Commerce Bancshares (CBSH) Interest Coverage Ratio (2009 - 2026)
Commerce Bancshares (CBSH) posted quarterly Interest Coverage Ratio of 2.87 for Q1 2026, up 4.06% year-over-year from 2.76 in Q1 2025, and down 6.91% quarter-over-quarter from 3.08 in Q4 2025.
Commerce Bancshares (CBSH) Interest Coverage Ratio (2009 - 2026) Analysis & Trends
Commerce Bancshares' Interest Coverage Ratio history runs 18 years deep, the most recent figure standing at 2.87 for Q1 2026.
- In Q1 2026, Interest Coverage Ratio rose 4.06% year-over-year to 2.87; the TTM figure through Mar 2026 stood at 3.01 (up 11.97% YoY), while the FY2025 annual figure was 2.97, up 18.75% from the prior year.
- Interest Coverage Ratio for Q1 2026 stood at 2.87, down from 3.08 in the prior quarter.
- The five-year high for Interest Coverage Ratio was 51.71 in Q1 2022, with the low at 2.32 in Q4 2023.
- The 5-year median for Interest Coverage Ratio is 2.87 (2026), against an average of 7.82.
- The sharpest annual moves came in 2022 and 2023: Interest Coverage Ratio soared 73.91% in 2022, then tumbled 92.88% in 2023.
- Commerce Bancshares' Interest Coverage Ratio stood at 6.86 in 2022, then slumped by 66.24% to 2.32 in 2023, then climbed by 16.17% to 2.69 in 2024, then increased by 14.6% to 3.08 in 2025, then dropped by 6.91% to 2.87 in 2026.
- Business Quant data shows CBSH's Interest Coverage Ratio at 2.87 in Q1 2026, 3.08 in Q4 2025, and 2.95 in Q3 2025.
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Peer Comparison
| # | Company | Market Cap | Enterprise Value | Gross Profit (Qtr) | Interest Cover (Qtr) |
|---|---|---|---|---|---|
| 1 | Hdfc Bank | 120.94 Bn | 84.74 Bn | - | - |
| 2 | Pnc Financial Services | 98.04 Bn | 98.04 Bn | - | 2.00 |
| 3 | Us Bancorp | 96.40 Bn | 96.40 Bn | - | 1.84 |
| 4 | Lloyds Banking | 93.61 Bn | 93.91 Bn | - | - |
| 5 | NatWest | 74.94 Bn | -144.15 Bn | - | 0.27 |
| 6 | Deutsche Bank Aktiengesellschaft | 72.20 Bn | -81.12 Bn | - | 1.49 |
| 7 | Nu Holdings | 70.91 Bn | 57.22 Bn | 2.35 Bn | - |
| 8 | Truist Financial | 61.84 Bn | 61.84 Bn | - | 1.77 |
| 9 | Fifth Third Bancorp | 49.99 Bn | 26.26 Bn | - | 1.90 |
| 10 | Commerce Bancshares | 8.43 Bn | 8.22 Bn | - | 3.23 |
Historic Data
Download Data| Date | Value |
|---|---|
| Jun 30, 2026 | 3.23 |
| Mar 31, 2026 | 2.87 |
| Dec 31, 2025 | 3.08 |
| Sep 30, 2025 | 2.95 |
| Jun 30, 2025 | 3.14 |
| Mar 31, 2025 | 2.76 |
| Dec 31, 2024 | 2.69 |
| Sep 30, 2024 | 2.63 |
| Jun 30, 2024 | 2.68 |
| Mar 31, 2024 | 2.34 |
| Dec 31, 2023 | 2.32 |
| Sep 30, 2023 | 2.39 |
| Jun 30, 2023 | 2.68 |
| Mar 31, 2023 | 3.68 |
| Dec 31, 2022 | 6.86 |
| Sep 30, 2022 | 10.83 |
| Jun 30, 2022 | 27.38 |
| Mar 31, 2022 | 51.71 |
| Dec 31, 2021 | 53.84 |
| Sep 30, 2021 | 55.49 |