Choiceone Financial Services (COFS) Retained Earnings (2010 - 2026)
Choiceone Financial Services (COFS) posted Retained Earnings of $120.1 million for Q2 2026, up 7.26% on a QoQ basis from $112.0 million in Q1 2026, and up 45.36% year-over-year from $82.6 million in Q2 2025.
Analysis
Choiceone Financial Services (COFS) Retained Earnings (2010 - 2026) Analysis & Trends
Choiceone Financial Services has reported Retained Earnings for 17 years, with the latest figure at $120.1 million in Q2 2026.
- On a quarterly basis, Retained Earnings rose 45.36% year-over-year to $120.1 million in Q2 2026; TTM through Jun 2026 was $120.1 million, a 45.36% increase from a year earlier, with the FY2025 full-year figure at $102.6 million, up 12.28% from the prior year.
- Retained Earnings was $120.1 million for Q2 2026 at Choiceone Financial Services, up from $112.0 million in the prior quarter.
- The five-year high for Retained Earnings was $120.1 million in Q2 2026, with the low at -$79.0 million in Q3 2022.
- Average Retained Earnings over 5 years is $50.3 million, with a median of $75.5 million recorded in 2023.
- The sharpest annual moves came in 2022 and 2024: Retained Earnings tumbled 260.54% in 2022, then soared 213.87% in 2024.
- Over 5 years, Retained Earnings stood at -$71.8 million in 2022, then jumped by 202.65% to $73.7 million in 2023, then advanced by 24.04% to $91.4 million in 2024, then grew by 12.28% to $102.6 million in 2025, then rose by 17.04% to $120.1 million in 2026.
- The last three Retained Earnings figures came in at $120.1 million (Q2 2026), $112.0 million (Q1 2026), and $102.6 million (Q4 2025), per Business Quant data.
Peer Set
Peer Comparison
| # | Company | Market Cap | Enterprise Value | Gross Profit (Qtr) | Retained Earnings (Qtr) |
|---|---|---|---|---|---|
| 1 | Banco Santander Chile | 948.96 Bn | 948.96 Bn | - | 661.60 Bn |
| 2 | Truist Financial | 61.64 Bn | 61.64 Bn | - | 31.62 Bn |
| 3 | Fifth Third Bancorp | 49.62 Bn | 25.89 Bn | - | 25.65 Bn |
| 4 | M&T Bank | 34.88 Bn | 34.88 Bn | - | 22.04 Bn |
| 5 | Huntington Bancshares | 33.82 Bn | 29.29 Bn | - | 25.15 Bn |
| 6 | Citizens Financial | 29.46 Bn | 29.46 Bn | - | 22.52 Bn |
| 7 | Regions Financial | 25.57 Bn | 25.57 Bn | - | 10.84 Bn |
| 8 | First Citizens Bancshares | 25.00 Bn | 24.48 Bn | 29.00 Mn | 20.35 Bn |
| 9 | Keycorp | 23.27 Bn | -24.42 Bn | - | 15.87 Bn |
| 10 | Choiceone Financial Services | 507.01 Mn | 408.86 Mn | - | 120.14 Mn |
Historic Data
Download Data
Historic Data
| Date | Value |
|---|---|
| Jun 30, 2026 | 120.14 Mn |
| Mar 31, 2026 | 112.01 Mn |
| Dec 31, 2025 | 102.64 Mn |
| Sep 30, 2025 | 93.12 Mn |
| Jun 30, 2025 | 82.65 Mn |
| Mar 31, 2025 | 73.32 Mn |
| Dec 31, 2024 | 91.41 Mn |
| Sep 30, 2024 | 86.77 Mn |
| Jun 30, 2024 | 81.84 Mn |
| Mar 31, 2024 | 77.29 Mn |
| Dec 31, 2023 | 73.70 Mn |
| Sep 30, 2023 | 70.44 Mn |
| Jun 30, 2023 | 67.28 Mn |
| Mar 31, 2023 | -67.88 Mn |
| Dec 31, 2022 | -71.80 Mn |
| Sep 30, 2022 | -78.98 Mn |
| Jun 30, 2022 | -65.07 Mn |
| Mar 31, 2022 | 55.99 Mn |
| Dec 31, 2021 | 52.33 Mn |
| Sep 30, 2021 | 49.20 Mn |