0 in Q2 2025.
Peer Set
Peer Comparison
| # | Company | Market Cap | Enterprise Value | Gross Profit (Qtr) |
|---|---|---|---|---|
| 1 | Synchrony Financial | 24.38 Bn | 8.19 Bn | - |
| 2 | Affirm Holdings | 24.01 Bn | 22.38 Bn | - |
| 3 | FirstCash Holdings | 9.50 Bn | 9.33 Bn | 533.67 Mn |
| 4 | Credit Acceptance | 6.00 Bn | 5.51 Bn | 569.30 Mn |
| 5 | Slm | 4.72 Bn | -77.52 Mn | - |
| 6 | Enova International | 4.35 Bn | 4.22 Bn | 568.07 Mn |
| 7 | Bread Financial Holdings | 4.20 Bn | -15.89 Bn | 957.00 Mn |
| 8 | StoneCo | 2.99 Bn | 1.38 Bn | 308.97 Mn |
| 9 | Ezcorp | 1.88 Bn | 1.57 Bn | 246.19 Mn |
| 10 | Consumer Portfolio Services | 201.73 Mn | 29.03 Mn | - |
Historic Data
Download Data
Historic Data
| Date | Value |
|---|---|
| Dec 31, 2025 | 72,000.00 |
| Sep 30, 2025 | 120,000.00 |
| Jun 30, 2025 | 136,000.00 |
| Mar 31, 2025 | 329,000.00 |
| Dec 31, 2024 | -130,000.00 |
| Sep 30, 2024 | 1.98 Mn |
| Jun 30, 2024 | 1.43 Mn |
| Mar 31, 2024 | 1.00 Mn |
| Dec 31, 2023 | 1.67 Mn |
| Sep 30, 2023 | 6.39 Mn |
| Jun 30, 2023 | 4.91 Mn |
| Mar 31, 2023 | 3.02 Mn |
| Dec 31, 2022 | 18.32 Mn |
| Dec 31, 2021 | 30.94 Mn |
| Sep 30, 2016 | 26,000.00 |
| Jun 30, 2016 | 24,000.00 |
| Mar 31, 2016 | 23,000.00 |
| Dec 31, 2015 | 36,000.00 |
| Sep 30, 2015 | 73,000.00 |
| Jun 30, 2015 | 62,000.00 |