Commerce Bancshares (CBSH) Interest Coverage Ratio (2009 - 2026)
Commerce Bancshares' quarterly Interest Coverage Ratio came in at 2.92 in Q1 2026, up 5.69% year-on-year from 2.76 in Q1 2025, and down 3.63% quarter-over-quarter from 3.03 in Q4 2025.
Commerce Bancshares has reported Interest Coverage Ratio for 18 years, with the latest figure at 2.92 in Q1 2026.
- For the quarter ending Q1 2026, Interest Coverage Ratio rose 5.69% year-over-year to 2.92; the trailing twelve-month figure through Mar 2026 stood at 3.01 (up 11.93% YoY), and the FY2025 full-year result was 2.97, up 14.92% from the prior year.
- Interest Coverage Ratio for Q1 2026 stood at 2.92, down from 3.03 in the prior quarter.
- The five-year high for Interest Coverage Ratio was 51.71 in Q1 2022, with the low at 2.26 in Q4 2023.
- Average Interest Coverage Ratio over 5 years is 7.79, with a median of 2.92 recorded in 2026.
- Year-over-year, Interest Coverage Ratio advanced 20.65% in 2022 and plunged 92.88% in 2023.
- Tracing CBSH's Interest Coverage Ratio over 5 years: stood at 6.3 in 2022, then sank by 64.13% to 2.26 in 2023, then grew by 19.15% to 2.69 in 2024, then climbed by 12.43% to 3.03 in 2025, then declined by 3.63% to 2.92 in 2026.
- The last three Interest Coverage Ratio figures came in at 2.92 (Q1 2026), 3.03 (Q4 2025), and 2.95 (Q3 2025), per Business Quant data.
Peer Comparison
| # | Company | Market Cap | Enterprise Value | Gross Profit (Qtr) | Interest Cover (Qtr) |
|---|---|---|---|---|---|
| 1 | Bank Of Chile | 90,891.20 Bn | 90,891.20 Bn | - | -3.29 |
| 2 | Bank Bradesco | 6,807.69 Bn | 6,791.75 Bn | - | - |
| 3 | Lloyds Banking | 426.28 Bn | 426.28 Bn | - | - |
| 4 | NatWest | 184.56 Bn | 184.56 Bn | - | - |
| 5 | First Capital | 181.18 Bn | 181.03 Bn | - | 2.53 |
| 6 | Landmark Bancorp | 164.67 Bn | 164.64 Bn | - | 2.21 |
| 7 | Deutsche Bank Aktiengesellschaft | 161.63 Bn | -151,939.28 Bn | - | 1.32 |
| 8 | KB Financial | 150.02 Bn | 142.15 Bn | - | -36.40 |
| 9 | Pnc Financial Services | 88.79 Bn | 88.84 Bn | - | 1.88 |
| 10 | Commerce Bancshares | 7.63 Bn | 7.48 Bn | - | 2.92 |
Historic Data
Download Data| Date | Value |
|---|---|
| Mar 31, 2026 | 2.92 |
| Dec 31, 2025 | 3.03 |
| Sep 30, 2025 | 2.95 |
| Jun 30, 2025 | 3.14 |
| Mar 31, 2025 | 2.76 |
| Dec 31, 2024 | 2.69 |
| Sep 30, 2024 | 2.63 |
| Jun 30, 2024 | 2.68 |
| Mar 31, 2024 | 2.34 |
| Dec 31, 2023 | 2.26 |
| Sep 30, 2023 | 2.39 |
| Jun 30, 2023 | 2.68 |
| Mar 31, 2023 | 3.68 |
| Dec 31, 2022 | 6.30 |
| Sep 30, 2022 | 10.83 |
| Jun 30, 2022 | 27.38 |
| Mar 31, 2022 | 51.71 |
| Dec 31, 2021 | 53.84 |
| Sep 30, 2021 | 55.49 |
| Jun 30, 2021 | 68.11 |
| Mar 31, 2021 | 42.86 |
| Dec 31, 2020 | 34.30 |
| Sep 30, 2020 | 24.45 |
| Jun 30, 2020 | 5.71 |
| Mar 31, 2020 | 3.93 |
| Dec 31, 2019 | 6.64 |
| Sep 30, 2019 | 5.93 |
| Jun 30, 2019 | 6.12 |
| Mar 31, 2019 | 5.92 |
| Dec 31, 2018 | 7.66 |
| Sep 30, 2018 | 9.28 |
| Jun 30, 2018 | 10.60 |
| Mar 31, 2018 | 10.56 |
| Dec 31, 2017 | 10.95 |
| Sep 30, 2017 | 10.14 |
| Jun 30, 2017 | 11.40 |
| Mar 31, 2017 | 10.94 |
| Dec 31, 2016 | 13.62 |
| Sep 30, 2016 | 13.33 |
| Jun 30, 2016 | 13.31 |
| Mar 31, 2016 | 12.36 |
| Dec 31, 2015 | 13.69 |
| Sep 30, 2015 | 14.17 |
| Jun 30, 2015 | 16.58 |
| Mar 31, 2015 | 14.22 |
| Dec 31, 2014 | 14.34 |
| Sep 30, 2014 | 15.17 |
| Jun 30, 2014 | 14.65 |
| Mar 31, 2014 | 14.58 |
| Dec 31, 2013 | 14.35 |
| Sep 30, 2013 | 14.61 |
| Jun 30, 2013 | 13.34 |
| Mar 31, 2013 | 11.68 |
| Dec 31, 2012 | 11.55 |
| Sep 30, 2012 | 11.54 |
| Jun 30, 2012 | 12.10 |
| Mar 31, 2012 | 10.75 |
| Dec 31, 2011 | 9.07 |
| Sep 30, 2011 | 9.01 |
| Jun 30, 2011 | 8.65 |
| Mar 31, 2011 | 6.96 |
| Dec 31, 2010 | 6.17 |
| Sep 30, 2010 | 5.21 |
| Jun 30, 2010 | 4.97 |
| Mar 31, 2010 | 3.45 |
| Dec 31, 2009 | 3.33 |
| Sep 30, 2009 | 2.96 |
| Jun 30, 2009 | 2.25 |