Capital One Financial (COF) Return on Invested Capital [ROIC] (2010 - 2026)
Capital One Financial's Return on Invested Capital [ROIC] came in at 15.44% for Q2 2026, up 15.44 percentage points from 0.00% a year earlier and up 3.85 percentage points from the prior quarter.
Powered by 
Analysis
Capital One Financial (COF) Return on Invested Capital [ROIC] (2010 - 2026) Analysis & Trends
For FY2025, Capital One Financial's Return on Invested Capital [ROIC] was 13.74%, down 4.68 percentage points from FY2024.
- Return on Invested Capital [ROIC] carries a five-year change of +7.65 percentage points (FY2020 to FY2025).
- Going back by year, Return on Invested Capital [ROIC] was 18.42% in FY2024 (+0.88 pp), 17.54% in FY2023 (+5.14 pp), 12.40% in FY2022 (-3.12 pp) and 15.52% in FY2021 (+9.43 pp).
- The Q2 2026 figure represents the highest quarterly Return on Invested Capital [ROIC] since Q1 2025.
- Year-over-year, Return on Invested Capital [ROIC] increased in three of the last eight quarters, with an average year-over-year change of -2.83 percentage points.
- The fastest year-over-year change in Return on Invested Capital [ROIC] over five years came in Q2 2026 (a gain of 15.44 percentage points), and the weakest in Q2 2025 (a drop of 18.16 percentage points).
- Business Quant data shows COF's Return on Invested Capital [ROIC] at 11.59% (Q1 2026), 11.04% (Q4 2025) and 9.83% (Q3 2025) in the three quarters before Q2 2026.
Peer Set
Peer Comparison
| # | Company | Market Cap | Enterprise Value | Gross Profit (Qtr) | ROIC (Qtr) |
|---|---|---|---|---|---|
| 1 | Jpmorgan Chase | 885.23 Bn | 914.70 Bn | - | 32.13% |
| 2 | Banco Santander Chile | 404.41 Bn | 524.35 Bn | - | - |
| 3 | Bank Of America | 381.15 Bn | -1,994.92 Bn | - | 25.16% |
| 4 | Hsbc Holdings | 319.39 Bn | 319.44 Bn | - | - |
| 5 | Morgan Stanley | 298.67 Bn | -210.43 Bn | - | 42.00% |
| 6 | Royal Bank Of Canada | 268.75 Bn | -557.52 Bn | - | 49.20% |
| 7 | Mitsubishi Ufj Financial | 265.72 Bn | -107.91 Bn | 10.89 Bn | 5.36% |
| 8 | Goldman Sachs | 261.04 Bn | -3,296.07 Bn | - | 14.05% |
| 9 | Wells Fargo & Company | 253.09 Bn | 255.22 Bn | - | 27.68% |
| 10 | Capital One Financial | 122.27 Bn | 122.27 Bn | - | 15.44% |
Historic Data
Download Data
Historic Data
| Date | Value |
|---|---|
| Jun 30, 2026 | 15.44% |
| Mar 31, 2026 | 11.59% |
| Dec 31, 2025 | 11.04% |
| Sep 30, 2025 | 9.83% |
| Jun 30, 2025 | 0.00% |
| Mar 31, 2025 | 17.96% |
| Dec 31, 2024 | 17.78% |
| Sep 30, 2024 | 17.82% |
| Jun 30, 2024 | 18.16% |
| Mar 31, 2024 | 18.23% |
| Dec 31, 2023 | 17.39% |
| Sep 30, 2023 | 16.81% |
| Jun 30, 2023 | 14.44% |
| Mar 31, 2023 | 12.96% |
| Dec 31, 2022 | 12.91% |
| Sep 30, 2022 | 12.79% |
| Jun 30, 2022 | 13.56% |
| Mar 31, 2022 | 14.79% |
| Dec 31, 2021 | 15.53% |
| Sep 30, 2021 | 15.72% |
API Access
Capital One Financial Return on Invested Capital [ROIC] API
Pull this series into your own models, spreadsheets and apps with the Business Quant
Historical Metrics API. The request below matches the chart above — change the
frequency, period or values and it follows. Swap YOUR_API_KEY for your own key.
https://data.businessquant.com/historic?slug=return-on-invested-capital-%5Broic%5D&ticker=COF&period=max&api_key=YOUR_API_KEYimport requests
url = "https://data.businessquant.com/historic"
params = {"slug": "return-on-invested-capital-[roic]", "ticker": "COF", "period": "max", "api_key": "YOUR_API_KEY"}
data = requests.get(url, params=params).json()const res = await fetch("https://data.businessquant.com/historic?slug=return-on-invested-capital-%5Broic%5D&ticker=COF&period=max&api_key=YOUR_API_KEY");
const data = await res.json();