Clover Health Investments (CLOV) EBT Margin (2020 - 2026)
Clover Health Investments (CLOV) posted EBT Margin of 3.55% for Q1 2026, up 132.59% on a QoQ basis from 10.9% in Q4 2025, and up 1029.0% year-over-year from 0.31% in Q1 2025.
Clover Health Investments (CLOV) EBT Margin (2020 - 2026) Analysis & Trends
Clover Health Investments' EBT Margin history runs 7 years deep, the most recent figure standing at 3.55% for Q1 2026.
- Quarterly EBT Margin rose 1029.0% year-over-year to 3.55% in Q1 2026, while the trailing twelve-month figure through Mar 2026 was 4.3% (up 68.0% YoY) and the FY2025 annual result came in at 4.54%, up 2867.0% from the prior year.
- EBT Margin was 3.55% for Q1 2026 at Clover Health Investments, up from 10.9% in the prior quarter.
- Across five years, EBT Margin topped out at 3.55% in Q1 2026 and bottomed at 185.19% in Q1 2023.
- A 5-year average of 32.47% and a median of 8.89% in 2025 frame the typical range for EBT Margin.
- Annual changes were most pronounced in 2023 — EBT Margin tumbled 13662 bps — and 2024, when it soared 17773 bps.
- Clover Health Investments' EBT Margin stood at 8.17% in 2022, then plunged by 169 bps to 21.95% in 2023, then soared by 69 bps to 6.9% in 2024, then slumped by 58 bps to 10.9% in 2025, then surged by 133 bps to 3.55% in 2026.
- Business Quant data shows CLOV's EBT Margin at 3.55% in Q1 2026, 10.9% in Q4 2025, and 8.89% in Q3 2025.
Peer Comparison
| # | Company | Market Cap | Enterprise Value | Gross Profit (Qtr) | EBT Margin (Qtr) |
|---|---|---|---|---|---|
| 1 | Unitedhealth | 384.70 Bn | 354.90 Bn | 38.23 Bn | 7.13% |
| 2 | Cvs Health | 136.05 Bn | 124.42 Bn | 22.85 Bn | 11.65% |
| 3 | Elevance Health | 82.25 Bn | 46.44 Bn | 35.79 Bn | 4.69% |
| 4 | Cigna | 75.16 Bn | 67.54 Bn | -44.29 Bn | 23.13% |
| 5 | Humana | 47.47 Bn | 25.57 Bn | 5.94 Bn | 4.02% |
| 6 | Centene | 31.35 Bn | 7.64 Bn | 43.95 Bn | 4.70% |
| 7 | Molina Healthcare | 10.44 Bn | 1.19 Bn | 1.43 Bn | 0.84% |
| 8 | Oscar Health | 8.62 Bn | 1.83 Bn | 1.42 Bn | 15.04% |
| 9 | Alignment Healthcare | 4.13 Bn | 3.41 Bn | 144.48 Mn | 0.93% |
| 10 | Clover Health Investments | 2.38 Bn | 2.18 Bn | 154.54 Mn | 3.55% |
Historic Data
Download Data| Date | Value |
|---|---|
| Mar 31, 2026 | 3.55% |
| Dec 31, 2025 | -10.90% |
| Sep 30, 2025 | -8.89% |
| Jun 30, 2025 | -5.48% |
| Mar 31, 2025 | -6.74% |
| Dec 31, 2024 | -6.90% |
| Sep 30, 2024 | -7.55% |
| Jun 30, 2024 | 1.37% |
| Mar 31, 2024 | -7.46% |
| Dec 31, 2023 | -21.95% |
| Sep 30, 2023 | -12.66% |
| Jun 30, 2023 | -158.53% |
| Mar 31, 2023 | -185.19% |
| Dec 31, 2022 | -8.17% |
| Sep 30, 2022 | -27.81% |
| Jun 30, 2022 | -40.12% |
| Mar 31, 2022 | -48.56% |
| Dec 31, 2021 | -42.98% |
| Sep 30, 2021 | -73.48% |
| Jun 30, 2021 | -93.71% |