Consumer Portfolio Services (CPSS) Service Charges (2010 - 2025)

Consumer Portfolio Services (CPSS) posted Service Charges of $72000.0 for Q4 2025, down 40.0% sequentially from $120000.0 in Q3 2025, and up 155.38% YoY from $28192.8 in Q4 2024.

Consumer Portfolio Services (CPSS) Service Charges (2010 - 2025) Analysis & Trends

Consumer Portfolio Services has reported Service Charges for 12 years, with the latest figure at $72000.0 in Q4 2025.

  • Quarterly Service Charges rose 155.38% year-over-year to $72000.0 in Q4 2025, while the trailing twelve-month figure through Dec 2025 was $657000.0 (down 89.83% YoY) and the FY2025 annual result came in at $656000.0, down 64.46% from the prior year.
  • Service Charges eased to $72000.0 in Q4 2025 per CPSS's latest filing, from $120000.0 in the prior quarter.
  • Over five years, Service Charges peaked at $30.9 million in Q4 2021 and troughed at -$130000.0 in Q4 2024.
  • A 5-year average of $4.8 million and a median of $1.6 million in 2023 frame the typical range for Service Charges.
  • The sharpest annual moves came in 2024 and 2025: Service Charges plunged 107.77% in 2024, then jumped 155.38% in 2025.
  • Over 5 years, Service Charges stood at $30.9 million in 2021, then slumped by 40.79% to $18.3 million in 2022, then slumped by 90.87% to $1.7 million in 2023, then tumbled by 107.77% to -$130000.0 in 2024, then soared by 155.38% to $72000.0 in 2025.
  • According to Business Quant data, Service Charges over the past three periods registered $72000.0, $120000.0, and $136000.0 for Q4 2025, Q3 2025, and Q2 2025 respectively.

Peer Comparison

# Company Market Cap Enterprise Value Gross Profit (Qtr)
1 Visa 618.21 Bn 605.85 Bn -
2 Mastercard 506.53 Bn 493.04 Bn -
3 American Express 232.32 Bn 183.00 Bn 17.99 Bn
4 Capital One Financial 136.19 Bn 81.48 Bn -
5 PayPal Holdings 52.34 Bn 41.08 Bn -
6 Eason Technology 35.89 Bn 35.89 Bn -
7 Synchrony Financial 26.09 Bn 9.90 Bn -
8 Affirm Holdings 25.93 Bn 24.20 Bn -
9 SoFi Technologies 23.04 Bn 22.68 Bn -41.62 Mn
10 Consumer Portfolio Services 207.10 Mn 200.16 Mn -

Historic Data

Download Data
DateValue
Dec 31, 2025 72,000.00
Sep 30, 2025 120,000.00
Jun 30, 2025 136,000.00
Mar 31, 2025 329,000.00
Dec 31, 2024 -130,000.00
Sep 30, 2024 1.98 Mn
Jun 30, 2024 1.43 Mn
Mar 31, 2024 1.00 Mn
Dec 31, 2023 1.67 Mn
Sep 30, 2023 6.39 Mn
Jun 30, 2023 1.90 Mn
Mar 31, 2023 3.02 Mn
Dec 31, 2022 18.32 Mn
Dec 31, 2021 30.94 Mn
Sep 30, 2016 26,000.00
Jun 30, 2016 24,000.00
Mar 31, 2016 23,000.00
Dec 31, 2015 36,000.00
Sep 30, 2015 73,000.00
Jun 30, 2015 62,000.00