Choiceone Financial Services (COFS) Retained Earnings (2010 - 2026)
Choiceone Financial Services (COFS) posted quarterly Retained Earnings of -$39.5 million for Q1 2026, down 153.88% year-over-year from $73.3 million in Q1 2025, and down 10.74% quarter-over-quarter from -$35.7 million in Q4 2025.
Choiceone Financial Services (COFS) Retained Earnings (2010 - 2026) Analysis & Trends
Choiceone Financial Services' Retained Earnings history runs 17 years deep, the most recent figure standing at -$39.5 million for Q1 2026.
- In Q1 2026, Retained Earnings fell 153.88% year-over-year to -$39.5 million; the TTM figure through Mar 2026 stood at -$39.5 million (down 153.88% YoY), while the FY2025 annual figure was -$35.7 million, down 139.02% from the prior year.
- Retained Earnings for Q1 2026 stood at -$39.5 million, down from -$35.7 million in the prior quarter.
- The five-year high for Retained Earnings was $93.1 million in Q3 2025, with the low at -$79.0 million in Q3 2022.
- The 5-year median for Retained Earnings is -$39.5 million (2026), against an average of -$5.8 million.
- Peak annual rise in Retained Earnings reached 2755.05% in 2022, while the deepest fall reached 260.54% in 2022.
- Choiceone Financial Services' Retained Earnings stood at $68.4 million in 2022, then climbed by 7.76% to $73.7 million in 2023, then rose by 24.04% to $91.4 million in 2024, then sank by 139.02% to -$35.7 million in 2025, then declined by 10.74% to -$39.5 million in 2026.
- Business Quant data shows COFS's Retained Earnings at -$39.5 million in Q1 2026, -$35.7 million in Q4 2025, and $93.1 million in Q3 2025.
Powered by 
Peer Comparison
| # | Company | Market Cap | Enterprise Value | Gross Profit (Qtr) | Retained Earnings (Qtr) |
|---|---|---|---|---|---|
| 1 | Hdfc Bank | 121.14 Bn | 84.95 Bn | - | 25.64 Bn |
| 2 | Pnc Financial Services | 97.73 Bn | 97.73 Bn | - | 65.52 Bn |
| 3 | Us Bancorp | 95.99 Bn | 95.99 Bn | - | 83.24 Bn |
| 4 | Lloyds Banking | 93.61 Bn | 93.91 Bn | - | 8.37 Bn |
| 5 | NatWest | 74.86 Bn | -144.23 Bn | - | - |
| 6 | Deutsche Bank Aktiengesellschaft | 72.07 Bn | -81.24 Bn | - | 43.89 Bn |
| 7 | Nu Holdings | 71.48 Bn | 57.79 Bn | 2.35 Bn | 8.50 Bn |
| 8 | Truist Financial | 61.60 Bn | 61.60 Bn | - | 31.62 Bn |
| 9 | Fifth Third Bancorp | 49.61 Bn | 25.89 Bn | - | 25.65 Bn |
| 10 | Choiceone Financial Services | 493.91 Mn | 395.77 Mn | - | 120.14 Mn |
Historic Data
Download Data| Date | Value |
|---|---|
| Jun 30, 2026 | 120.14 Mn |
| Mar 31, 2026 | -39.51 Mn |
| Dec 31, 2025 | -35.67 Mn |
| Sep 30, 2025 | 93.12 Mn |
| Jun 30, 2025 | -49.09 Mn |
| Mar 31, 2025 | 73.32 Mn |
| Dec 31, 2024 | 91.41 Mn |
| Sep 30, 2024 | -45.45 Mn |
| Jun 30, 2024 | -41.30 Mn |
| Mar 31, 2024 | -44.32 Mn |
| Dec 31, 2023 | 73.70 Mn |
| Sep 30, 2023 | -62.47 Mn |
| Jun 30, 2023 | 67.28 Mn |
| Mar 31, 2023 | -67.88 Mn |
| Dec 31, 2022 | 68.39 Mn |
| Sep 30, 2022 | -78.98 Mn |
| Jun 30, 2022 | -65.07 Mn |
| Mar 31, 2022 | -36.36 Mn |
| Dec 31, 2021 | -2.58 Mn |
| Sep 30, 2021 | 49.20 Mn |