Clover Health Investments (CLOV) EBT Margin (2020 - 2026)

Clover Health Investments (CLOV) reported EBT Margin of 3.67% for Q1 2026, up 395.0% on a YoY basis from 0.74% in Q1 2025, and up 136.18% quarter-over-quarter from 10.15% in Q4 2025.

Clover Health Investments (CLOV) EBT Margin (2020 - 2026) Analysis & Trends

Clover Health Investments has reported EBT Margin for 7 years, with the latest figure at 3.67% in Q1 2026.

  • For the quarter ending Q1 2026, EBT Margin rose 395.0% year-over-year to 3.67%; the trailing twelve-month figure through Mar 2026 stood at 2.58% (down 95.0% YoY), and the FY2025 full-year result was 4.52%, down 118.0% from the prior year.
  • EBT Margin for Q1 2026 stood at 3.67%, up from 10.15% in the prior quarter.
  • The five-year high for EBT Margin was 3.67% in Q1 2026, with the low at 38.4% in Q2 2022.
  • Historically, EBT Margin has averaged 10.01% across 5 years, with a median of 6.64% in 2024.
  • Annual changes were most pronounced in 2022 — EBT Margin surged 6479 bps — and 2023, when it tumbled 2172 bps.
  • Clover Health Investments' EBT Margin stood at 1.51% in 2022, then tumbled by 1441 bps to 20.21% in 2023, then jumped by 69 bps to 6.37% in 2024, then slumped by 59 bps to 10.15% in 2025, then soared by 136 bps to 3.67% in 2026.
  • The last three EBT Margin figures came in at 3.67% (Q1 2026), 10.15% (Q4 2025), and 4.91% (Q3 2025), per Business Quant data.

Peer Comparison

# Company Market Cap Enterprise Value Gross Profit (Qtr) EBT Margin (Qtr)
1 Unitedhealth 363.95 Bn 334.15 Bn 98.90 Bn 7.13%
2 Cvs Health 124.98 Bn 113.36 Bn 4.43 Bn 11.65%
3 Elevance Health 85.46 Bn 50.04 Bn 13.88 Bn 4.66%
4 Cigna 73.39 Bn 65.77 Bn -44.29 Bn 23.13%
5 Humana 43.40 Bn 21.50 Bn 4.00 Bn 4.23%
6 Centene 30.02 Bn 6.36 Bn 49.24 Bn 4.20%
7 Molina Healthcare 9.92 Bn 668.90 Mn 1.53 Bn 0.27%
8 Oscar Health 8.44 Bn 1.64 Bn -3.22 Bn 12,220.58%
9 Alignment Healthcare 4.50 Bn 3.77 Bn 135.85 Mn 0.93%
10 Clover Health Investments 2.61 Bn 2.41 Bn 154.54 Mn 3.67%

Historic Data

Download Data
DateValue
Mar 31, 2026 3.67%
Dec 31, 2025 -10.15%
Sep 30, 2025 -4.91%
Jun 30, 2025 -2.21%
Mar 31, 2025 -0.28%
Dec 31, 2024 -6.37%
Sep 30, 2024 -2.65%
Jun 30, 2024 2.02%
Mar 31, 2024 -6.64%
Dec 31, 2023 -20.21%
Sep 30, 2023 -10.98%
Jun 30, 2023 -9.19%
Mar 31, 2023 -25.13%
Dec 31, 2022 1.51%
Sep 30, 2022 -8.69%
Jun 30, 2022 -38.40%
Mar 31, 2022 -31.59%
Dec 31, 2021 -43.33%
Sep 30, 2021 -73.48%
Jun 30, 2021 -44.38%