Choiceone Financial Services (COFS) Retained Earnings (2010 - 2026)

Choiceone Financial Services' (COFS) quarterly Retained Earnings came in at -$39.5 million in Q1 2026, down 153.88% year-on-year from $73.3 million in Q1 2025, and down 10.74% quarter-over-quarter from -$35.7 million in Q4 2025.

Choiceone Financial Services (COFS) Retained Earnings (2010 - 2026) Analysis & Trends

Choiceone Financial Services' Retained Earnings history runs 17 years deep, the most recent figure standing at -$39.5 million for Q1 2026.

  • On a quarterly basis, Retained Earnings fell 153.88% year-over-year to -$39.5 million in Q1 2026; TTM through Mar 2026 was -$39.5 million, a 153.88% decrease from a year earlier, with the FY2025 full-year figure at -$35.7 million, down 139.02% from the prior year.
  • Retained Earnings slipped to -$39.5 million in Q1 2026 per COFS's latest filing, from -$35.7 million in the prior quarter.
  • Across five years, Retained Earnings topped out at $93.1 million in Q3 2025 and bottomed at -$79.0 million in Q3 2022.
  • The 5-year median for Retained Earnings is -$39.5 million (2026), against an average of -$5.8 million.
  • Biggest YoY gain for Retained Earnings was 2755.05% in 2022; the steepest drop was 260.54% in 2022.
  • Year by year, Retained Earnings stood at $68.4 million in 2022, then grew by 7.76% to $73.7 million in 2023, then gained by 24.04% to $91.4 million in 2024, then plunged by 139.02% to -$35.7 million in 2025, then fell by 10.74% to -$39.5 million in 2026.
  • Per Business Quant, the three latest COFS Retained Earnings figures stand at -$39.5 million (Q1 2026), -$35.7 million (Q4 2025), and $93.1 million (Q3 2025).

Peer Comparison

# Company Market Cap Enterprise Value Gross Profit (Qtr) Retained Earnings (Qtr)
1 KB Financial 43,124.21 Bn 43,125.44 Bn -775,612.08 31.29 Bn
2 Shinhan Financial 33,971.34 Bn 33,973.00 Bn - -1.42 Bn
3 Bank Of Chile 4,105.33 Bn 4,105.33 Bn 167,623.00 711,658.00
4 NatWest 768.74 Bn 572.78 Bn 1.79 Bn -
5 Mizuho Financial 385.64 Bn 389.59 Bn - 25.93 Bn
6 Lloyds Banking 358.14 Bn 358.14 Bn - -
7 First Capital 200.03 Bn 199.69 Bn - 120.93 Mn
8 Landmark Bancorp 187.97 Bn 187.94 Bn - 102.68 Mn
9 Pnc Financial Services 100.96 Bn 101.01 Bn - 21.93 Bn
10 Choiceone Financial Services 503.71 Mn 410.07 Mn - -39.51 Mn

Historic Data

Download Data
DateValue
Mar 31, 2026 -39.51 Mn
Dec 31, 2025 -35.67 Mn
Sep 30, 2025 93.12 Mn
Jun 30, 2025 -49.09 Mn
Mar 31, 2025 73.32 Mn
Dec 31, 2024 91.41 Mn
Sep 30, 2024 -45.45 Mn
Jun 30, 2024 -41.30 Mn
Mar 31, 2024 -44.32 Mn
Dec 31, 2023 73.70 Mn
Sep 30, 2023 -62.47 Mn
Jun 30, 2023 67.28 Mn
Mar 31, 2023 -67.88 Mn
Dec 31, 2022 68.39 Mn
Sep 30, 2022 -78.98 Mn
Jun 30, 2022 -65.07 Mn
Mar 31, 2022 -36.36 Mn
Dec 31, 2021 -2.58 Mn
Sep 30, 2021 49.20 Mn
Jun 30, 2021 45.35 Mn