Consumer Portfolio Services (CPSS) Research & Development (2010 - 2026)
Consumer Portfolio Services' (CPSS) quarterly Research & Development came in at $8.3 million in Q2 2026, up 45.13% year-over-year from $5.7 million in Q2 2025, and up 26.72% quarter-over-quarter from $6.6 million in Q1 2026.
Analysis
Consumer Portfolio Services (CPSS) Research & Development (2010 - 2026) Analysis & Trends
Consumer Portfolio Services has disclosed Research & Development across 17 years of filings, most recently posting $8.3 million for Q2 2026.
- In Q2 2026, Research & Development rose 45.13% year-over-year to $8.3 million; the TTM figure through Jun 2026 stood at $26.0 million (up 10.13% YoY), while the FY2025 annual figure was $22.8 million, changed 0.22% from the prior year.
- Research & Development came in at $8.3 million for Q2 2026 at Consumer Portfolio Services, up from $6.6 million in the prior quarter.
- In the past five years, Research & Development ranged from a high of $8.3 million in Q2 2026 to a low of $4.7 million in Q4 2023.
- Average Research & Development over 5 years is $5.8 million, with a median of $5.7 million recorded in 2023.
- Year-over-year, Research & Development slipped 19.72% in 2023 and soared 45.13% in 2026.
- Over 5 years, Research & Development stood at $5.9 million in 2022, then decreased by 19.72% to $4.7 million in 2023, then soared by 33.56% to $6.3 million in 2024, then declined by 12.57% to $5.5 million in 2025, then surged by 51.32% to $8.3 million in 2026.
- Per Business Quant data, the three most recent Research & Development figures were $8.3 million in Q2 2026, $6.6 million in Q1 2026, and $5.5 million in Q4 2025.
Peer Set
Peer Comparison
| # | Company | Market Cap | Enterprise Value | Gross Profit (Qtr) | R&D (Qtr) |
|---|---|---|---|---|---|
| 1 | Synchrony Financial | 24.38 Bn | 8.19 Bn | - | 248.00 Mn |
| 2 | Affirm Holdings | 24.01 Bn | 22.38 Bn | - | 92.40 Mn |
| 3 | FirstCash Holdings | 9.50 Bn | 9.33 Bn | 533.67 Mn | - |
| 4 | Credit Acceptance | 6.00 Bn | 5.51 Bn | 569.30 Mn | 29.90 Mn |
| 5 | Slm | 4.72 Bn | -77.52 Mn | - | - |
| 6 | Enova International | 4.35 Bn | 4.22 Bn | 568.07 Mn | - |
| 7 | Bread Financial Holdings | 4.20 Bn | -15.89 Bn | 957.00 Mn | 80.00 Mn |
| 8 | StoneCo | 2.99 Bn | 1.38 Bn | 308.97 Mn | - |
| 9 | Ezcorp | 1.88 Bn | 1.57 Bn | 246.19 Mn | - |
| 10 | Consumer Portfolio Services | 201.73 Mn | 29.03 Mn | - | 8.30 Mn |
Historic Data
Download Data
Historic Data
| Date | Value |
|---|---|
| Jun 30, 2026 | 8.30 Mn |
| Mar 31, 2026 | 6.55 Mn |
| Dec 31, 2025 | 5.49 Mn |
| Sep 30, 2025 | 5.68 Mn |
| Jun 30, 2025 | 5.72 Mn |
| Mar 31, 2025 | 5.91 Mn |
| Dec 31, 2024 | 6.28 Mn |
| Sep 30, 2024 | 5.72 Mn |
| Jun 30, 2024 | 5.88 Mn |
| Mar 31, 2024 | 4.87 Mn |
| Dec 31, 2023 | 4.70 Mn |
| Sep 30, 2023 | 5.33 Mn |
| Jun 30, 2023 | 5.46 Mn |
| Mar 31, 2023 | 5.72 Mn |
| Dec 31, 2022 | 5.85 Mn |
| Sep 30, 2022 | 5.96 Mn |
| Jun 30, 2022 | 5.84 Mn |
| Mar 31, 2022 | 5.39 Mn |
| Dec 31, 2021 | 4.40 Mn |
| Sep 30, 2021 | 4.29 Mn |