Cincinnati Financial (CINF) EBT Margin (2009 - 2026)
Cincinnati Financial (CINF) reported EBT Margin of 36.87% for Q2 2026, up 10.55 percentage points from 26.32% a year earlier and up 25.49 percentage points from the prior quarter.
Cincinnati Financial (CINF) EBT Margin (2009 - 2026) Analysis & Trends
Over the twelve months ended Jun 30, 2026, Cincinnati Financial's EBT Margin came in at 29.78%, up 10.53 percentage points year-over-year; for FY2025, it came in at 23.59%, down 1.62 percentage points from FY2024.
- EBT Margin has a five-year change of +3.70 percentage points (FY2020 to FY2025).
- By year, EBT Margin came in at 25.21% in FY2024 (+2.48 pp), 22.73% in FY2023 (+32.34 pp), -9.61% in FY2022 (-48.02 pp) and 38.42% in FY2021 (+18.53 pp).
- Five-year quarterly EBT Margin spans a low of -59.39% in Q2 2022 and a high of 68.64% in Q4 2022.
- Year over year, EBT Margin has now increased in each of the last five quarters, with an average year-over-year change of +3.57 percentage points over the last eight quarters.
- The high point for year-over-year EBT Margin in five years was Q2 2023 (a gain of 84.96 percentage points); the low point was Q2 2022 (a drop of 97.39 percentage points).
- Per Business Quant data, the three quarters before Q2 2026 came in at 11.39% (Q1 2026), 27.18% (Q4 2025) and 37.92% (Q3 2025).
Peer Comparison
| # | Company | Market Cap | Enterprise Value | Gross Profit (Qtr) | EBT Margin (Qtr) |
|---|---|---|---|---|---|
| 1 | Chubb | 138.35 Bn | 84.93 Bn | 9.13 Bn | 22.91% |
| 2 | Progressive | 129.14 Bn | 104.97 Bn | 9.04 Bn | 17.83% |
| 3 | Marsh & Mclennan Companies | 91.11 Bn | 83.27 Bn | - | 15.05% |
| 4 | Travelers Companies | 83.32 Bn | 59.56 Bn | 6.23 Bn | 22.77% |
| 5 | Manulife Financial | 75.74 Bn | -19.14 Bn | - | 13.82% |
| 6 | Arthur J. Gallagher | 66.49 Bn | 60.90 Bn | - | 10.34% |
| 7 | Metlife | 64.97 Bn | -41.81 Bn | 7.82 Bn | 5.40% |
| 8 | Allstate | 63.98 Bn | 25.25 Bn | 8.73 Bn | 22.27% |
| 9 | Aon | 63.25 Bn | 56.46 Bn | - | 17.05% |
| 10 | Cincinnati Financial | 26.52 Bn | 20.18 Bn | 2.39 Bn | 36.87% |
Historic Data
| Date | Value |
|---|---|
| Jun 30, 2026 | 36.87% |
| Mar 31, 2026 | 11.39% |
| Dec 31, 2025 | 27.18% |
| Sep 30, 2025 | 37.92% |
| Jun 30, 2025 | 26.32% |
| Mar 31, 2025 | -4.99% |
| Dec 31, 2024 | 18.87% |
| Sep 30, 2024 | 31.33% |
| Jun 30, 2024 | 15.17% |
| Mar 31, 2024 | 32.47% |
| Dec 31, 2023 | 44.40% |
| Sep 30, 2023 | -7.28% |
| Jun 30, 2023 | 25.57% |
| Mar 31, 2023 | 11.96% |
| Dec 31, 2022 | 68.64% |
| Sep 30, 2022 | -30.63% |
| Jun 30, 2022 | -59.39% |
| Mar 31, 2022 | -20.73% |
| Dec 31, 2021 | 56.46% |
| Sep 30, 2021 | 10.31% |
Cincinnati Financial EBT Margin API
Pull this series into your own models, spreadsheets and apps with the Business Quant
Historical Metrics API. The request below matches the chart above — change the
frequency, period or values and it follows. Swap YOUR_API_KEY for your own key.
https://data.businessquant.com/historic?slug=ebt-margin&ticker=CINF&period=max&api_key=YOUR_API_KEY
import requests
url = "https://data.businessquant.com/historic"
params = {"slug": "ebt-margin", "ticker": "CINF", "period": "max", "api_key": "YOUR_API_KEY"}
data = requests.get(url, params=params).json()
const res = await fetch("https://data.businessquant.com/historic?slug=ebt-margin&ticker=CINF&period=max&api_key=YOUR_API_KEY");
const data = await res.json();