Credit Acceptance (CACC) Interest Paid (2010 - 2026)
Credit Acceptance's Interest Paid was $95.2 million in Q3 2026, down 10.5% from $106.4 million a year earlier and down 13.1% from the prior quarter.
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Analysis
Credit Acceptance (CACC) Interest Paid (2010 - 2026) Analysis & Trends
On a trailing twelve-month basis, Credit Acceptance's Interest Paid was $417 million through Sep 30, 2026, down 4.6% year-over-year; for FY2025, it came in at $438.4 million, up 11.4% from FY2024.
- Interest Paid has now increased for three consecutive years, with a five-year compound annual growth rate of 18.0% (FY2020 to FY2025).
- In earlier years, Interest Paid was $393.4 million in FY2024 (+62.5%), $242.1 million in FY2023 (+64.4%), $147.3 million in FY2022 (-1.4%) and $149.4 million in FY2021 (-22.0%).
- The Q3 2026 figure marks the lowest quarterly Interest Paid since Q1 2024.
- Compared with a year earlier, Interest Paid has declined for three straight quarters, with growth averaging 11.8% over the last eight quarters.
- The best year-over-year quarter for Interest Paid over five years was Q2 2024 (growth of 84.0%); the worst was Q4 2021 (a decline of 24.5%).
- Per Business Quant data, CACC's Interest Paid in the three quarters before Q3 2026 was $109.5 million (Q2 2026), $97.7 million (Q1 2026) and $114.6 million (Q4 2025).
Peer Set
Peer Comparison
| # | Company | Market Cap | Enterprise Value | Gross Profit (Qtr) | Interest Paid (Qtr) |
|---|---|---|---|---|---|
| 1 | Rocket Companies | 40.96 Bn | 29.78 Bn | - | - |
| 2 | Orix | 36.82 Bn | 3.63 Bn | - | - |
| 3 | Royalty Pharma | 30.51 Bn | 27.88 Bn | - | 172.85 Mn |
| 4 | Federal National Mortgage Association Fannie Mae | 26.64 Bn | 26.64 Bn | - | 35.61 Bn |
| 5 | Royal Gold | 23.60 Bn | 22.77 Bn | 390.45 Mn | - |
| 6 | Synchrony Financial | 23.18 Bn | -44.45 Bn | - | - |
| 7 | Affirm Holdings | 23.17 Bn | 16.22 Bn | - | 122.40 Mn |
| 8 | Annaly Capital Management | 14.38 Bn | 5.33 Bn | - | 1.03 Bn |
| 9 | Ares Capital | 13.91 Bn | 11.66 Bn | - | 179.00 Mn |
| 10 | Credit Acceptance | 5.41 Bn | 5.36 Bn | 577.00 Mn | 95.20 Mn |
Historic Data
Download Data
Historic Data
| Date | Value |
|---|---|
| Sep 30, 2026 | 95.20 Mn |
| Jun 30, 2026 | 109.50 Mn |
| Mar 31, 2026 | 97.70 Mn |
| Dec 31, 2025 | 114.60 Mn |
| Sep 30, 2025 | 106.40 Mn |
| Jun 30, 2025 | 117.90 Mn |
| Mar 31, 2025 | 99.50 Mn |
| Dec 31, 2024 | 113.40 Mn |
| Sep 30, 2024 | 97.40 Mn |
| Jun 30, 2024 | 104.70 Mn |
| Mar 31, 2024 | 77.90 Mn |
| Dec 31, 2023 | 69.40 Mn |
| Sep 30, 2023 | 65.20 Mn |
| Jun 30, 2023 | 56.90 Mn |
| Mar 31, 2023 | 50.60 Mn |
| Dec 31, 2022 | 42.20 Mn |
| Sep 30, 2022 | 38.30 Mn |
| Jun 30, 2022 | 33.20 Mn |
| Mar 31, 2022 | 33.60 Mn |
| Dec 31, 2021 | 33.50 Mn |
API Access
Credit Acceptance Interest Paid API
Pull this series into your own models, spreadsheets and apps with the Business Quant
Historical Metrics API. The request below matches the chart above — change the
frequency, period or values and it follows. Swap YOUR_API_KEY for your own key.
https://data.businessquant.com/historic?slug=interest-paid&ticker=CACC&period=max&api_key=YOUR_API_KEYimport requests
url = "https://data.businessquant.com/historic"
params = {"slug": "interest-paid", "ticker": "CACC", "period": "max", "api_key": "YOUR_API_KEY"}
data = requests.get(url, params=params).json()const res = await fetch("https://data.businessquant.com/historic?slug=interest-paid&ticker=CACC&period=max&api_key=YOUR_API_KEY");
const data = await res.json();