Choiceone Financial Services Inc (COFS) EBT Margin (2010 - 2026)
Choiceone Financial Services' EBT Margin was 276.89% in Q2 2026, down 69.09 percentage points from 345.97% a year earlier and down 57.94 percentage points from the prior quarter.
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Analysis
Choiceone Financial Services Inc (COFS) EBT Margin (2010 - 2026) Analysis & Trends
On a trailing twelve-month basis, Choiceone Financial Services' EBT Margin was 319.23% through Jun 30, 2026, up 205.80 percentage points year-over-year; for FY2025, it came in at 180.00%, down 78.89 percentage points from FY2024.
- EBT Margin shows a five-year change of +154.40 percentage points (FY2020 to FY2025).
- In earlier years, EBT Margin was 258.89% in FY2024 (+227.25 pp), 31.65% in FY2023 (-2.34 pp), 33.98% in FY2022 (+0.79 pp) and 33.19% in FY2021 (+7.59 pp).
- The Q2 2026 figure marks the lowest quarterly EBT Margin since Q1 2025.
- Compared with a year earlier, EBT Margin was higher in six of the last eight quarters, with an average year-over-year change of +68.47 percentage points.
- The best year-over-year quarter for EBT Margin over five years was Q1 2026 (a gain of 816.48 percentage points); the worst was Q1 2025 (a drop of 712.38 percentage points).
- Per Business Quant data, COFS's EBT Margin in the three quarters before Q2 2026 was 334.83% (Q1 2026), 320.50% (Q4 2025) and 346.75% (Q3 2025).
Peer Set
Peer Comparison
Historic Data
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Historic Data
| Date | Value |
|---|---|
| Jun 30, 2026 | 36.11% |
| Mar 31, 2026 | 39.29% |
| Dec 31, 2025 | 39.10% |
| Sep 30, 2025 | 40.96% |
| Jun 30, 2025 | 38.92% |
| Mar 31, 2025 | -56.33% |
| Dec 31, 2024 | 36.15% |
| Sep 30, 2024 | 36.92% |
| Jun 30, 2024 | 36.41% |
| Mar 31, 2024 | 33.33% |
| Dec 31, 2023 | 31.30% |
| Sep 30, 2023 | 31.12% |
| Jun 30, 2023 | 31.94% |
| Mar 31, 2023 | 32.21% |
| Dec 31, 2022 | 36.70% |
| Sep 30, 2022 | 33.70% |
| Jun 30, 2022 | 33.28% |
| Mar 31, 2022 | 32.11% |
| Dec 31, 2021 | 30.83% |
| Sep 30, 2021 | 33.85% |
API Access
Choiceone Financial Services Inc EBT Margin API
Pull this series into your own models, spreadsheets and apps with the Business Quant
Historical Metrics API. The request below matches the chart above — change the
frequency, period or values and it follows. Swap YOUR_API_KEY for your own key.
https://data.businessquant.com/historic?slug=ebt-margin&ticker=COFS&period=max&api_key=YOUR_API_KEYimport requests
url = "https://data.businessquant.com/historic"
params = {"slug": "ebt-margin", "ticker": "COFS", "period": "max", "api_key": "YOUR_API_KEY"}
data = requests.get(url, params=params).json()const res = await fetch("https://data.businessquant.com/historic?slug=ebt-margin&ticker=COFS&period=max&api_key=YOUR_API_KEY");
const data = await res.json();