Catalyst Bancorp (CLST) Interest Coverage Ratio (2020 - 2026)
Catalyst Bancorp (CLST) posted quarterly Interest Coverage Ratio of 1.21 for Q1 2026, up 2.65% year-over-year from 1.18 in Q1 2025, and down 21.09% quarter-over-quarter from 1.53 in Q4 2025.
Catalyst Bancorp (CLST) Interest Coverage Ratio (2020 - 2026) Analysis & Trends
Catalyst Bancorp (CLST) has reported Interest Coverage Ratio for 7 consecutive years, with 1.21 the latest figure, recorded in Q1 2026.
- In Q1 2026, Interest Coverage Ratio rose 2.65% year-over-year to 1.21; the TTM figure through Mar 2026 stood at 4.32 (up 8.83% YoY), while the FY2025 annual figure was 1.61, up 1244.01% from the prior year.
- Interest Coverage Ratio declined to 1.21 in Q1 2026 per CLST's latest filing, from 1.53 in the prior quarter.
- Across five years, Interest Coverage Ratio topped out at 2.32 in Q4 2022 and bottomed at 0.31 in Q1 2024.
- Historically, Interest Coverage Ratio has averaged 1.18 across 5 years, with a median of 1.16 in 2024.
- Annual changes were most pronounced in 2024 — Interest Coverage Ratio plunged 130.36% — and 2025, when it surged 485.76%.
- Catalyst Bancorp's Interest Coverage Ratio stood at 2.32 in 2022, then fell by 24.37% to 1.75 in 2023, then slipped by 0.63% to 1.74 in 2024, then decreased by 11.89% to 1.53 in 2025, then decreased by 21.09% to 1.21 in 2026.
- Business Quant data shows CLST's Interest Coverage Ratio at 1.21 in Q1 2026, 1.53 in Q4 2025, and 1.17 in Q3 2025.
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Peer Comparison
| # | Company | Market Cap | Enterprise Value | Gross Profit (Qtr) | Interest Cover (Qtr) |
|---|---|---|---|---|---|
| 1 | Hdfc Bank | 119.58 Bn | 83.39 Bn | - | - |
| 2 | Pnc Financial Services | 97.75 Bn | 97.75 Bn | - | 2.00 |
| 3 | Us Bancorp | 96.33 Bn | 96.33 Bn | - | 1.84 |
| 4 | Lloyds Banking | 93.61 Bn | 93.91 Bn | - | - |
| 5 | NatWest | 73.86 Bn | -145.23 Bn | - | 0.27 |
| 6 | Deutsche Bank Aktiengesellschaft | 71.72 Bn | -81.60 Bn | - | 1.49 |
| 7 | Nu Holdings | 68.51 Bn | 54.82 Bn | 2.35 Bn | - |
| 8 | Truist Financial | 61.69 Bn | 61.69 Bn | - | 1.77 |
| 9 | Fifth Third Bancorp | 49.73 Bn | 26.00 Bn | - | 1.90 |
| 10 | Catalyst Bancorp | 72.33 Mn | 33.79 Mn | - | 1.68 |
Historic Data
Download Data| Date | Value |
|---|---|
| Mar 31, 2026 | 1.21 |
| Dec 31, 2025 | 1.53 |
| Sep 30, 2025 | 1.17 |
| Jun 30, 2025 | 1.17 |
| Mar 31, 2025 | 1.18 |
| Dec 31, 2024 | 1.74 |
| Sep 30, 2024 | 1.16 |
| Jun 30, 2024 | 1.14 |
| Mar 31, 2024 | -0.31 |
| Dec 31, 2023 | 1.75 |
| Sep 30, 2023 | 1.01 |
| Jun 30, 2023 | 1.00 |
| Mar 31, 2023 | 1.01 |
| Dec 31, 2022 | 2.32 |
| Sep 30, 2022 | 1.01 |
| Jun 30, 2022 | 1.00 |
| Mar 31, 2022 | 0.97 |
| Dec 31, 2021 | 1.31 |
| Sep 30, 2021 | 4.71 |
| Jun 30, 2021 | 2.15 |