Growth Metrics

Unitedhealth (UNH) EBT Margin (2016 - 2025)

Unitedhealth (UNH) has disclosed EBT Margin for 17 consecutive years, with 0.64% as the latest value for Q4 2025.

  • On a quarterly basis, EBT Margin fell 737.0% to 0.64% in Q4 2025 year-over-year; TTM through Dec 2025 was 3.28%, a 202.0% decrease, with the full-year FY2025 number at 3.28%, down 173.0% from a year prior.
  • EBT Margin was 0.64% for Q4 2025 at Unitedhealth, down from 2.85% in the prior quarter.
  • In the past five years, EBT Margin ranged from a high of 50.32% in Q4 2023 to a low of 0.64% in Q4 2025.
  • A 5-year average of 8.97% and a median of 8.05% in 2022 define the central range for EBT Margin.
  • Peak YoY movement for EBT Margin: surged 4405bps in 2023, then crashed -4358bps in 2024.
  • Unitedhealth's EBT Margin stood at 4.9% in 2021, then rose by 28bps to 6.26% in 2022, then surged by 703bps to 50.32% in 2023, then tumbled by -87bps to 6.74% in 2024, then crashed by -109bps to 0.64% in 2025.
  • Per Business Quant, the three most recent readings for UNH's EBT Margin are 0.64% (Q4 2025), 2.85% (Q3 2025), and 3.03% (Q2 2025).