KPIs & Operating Metrics(New)
Growth Metrics

Clover Health Investments (CLOV) EBT Margin (2020 - 2025)

Clover Health Investments' EBT Margin history spans 6 years, with the latest figure at 10.11% for Q4 2025.

  • For Q4 2025, EBT Margin fell 410.0% year-over-year to 10.11%; the TTM value through Dec 2025 reached 4.46%, down 116.0%, while the annual FY2025 figure was 4.44%, 111.0% down from the prior year.
  • EBT Margin reached 10.11% in Q4 2025 per CLOV's latest filing, down from 4.91% in the prior quarter.
  • In the past five years, EBT Margin ranged from a high of 2.02% in Q2 2024 to a low of 93.12% in Q4 2021.
  • Average EBT Margin over 5 years is 19.39%, with a median of 10.08% recorded in 2022.
  • Peak YoY movement for EBT Margin: tumbled -5296bps in 2021, then surged 8480bps in 2022.
  • A 5-year view of EBT Margin shows it stood at 93.12% in 2021, then soared by 91bps to 8.32% in 2022, then plummeted by -150bps to 20.83% in 2023, then soared by 71bps to 6.01% in 2024, then tumbled by -68bps to 10.11% in 2025.
  • Per Business Quant, the three most recent readings for CLOV's EBT Margin are 10.11% (Q4 2025), 4.91% (Q3 2025), and 2.21% (Q2 2025).