Commerce Bancshares (CBSH) Interest Coverage Ratio (2009 - 2026)
Commerce Bancshares (CBSH) recorded quarterly Interest Coverage Ratio of 2.92 in Q1 2026, down 3.63% quarter-over-quarter from 3.03 in Q4 2025, and up 5.69% on a YoY basis from 2.76 in Q1 2025.
Commerce Bancshares (CBSH) Interest Coverage Ratio (2009 - 2026) Analysis & Trends
Commerce Bancshares' Interest Coverage Ratio history runs 18 years deep, the most recent figure standing at 2.92 for Q1 2026.
- In Q1 2026, Interest Coverage Ratio rose 5.69% year-over-year to 2.92; the TTM figure through Mar 2026 stood at 3.01 (up 11.93% YoY), while the FY2025 annual figure was 2.97, up 14.92% from the prior year.
- Interest Coverage Ratio was 2.92 for Q1 2026 at Commerce Bancshares, down from 3.03 in the prior quarter.
- In the past five years, Interest Coverage Ratio ranged from a high of 51.71 in Q1 2022 to a low of 2.26 in Q4 2023.
- Historically, Interest Coverage Ratio has averaged 7.79 across 5 years, with a median of 2.92 in 2026.
- The sharpest annual moves came in 2022 and 2023: Interest Coverage Ratio rose 20.65% in 2022, then plunged 92.88% in 2023.
- A 5-year view of Interest Coverage Ratio shows it stood at 6.3 in 2022, then slumped by 64.13% to 2.26 in 2023, then climbed by 19.15% to 2.69 in 2024, then advanced by 12.43% to 3.03 in 2025, then dropped by 3.63% to 2.92 in 2026.
- The last three Interest Coverage Ratio figures came in at 2.92 (Q1 2026), 3.03 (Q4 2025), and 2.95 (Q3 2025), per Business Quant data.
Peer Comparison
| # | Company | Market Cap | Enterprise Value | Gross Profit (Qtr) | Interest Cover (Qtr) |
|---|---|---|---|---|---|
| 1 | Bank Of Chile | 97,765.53 Bn | 97,765.53 Bn | - | -1.52 |
| 2 | Bank Bradesco | 6,846.93 Bn | 6,830.99 Bn | - | - |
| 3 | Lloyds Banking | 384.13 Bn | 384.40 Bn | - | - |
| 4 | First Capital | 215.78 Bn | 215.63 Bn | - | 2.53 |
| 5 | Itau Unibanco Holding | 202.78 Bn | 202.78 Bn | - | - |
| 6 | Landmark Bancorp | 180.37 Bn | 180.34 Bn | - | 2.21 |
| 7 | NatWest | 168.65 Bn | -51.67 Bn | - | - |
| 8 | Shinhan Financial | 136.54 Bn | 104.11 Bn | - | 0.04 |
| 9 | Mizuho Financial | 112.02 Bn | 112.56 Bn | - | - |
| 10 | Commerce Bancshares | 8.14 Bn | 7.99 Bn | - | 2.92 |
Historic Data
Download Data| Date | Value |
|---|---|
| Mar 31, 2026 | 2.92 |
| Dec 31, 2025 | 3.03 |
| Sep 30, 2025 | 2.95 |
| Jun 30, 2025 | 3.14 |
| Mar 31, 2025 | 2.76 |
| Dec 31, 2024 | 2.69 |
| Sep 30, 2024 | 2.63 |
| Jun 30, 2024 | 2.68 |
| Mar 31, 2024 | 2.34 |
| Dec 31, 2023 | 2.26 |
| Sep 30, 2023 | 2.39 |
| Jun 30, 2023 | 2.68 |
| Mar 31, 2023 | 3.68 |
| Dec 31, 2022 | 6.30 |
| Sep 30, 2022 | 10.83 |
| Jun 30, 2022 | 27.38 |
| Mar 31, 2022 | 51.71 |
| Dec 31, 2021 | 53.84 |
| Sep 30, 2021 | 55.49 |
| Jun 30, 2021 | 68.11 |