Clover Health Investments (CLOV) EBT Margin (2020 - 2026)
Clover Health Investments (CLOV) reported EBT Margin of 3.67% for Q1 2026, up 395.0% on a YoY basis from 0.74% in Q1 2025, and up 136.18% quarter-over-quarter from 10.15% in Q4 2025.
Clover Health Investments (CLOV) EBT Margin (2020 - 2026) Analysis & Trends
Clover Health Investments has reported EBT Margin for 7 years, with the latest figure at 3.67% in Q1 2026.
- For the quarter ending Q1 2026, EBT Margin rose 395.0% year-over-year to 3.67%; the trailing twelve-month figure through Mar 2026 stood at 2.58% (down 95.0% YoY), and the FY2025 full-year result was 4.52%, down 118.0% from the prior year.
- EBT Margin for Q1 2026 stood at 3.67%, up from 10.15% in the prior quarter.
- The five-year high for EBT Margin was 3.67% in Q1 2026, with the low at 38.4% in Q2 2022.
- Historically, EBT Margin has averaged 10.01% across 5 years, with a median of 6.64% in 2024.
- Annual changes were most pronounced in 2022 — EBT Margin surged 6479 bps — and 2023, when it tumbled 2172 bps.
- Clover Health Investments' EBT Margin stood at 1.51% in 2022, then tumbled by 1441 bps to 20.21% in 2023, then jumped by 69 bps to 6.37% in 2024, then slumped by 59 bps to 10.15% in 2025, then soared by 136 bps to 3.67% in 2026.
- The last three EBT Margin figures came in at 3.67% (Q1 2026), 10.15% (Q4 2025), and 4.91% (Q3 2025), per Business Quant data.
Peer Comparison
| # | Company | Market Cap | Enterprise Value | Gross Profit (Qtr) | EBT Margin (Qtr) |
|---|---|---|---|---|---|
| 1 | Unitedhealth | 363.95 Bn | 334.15 Bn | 98.90 Bn | 7.13% |
| 2 | Cvs Health | 124.98 Bn | 113.36 Bn | 4.43 Bn | 11.65% |
| 3 | Elevance Health | 85.46 Bn | 50.04 Bn | 13.88 Bn | 4.66% |
| 4 | Cigna | 73.39 Bn | 65.77 Bn | -44.29 Bn | 23.13% |
| 5 | Humana | 43.40 Bn | 21.50 Bn | 4.00 Bn | 4.23% |
| 6 | Centene | 30.02 Bn | 6.36 Bn | 49.24 Bn | 4.20% |
| 7 | Molina Healthcare | 9.92 Bn | 668.90 Mn | 1.53 Bn | 0.27% |
| 8 | Oscar Health | 8.44 Bn | 1.64 Bn | -3.22 Bn | 12,220.58% |
| 9 | Alignment Healthcare | 4.50 Bn | 3.77 Bn | 135.85 Mn | 0.93% |
| 10 | Clover Health Investments | 2.61 Bn | 2.41 Bn | 154.54 Mn | 3.67% |
Historic Data
Download Data| Date | Value |
|---|---|
| Mar 31, 2026 | 3.67% |
| Dec 31, 2025 | -10.15% |
| Sep 30, 2025 | -4.91% |
| Jun 30, 2025 | -2.21% |
| Mar 31, 2025 | -0.28% |
| Dec 31, 2024 | -6.37% |
| Sep 30, 2024 | -2.65% |
| Jun 30, 2024 | 2.02% |
| Mar 31, 2024 | -6.64% |
| Dec 31, 2023 | -20.21% |
| Sep 30, 2023 | -10.98% |
| Jun 30, 2023 | -9.19% |
| Mar 31, 2023 | -25.13% |
| Dec 31, 2022 | 1.51% |
| Sep 30, 2022 | -8.69% |
| Jun 30, 2022 | -38.40% |
| Mar 31, 2022 | -31.59% |
| Dec 31, 2021 | -43.33% |
| Sep 30, 2021 | -73.48% |
| Jun 30, 2021 | -44.38% |