Humana (HUM) EBT Margin (2009 - 2026)
Humana (HUM) reported EBT Margin of 2.33% for Q2 2026, up 0.04 percentage points from 2.29% a year earlier but down 1.69 percentage points from the prior quarter.
Humana (HUM) EBT Margin (2009 - 2026) Analysis & Trends
Over the twelve months ended Jun 30, 2026, Humana's EBT Margin came in at 1.15%, down 0.66 percentage points year-over-year; for FY2025, it came in at 1.20%, down 0.26 percentage points from FY2024.
- EBT Margin has declined for five consecutive years, with a five-year change of -4.76 percentage points (FY2020 to FY2025).
- By year, EBT Margin came in at 1.46% in FY2024 (-1.72 pp), 3.18% in FY2023 (-0.66 pp), 3.84% in FY2022 (-0.20 pp) and 4.04% in FY2021 (-1.92 pp).
- Five-year quarterly EBT Margin spans a low of -3.11% in Q4 2025 and a high of 7.90% in Q3 2021.
- Year over year, EBT Margin gained in two of the last eight quarters, with an average year-over-year change of -0.60 percentage points.
- The high point for year-over-year EBT Margin in five years was Q4 2021 (a gain of 2.12 percentage points); the low point was Q1 2024 (a drop of 2.61 percentage points).
- Per Business Quant data, the three quarters before Q2 2026 came in at 4.02% (Q1 2026), -3.11% (Q4 2025) and 0.41% (Q3 2025).
Peer Comparison
| # | Company | Market Cap | Enterprise Value | Gross Profit (Qtr) | EBT Margin (Qtr) |
|---|---|---|---|---|---|
| 1 | Unitedhealth | 339.33 Bn | 223.96 Bn | 36.67 Bn | 6.22% |
| 2 | Cvs Health | 111.30 Bn | 63.91 Bn | 47.23 Bn | 3.75% |
| 3 | Mckesson | 100.82 Bn | 87.28 Bn | 3.69 Bn | 1.24% |
| 4 | Elevance Health | 85.16 Bn | -56.58 Bn | 13.45 Bn | 3.84% |
| 5 | Cigna | 72.72 Bn | 42.26 Bn | 14.97 Bn | 3.15% |
| 6 | Cencora | 58.70 Bn | 47.79 Bn | 3.61 Bn | 1.18% |
| 7 | Cardinal Health | 52.08 Bn | 36.08 Bn | 2.56 Bn | 0.87% |
| 8 | Humana | 46.46 Bn | -41.34 Bn | 5.50 Bn | 2.33% |
| 9 | Centene | 30.74 Bn | -59.55 Bn | 14.55 Bn | 2.77% |
| 10 | Molina Healthcare | 9.85 Bn | -25.02 Bn | 1.43 Bn | 0.84% |
Historic Data
| Date | Value |
|---|---|
| Jun 30, 2026 | 2.33% |
| Mar 31, 2026 | 4.02% |
| Dec 31, 2025 | -3.11% |
| Sep 30, 2025 | 0.41% |
| Jun 30, 2025 | 2.29% |
| Mar 31, 2025 | 5.27% |
| Dec 31, 2024 | -2.95% |
| Sep 30, 2024 | 2.21% |
| Jun 30, 2024 | 3.11% |
| Mar 31, 2024 | 3.42% |
| Dec 31, 2023 | -2.23% |
| Sep 30, 2023 | 4.16% |
| Jun 30, 2023 | 4.72% |
| Mar 31, 2023 | 6.04% |
| Dec 31, 2022 | -0.32% |
| Sep 30, 2022 | 5.69% |
| Jun 30, 2022 | 4.74% |
| Mar 31, 2022 | 5.09% |
| Dec 31, 2021 | -0.28% |
| Sep 30, 2021 | 7.90% |
Humana EBT Margin API
Pull this series into your own models, spreadsheets and apps with the Business Quant
Historical Metrics API. The request below matches the chart above — change the
frequency, period or values and it follows. Swap YOUR_API_KEY for your own key.
https://data.businessquant.com/historic?slug=ebt-margin&ticker=HUM&period=max&api_key=YOUR_API_KEY
import requests
url = "https://data.businessquant.com/historic"
params = {"slug": "ebt-margin", "ticker": "HUM", "period": "max", "api_key": "YOUR_API_KEY"}
data = requests.get(url, params=params).json()
const res = await fetch("https://data.businessquant.com/historic?slug=ebt-margin&ticker=HUM&period=max&api_key=YOUR_API_KEY");
const data = await res.json();