Choiceone Financial Services (COFS) Net Margin (2009 - 2026)
Choiceone Financial Services' Net Margin came in at 229.52% for Q2 2026, down 51.38 percentage points from 280.90% a year earlier and down 45.55 percentage points from the prior quarter.
Choiceone Financial Services (COFS) Net Margin (2009 - 2026) Analysis & Trends
Over the trailing twelve months to Jun 30, 2026, Choiceone Financial Services reported Net Margin of 261.36%, up 167.85 percentage points year-over-year; for FY2025, it came in at 148.35%, down 60.77 percentage points from FY2024.
- Net Margin carries a five-year change of +127.18 percentage points (FY2020 to FY2025).
- Going back by year, Net Margin was 209.12% in FY2024 (+182.80 pp), 26.32% in FY2023 (-2.73 pp), 29.05% in FY2022 (+1.44 pp) and 27.61% in FY2021 (+6.44 pp).
- The Q2 2026 figure represents the lowest quarterly Net Margin since Q1 2025.
- Year-over-year, Net Margin increased in six of the last eight quarters, with an average year-over-year change of +56.15 percentage points.
- The fastest year-over-year change in Net Margin over five years came in Q1 2026 (a gain of 655.74 percentage points), and the weakest in Q1 2025 (a drop of 570.69 percentage points).
- Business Quant data shows COFS's Net Margin at 275.07% (Q1 2026), 264.74% (Q4 2025) and 277.79% (Q3 2025) in the three quarters before Q2 2026.
Peer Comparison
| # | Company | Market Cap | Enterprise Value | Gross Profit (Qtr) | Net Margin (Qtr) |
|---|---|---|---|---|---|
| 1 | Jpmorgan Chase | 909.02 Bn | 886.77 Bn | - | 29.77% |
| 2 | Banco Santander Chile | 406.67 Bn | -7,110.43 Bn | - | - |
| 3 | Bank Of America | 350.91 Bn | -2,025.20 Bn | - | 21.83% |
| 4 | Hsbc Holdings | 308.71 Bn | -2,966.46 Bn | - | 38.08% |
| 5 | Morgan Stanley | 293.66 Bn | -249.15 Bn | - | 23.36% |
| 6 | Royal Bank Of Canada | 283.56 Bn | -546.44 Bn | - | 32.48% |
| 7 | Goldman Sachs | 262.71 Bn | -3,480.74 Bn | - | 27.42% |
| 8 | Wells Fargo & Company | 257.44 Bn | 92.87 Bn | - | 26.08% |
| 9 | Mitsubishi Ufj Financial | 256.82 Bn | -75.42 Bn | 10.89 Bn | 246.71% |
| 10 | Choiceone Financial Services | 548.31 Mn | 154.79 Mn | - | 32.19% |
Historic Data
| Date | Value |
|---|---|
| Sep 30, 2026 | 32.19% |
| Jun 30, 2026 | 29.93% |
| Mar 31, 2026 | 32.28% |
| Dec 31, 2025 | 32.30% |
| Sep 30, 2025 | 32.81% |
| Jun 30, 2025 | 31.60% |
| Mar 31, 2025 | -44.52% |
| Dec 31, 2024 | 29.41% |
| Sep 30, 2024 | 29.26% |
| Jun 30, 2024 | 29.33% |
| Mar 31, 2024 | 27.45% |
| Dec 31, 2023 | 25.69% |
| Sep 30, 2023 | 25.70% |
| Jun 30, 2023 | 26.63% |
| Mar 31, 2023 | 27.23% |
| Dec 31, 2022 | 31.66% |
| Sep 30, 2022 | 28.52% |
| Jun 30, 2022 | 28.48% |
| Mar 31, 2022 | 27.41% |
| Dec 31, 2021 | 25.20% |
Choiceone Financial Services Net Margin API
Pull this series into your own models, spreadsheets and apps with the Business Quant
Historical Metrics API. The request below matches the chart above — change the
frequency, period or values and it follows. Swap YOUR_API_KEY for your own key.
https://data.businessquant.com/historic?slug=net-margin&ticker=COFS&period=max&api_key=YOUR_API_KEYimport requests
url = "https://data.businessquant.com/historic"
params = {"slug": "net-margin", "ticker": "COFS", "period": "max", "api_key": "YOUR_API_KEY"}
data = requests.get(url, params=params).json()const res = await fetch("https://data.businessquant.com/historic?slug=net-margin&ticker=COFS&period=max&api_key=YOUR_API_KEY");
const data = await res.json();