Capital One Financial (COF) Return on Invested Capital [ROIC] (2010 - 2026)
Capital One Financial's Return on Invested Capital [ROIC] came in at 14.39% for Q2 2026, up 14.39 percentage points from 0.00% a year earlier and up 3.76 percentage points from the prior quarter.
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Analysis
Capital One Financial (COF) Return on Invested Capital [ROIC] (2010 - 2026) Analysis & Trends
For FY2025, Capital One Financial's Return on Invested Capital [ROIC] was 12.28%, down 3.34 percentage points from FY2024.
- Return on Invested Capital [ROIC] carries a five-year change of +7.26 percentage points (FY2020 to FY2025).
- Going back by year, Return on Invested Capital [ROIC] was 15.63% in FY2024 (+1.04 pp), 14.58% in FY2023 (+4.13 pp), 10.45% in FY2022 (-2.97 pp) and 13.42% in FY2021 (+8.40 pp).
- The Q2 2026 figure represents the highest quarterly Return on Invested Capital [ROIC] since Q1 2025.
- Year-over-year, Return on Invested Capital [ROIC] increased in four of the last eight quarters, with an average year-over-year change of -1.84 percentage points.
- The fastest year-over-year change in Return on Invested Capital [ROIC] over five years came in Q2 2026 (a gain of 14.39 percentage points), and the weakest in Q2 2025 (a drop of 15.17 percentage points).
- Business Quant data shows COF's Return on Invested Capital [ROIC] at 10.63% (Q1 2026), 10.08% (Q4 2025) and 8.95% (Q3 2025) in the three quarters before Q2 2026.
Peer Set
Peer Comparison
| # | Company | Market Cap | Enterprise Value | Gross Profit (Qtr) | ROIC (Qtr) |
|---|---|---|---|---|---|
| 1 | Jpmorgan Chase | 896.53 Bn | 896.53 Bn | - | 15.72% |
| 2 | Bank Of America | 354.20 Bn | -2,021.91 Bn | - | 12.95% |
| 3 | Hsbc Holdings | 303.54 Bn | -1,800.05 Bn | - | - |
| 4 | Royal Bank Of Canada | 283.29 Bn | -546.75 Bn | - | 49.26% |
| 5 | Morgan Stanley | 281.19 Bn | -262.84 Bn | - | 11.83% |
| 6 | Goldman Sachs | 256.26 Bn | -3,487.19 Bn | - | 13.88% |
| 7 | Wells Fargo & Company | 253.33 Bn | 253.33 Bn | - | 15.09% |
| 8 | Mitsubishi Ufj Financial | 238.77 Bn | -102.62 Bn | 10.89 Bn | 3.69% |
| 9 | American Express | 216.03 Bn | 15.51 Bn | - | 19.59% |
| 10 | Capital One Financial | 123.02 Bn | 123.02 Bn | - | 14.81% |
Historic Data
Download Data
Historic Data
| Date | Value |
|---|---|
| Sep 30, 2026 | 14.81% |
| Jun 30, 2026 | 14.39% |
| Mar 31, 2026 | 10.63% |
| Dec 31, 2025 | 10.08% |
| Sep 30, 2025 | 8.95% |
| Jun 30, 2025 | 0.00% |
| Mar 31, 2025 | 15.74% |
| Dec 31, 2024 | 15.31% |
| Sep 30, 2024 | 15.09% |
| Jun 30, 2024 | 15.17% |
| Mar 31, 2024 | 15.20% |
| Dec 31, 2023 | 14.44% |
| Sep 30, 2023 | 13.93% |
| Jun 30, 2023 | 11.94% |
| Mar 31, 2023 | 10.74% |
| Dec 31, 2022 | 10.37% |
| Sep 30, 2022 | 9.75% |
| Jun 30, 2022 | 10.64% |
| Mar 31, 2022 | 12.41% |
| Dec 31, 2021 | 13.41% |
API Access
Capital One Financial Return on Invested Capital [ROIC] API
Pull this series into your own models, spreadsheets and apps with the Business Quant
Historical Metrics API. The request below matches the chart above — change the
frequency, period or values and it follows. Swap YOUR_API_KEY for your own key.
https://data.businessquant.com/historic?slug=return-on-invested-capital-%5Broic%5D&ticker=COF&period=max&api_key=YOUR_API_KEYimport requests
url = "https://data.businessquant.com/historic"
params = {"slug": "return-on-invested-capital-[roic]", "ticker": "COF", "period": "max", "api_key": "YOUR_API_KEY"}
data = requests.get(url, params=params).json()const res = await fetch("https://data.businessquant.com/historic?slug=return-on-invested-capital-%5Broic%5D&ticker=COF&period=max&api_key=YOUR_API_KEY");
const data = await res.json();