Camden National (CAC) Interest Coverage Ratio (2010 - 2025)
Camden National's (CAC) quarterly Interest Coverage Ratio came in at 2.01 in Q4 2025, up 23.05% YoY from 1.64 in Q4 2024, and up 6.36% on a QoQ basis from 1.89 in Q3 2025.
Camden National (CAC) Interest Coverage Ratio (2010 - 2025) Analysis & Trends
Camden National (CAC) has 16 years of Interest Coverage Ratio data on file, last reported at 2.01 in Q4 2025.
- Quarterly Interest Coverage Ratio rose 23.05% year-over-year to 2.01 in Q4 2025, while the trailing twelve-month figure through Dec 2025 was 1.67 (up 7.49% YoY) and the FY2025 annual result came in at 1.67, up 7.12% from the prior year.
- Interest Coverage Ratio climbed to 2.01 in Q4 2025, from 1.89 in the prior quarter.
- In the past five years, Interest Coverage Ratio ranged from a high of 9.45 in Q1 2022 to a low of 1.21 in Q1 2025.
- A 5-year average of 3.82 and a median of 1.88 in 2023 frame the typical range for Interest Coverage Ratio.
- Annual changes were most pronounced in 2021 — Interest Coverage Ratio surged 199.32% — and 2023, when it slumped 80.24%.
- Tracing CAC's Interest Coverage Ratio over 5 years: stood at 8.8 in 2021, then sank by 70.85% to 2.56 in 2022, then plunged by 46.21% to 1.38 in 2023, then gained by 18.71% to 1.64 in 2024, then rose by 23.05% to 2.01 in 2025.
- The last three Interest Coverage Ratio figures came in at 2.01 (Q4 2025), 1.89 (Q3 2025), and 1.59 (Q2 2025), per Business Quant data.
Peer Comparison
| # | Company | Market Cap | Enterprise Value | Gross Profit (Qtr) | Interest Cover (Qtr) |
|---|---|---|---|---|---|
| 1 | Hdfc Bank | 120.84 Bn | 84.64 Bn | - | - |
| 2 | Pnc Financial Services | 97.68 Bn | 97.68 Bn | - | 2.00 |
| 3 | Us Bancorp | 95.83 Bn | 95.83 Bn | - | 1.84 |
| 4 | Lloyds Banking | 93.61 Bn | 93.91 Bn | - | - |
| 5 | NatWest | 74.70 Bn | -144.39 Bn | - | 0.27 |
| 6 | Deutsche Bank Aktiengesellschaft | 71.87 Bn | -81.44 Bn | - | 1.49 |
| 7 | Nu Holdings | 70.95 Bn | 57.26 Bn | 2.35 Bn | - |
| 8 | Truist Financial | 61.54 Bn | 61.54 Bn | - | 1.77 |
| 9 | Fifth Third Bancorp | 49.53 Bn | 25.81 Bn | - | 1.90 |
| 10 | Camden National | 948.17 Mn | 948.17 Mn | - | 2.13 |
Historic Data
Download Data| Date | Value |
|---|---|
| Dec 31, 2025 | 2.01 |
| Sep 30, 2025 | 1.89 |
| Jun 30, 2025 | 1.59 |
| Mar 31, 2025 | 1.21 |
| Dec 31, 2024 | 1.64 |
| Sep 30, 2024 | 1.53 |
| Jun 30, 2024 | 1.50 |
| Mar 31, 2024 | 1.57 |
| Dec 31, 2023 | 1.38 |
| Sep 30, 2023 | 1.48 |
| Jun 30, 2023 | 1.67 |
| Mar 31, 2023 | 1.87 |
| Dec 31, 2022 | 2.56 |
| Sep 30, 2022 | 3.65 |
| Jun 30, 2022 | 6.37 |
| Mar 31, 2022 | 9.45 |
| Dec 31, 2021 | 8.80 |
| Sep 30, 2021 | 8.08 |
| Jun 30, 2021 | 9.28 |
| Mar 31, 2021 | 8.90 |