Capitol Federal Financial (CFFN) Interest Coverage Ratio (2010 - 2026)
Capitol Federal Financial's (CFFN) quarterly Interest Coverage Ratio came in at 1.57 in Q2 2026, up 11.96% year-over-year from 1.4 in Q2 2025, and up 5.86% quarter-over-quarter from 1.48 in Q1 2026.
Analysis
Capitol Federal Financial (CFFN) Interest Coverage Ratio (2010 - 2026) Analysis & Trends
Capitol Federal Financial (CFFN) has reported Interest Coverage Ratio for 17 consecutive years, with 1.57 the latest figure, recorded in Q2 2026.
- On a quarterly basis, Interest Coverage Ratio rose 11.96% year-over-year to 1.57 in Q2 2026; TTM through Jun 2026 was 1.48, a 8.8% increase from a year earlier, with the FY2025 full-year figure at 1.38, up 10.13% from the prior year.
- Interest Coverage Ratio was 1.57 for Q2 2026 at Capitol Federal Financial, up from 1.48 in the prior quarter.
- Over five years, Interest Coverage Ratio peaked at 2.62 in Q1 2022 and troughed at 0.49 in Q3 2022.
- A 5-year average of 1.49 and a median of 1.38 in 2025 frame the typical range for Interest Coverage Ratio.
- Across the five-year window, Interest Coverage Ratio sank 79.02% in 2022 and jumped 371.17% in 2023, its largest moves.
- Over 5 years, Interest Coverage Ratio stood at 1.43 in 2022, then fell by 27.49% to 1.04 in 2023, then grew by 29.34% to 1.34 in 2024, then advanced by 8.66% to 1.46 in 2025, then rose by 7.19% to 1.57 in 2026.
- The last three Interest Coverage Ratio figures came in at 1.57 (Q2 2026), 1.48 (Q1 2026), and 1.46 (Q4 2025), per Business Quant data.
Peer Set
Peer Comparison
| # | Company | Market Cap | Enterprise Value | Gross Profit (Qtr) | Interest Cover (Qtr) |
|---|---|---|---|---|---|
| 1 | TFS Financial | 4.76 Bn | 4.26 Bn | - | 1.32 |
| 2 | Columbia Financial | 1.16 Bn | 881.48 Mn | - | 1.32 |
| 3 | Capitol Federal Financial | 1.09 Bn | 948.98 Mn | - | 1.57 |
| 4 | Trustco Bank Corp N Y | 1.00 Bn | 297.30 Mn | - | 2.02 |
| 5 | Northfield Bancorp | 639.40 Mn | 385.97 Mn | - | 1.65 |
| 6 | Kearny Financial | 615.14 Mn | 500.32 Mn | - | 1.26 |
| 7 | Greene County Bancorp | 595.60 Mn | 212.73 Mn | - | 1.98 |
| 8 | NorthEast Community Bancorp | 368.71 Mn | 267.97 Mn | - | 2.21 |
| 9 | Western New England Bancorp | 269.33 Mn | 231.00 Mn | - | 1.42 |
| 10 | FB Bancorp | 258.98 Mn | 213.77 Mn | - | 1.12 |
Historic Data
Download Data
Historic Data
| Date | Value |
|---|---|
| Jun 30, 2026 | 1.57 |
| Mar 31, 2026 | 1.48 |
| Dec 31, 2025 | 1.46 |
| Sep 30, 2025 | 1.42 |
| Jun 30, 2025 | 1.40 |
| Mar 31, 2025 | 1.35 |
| Dec 31, 2024 | 1.34 |
| Sep 30, 2024 | 1.34 |
| Jun 30, 2024 | 1.29 |
| Mar 31, 2024 | 1.33 |
| Dec 31, 2023 | 1.04 |
| Sep 30, 2023 | 2.29 |
| Jun 30, 2023 | 1.18 |
| Mar 31, 2023 | 1.37 |
| Dec 31, 2022 | 1.43 |
| Sep 30, 2022 | 0.49 |
| Jun 30, 2022 | 2.38 |
| Mar 31, 2022 | 2.62 |
| Dec 31, 2021 | 2.65 |
| Sep 30, 2021 | 2.31 |