Choiceone Financial Services (COFS) Retained Earnings (2010 - 2026)
Choiceone Financial Services' (COFS) quarterly Retained Earnings came in at -$39.5 million in Q1 2026, down 153.88% year-on-year from $73.3 million in Q1 2025, and down 10.74% quarter-over-quarter from -$35.7 million in Q4 2025.
Choiceone Financial Services (COFS) Retained Earnings (2010 - 2026) Analysis & Trends
Choiceone Financial Services' Retained Earnings history runs 17 years deep, the most recent figure standing at -$39.5 million for Q1 2026.
- On a quarterly basis, Retained Earnings fell 153.88% year-over-year to -$39.5 million in Q1 2026; TTM through Mar 2026 was -$39.5 million, a 153.88% decrease from a year earlier, with the FY2025 full-year figure at -$35.7 million, down 139.02% from the prior year.
- Retained Earnings slipped to -$39.5 million in Q1 2026 per COFS's latest filing, from -$35.7 million in the prior quarter.
- Across five years, Retained Earnings topped out at $93.1 million in Q3 2025 and bottomed at -$79.0 million in Q3 2022.
- The 5-year median for Retained Earnings is -$39.5 million (2026), against an average of -$5.8 million.
- Biggest YoY gain for Retained Earnings was 2755.05% in 2022; the steepest drop was 260.54% in 2022.
- Year by year, Retained Earnings stood at $68.4 million in 2022, then grew by 7.76% to $73.7 million in 2023, then gained by 24.04% to $91.4 million in 2024, then plunged by 139.02% to -$35.7 million in 2025, then fell by 10.74% to -$39.5 million in 2026.
- Per Business Quant, the three latest COFS Retained Earnings figures stand at -$39.5 million (Q1 2026), -$35.7 million (Q4 2025), and $93.1 million (Q3 2025).
Peer Comparison
| # | Company | Market Cap | Enterprise Value | Gross Profit (Qtr) | Retained Earnings (Qtr) |
|---|---|---|---|---|---|
| 1 | KB Financial | 43,124.21 Bn | 43,125.44 Bn | -775,612.08 | 31.29 Bn |
| 2 | Shinhan Financial | 33,971.34 Bn | 33,973.00 Bn | - | -1.42 Bn |
| 3 | Bank Of Chile | 4,105.33 Bn | 4,105.33 Bn | 167,623.00 | 711,658.00 |
| 4 | NatWest | 768.74 Bn | 572.78 Bn | 1.79 Bn | - |
| 5 | Mizuho Financial | 385.64 Bn | 389.59 Bn | - | 25.93 Bn |
| 6 | Lloyds Banking | 358.14 Bn | 358.14 Bn | - | - |
| 7 | First Capital | 200.03 Bn | 199.69 Bn | - | 120.93 Mn |
| 8 | Landmark Bancorp | 187.97 Bn | 187.94 Bn | - | 102.68 Mn |
| 9 | Pnc Financial Services | 100.96 Bn | 101.01 Bn | - | 21.93 Bn |
| 10 | Choiceone Financial Services | 503.71 Mn | 410.07 Mn | - | -39.51 Mn |
Historic Data
Download Data| Date | Value |
|---|---|
| Mar 31, 2026 | -39.51 Mn |
| Dec 31, 2025 | -35.67 Mn |
| Sep 30, 2025 | 93.12 Mn |
| Jun 30, 2025 | -49.09 Mn |
| Mar 31, 2025 | 73.32 Mn |
| Dec 31, 2024 | 91.41 Mn |
| Sep 30, 2024 | -45.45 Mn |
| Jun 30, 2024 | -41.30 Mn |
| Mar 31, 2024 | -44.32 Mn |
| Dec 31, 2023 | 73.70 Mn |
| Sep 30, 2023 | -62.47 Mn |
| Jun 30, 2023 | 67.28 Mn |
| Mar 31, 2023 | -67.88 Mn |
| Dec 31, 2022 | 68.39 Mn |
| Sep 30, 2022 | -78.98 Mn |
| Jun 30, 2022 | -65.07 Mn |
| Mar 31, 2022 | -36.36 Mn |
| Dec 31, 2021 | -2.58 Mn |
| Sep 30, 2021 | 49.20 Mn |
| Jun 30, 2021 | 45.35 Mn |