Clover Health Investments (CLOV) EBT Margin (2020 - 2026)
Clover Health Investments (CLOV) reported EBT Margin of 3.77% for Q2 2026, up 5.98 percentage points from -2.21% a year earlier and up 0.12 percentage points from the prior quarter.
Clover Health Investments (CLOV) EBT Margin (2020 - 2026) Analysis & Trends
Over the twelve months ended Jun 30, 2026, Clover Health Investments' EBT Margin came in at -0.74%, up 1.87 percentage points year-over-year; for FY2025, it was -4.44%, down 1.11 percentage points from FY2024.
- EBT Margin has a five-year change of +14.66 percentage points (FY2020 to FY2025).
- By year, EBT Margin came in at -3.34% in FY2024 (+12.95 pp), -16.29% in FY2023 (+9.97 pp), -26.26% in FY2022 (+17.23 pp) and -43.49% in FY2021 (-24.38 pp).
- The Q2 2026 figure ranks as the highest quarterly EBT Margin since Q2 2020.
- Year over year, EBT Margin gained in five of the last eight quarters, with an average year-over-year change of +3.51 percentage points.
- The high point for year-over-year EBT Margin in five years was Q1 2022 (a gain of 49.98 percentage points); the low point was Q3 2021 (a drop of 16.82 percentage points).
- Per Business Quant data, the three quarters before Q2 2026 came in at 3.65% (Q1 2026), -10.11% (Q4 2025) and -4.91% (Q3 2025).
Peer Comparison
| # | Company | Market Cap | Enterprise Value | Gross Profit (Qtr) | EBT Margin (Qtr) |
|---|---|---|---|---|---|
| 1 | Unitedhealth | 341.92 Bn | 226.55 Bn | 36.67 Bn | 6.22% |
| 2 | Cvs Health | 112.26 Bn | 64.87 Bn | 47.23 Bn | 3.75% |
| 3 | Mckesson | 99.84 Bn | 86.30 Bn | 3.69 Bn | 1.24% |
| 4 | Elevance Health | 85.53 Bn | -56.21 Bn | 13.45 Bn | 3.84% |
| 5 | Cigna | 71.85 Bn | 41.39 Bn | 14.97 Bn | 3.15% |
| 6 | Cencora | 57.95 Bn | 47.04 Bn | 3.61 Bn | 1.18% |
| 7 | Cardinal Health | 51.09 Bn | 35.09 Bn | 2.56 Bn | 0.87% |
| 8 | Humana | 46.78 Bn | -41.02 Bn | 5.50 Bn | 2.33% |
| 9 | Centene | 30.87 Bn | -59.41 Bn | 14.55 Bn | 2.77% |
| 10 | Clover Health Investments | 2.29 Bn | 1.55 Bn | 153.00 Mn | 3.77% |
Historic Data
| Date | Value |
|---|---|
| Jun 30, 2026 | 3.77% |
| Mar 31, 2026 | 3.65% |
| Dec 31, 2025 | -10.11% |
| Sep 30, 2025 | -4.91% |
| Jun 30, 2025 | -2.21% |
| Mar 31, 2025 | -0.28% |
| Dec 31, 2024 | -6.37% |
| Sep 30, 2024 | -2.65% |
| Jun 30, 2024 | 2.02% |
| Mar 31, 2024 | -6.54% |
| Dec 31, 2023 | -20.21% |
| Sep 30, 2023 | -10.98% |
| Jun 30, 2023 | -9.02% |
| Mar 31, 2023 | -24.75% |
| Sep 30, 2022 | -8.69% |
| Jun 30, 2022 | -12.18% |
| Mar 31, 2022 | -10.05% |
| Dec 31, 2021 | -43.33% |
| Sep 30, 2021 | -35.04% |
| Jun 30, 2021 | -44.38% |
Clover Health Investments EBT Margin API
Pull this series into your own models, spreadsheets and apps with the Business Quant
Historical Metrics API. The request below matches the chart above — change the
frequency, period or values and it follows. Swap YOUR_API_KEY for your own key.
https://data.businessquant.com/historic?slug=ebt-margin&ticker=CLOV&period=max&api_key=YOUR_API_KEY
import requests
url = "https://data.businessquant.com/historic"
params = {"slug": "ebt-margin", "ticker": "CLOV", "period": "max", "api_key": "YOUR_API_KEY"}
data = requests.get(url, params=params).json()
const res = await fetch("https://data.businessquant.com/historic?slug=ebt-margin&ticker=CLOV&period=max&api_key=YOUR_API_KEY");
const data = await res.json();