Byline Bancorp (BY) Interest Expense - Deposits (2016 - 2026)
Byline Bancorp (BY) reported Interest Expense - Deposits of $39.28 million for the quarter ended Sep 30, 2026, down 8.3% from $42.86 million a year earlier but up 5.2% from the prior quarter.
Byline Bancorp (BY) Interest Expense - Deposits (2016 - 2026) Analysis & Trends
Over the twelve months ended Sep 30, 2026, Byline Bancorp's Interest Expense - Deposits came in at $151.34 million, down 14.0% year-over-year; for the year ended Dec 31, 2025, it was $167.72 million, down 12.8% from the prior year.
- Interest Expense - Deposits has a five-year compound annual growth rate of 58.8% (years ended Dec 2020 to Dec 2025).
- By year, Interest Expense - Deposits came in at $192.37 million in the year ended Dec 31, 2024 (+58.4%), $121.44 million in the year ended Dec 31, 2023 (+513.4%), $19.8 million in the year ended Dec 31, 2022 (+339.7%) and $4.5 million in the year ended Dec 31, 2021 (-72.9%).
- Five-year quarterly Interest Expense - Deposits spans a low of $1.04 million in the quarter ended Dec 31, 2021 and a high of $52.08 million in the quarter ended Sep 30, 2024.
- Year over year, Interest Expense - Deposits has now declined in each of the last seven quarters, with an average decline of 10.1% over the last eight quarters.
- The high point for year-over-year Interest Expense - Deposits in five years was the quarter ended Dec 31, 2022 (growth of 923.1%); the low point was the quarter ended Dec 31, 2021 (a decline of 42.8%).
- Per Business Quant data, the three quarters before the quarter ended Sep 30, 2026 came in at $37.34 million (quarter ended Jun 30, 2026), $36.28 million (quarter ended Mar 31, 2026) and $38.43 million (quarter ended Dec 31, 2025).
Peer Comparison
| # | Company | Market Cap | Enterprise Value | Gross Profit (Qtr) | Interest Expense - Deposits (Qtr) |
|---|---|---|---|---|---|
| 1 | Jpmorgan Chase | 909.02 Bn | 886.77 Bn | - | 11.40 Bn |
| 2 | Banco Santander Chile | 406.67 Bn | -7,110.43 Bn | - | - |
| 3 | Bank Of America | 350.91 Bn | -2,025.20 Bn | - | 7.61 Bn |
| 4 | Hsbc Holdings | 308.71 Bn | -2,966.46 Bn | - | - |
| 5 | Morgan Stanley | 293.66 Bn | -249.15 Bn | - | 3.09 Bn |
| 6 | Royal Bank Of Canada | 283.56 Bn | -546.44 Bn | - | 7.85 Bn |
| 7 | Goldman Sachs | 262.71 Bn | -3,480.74 Bn | - | 5.09 Bn |
| 8 | Wells Fargo & Company | 257.44 Bn | 92.87 Bn | - | 5.85 Bn |
| 9 | Mitsubishi Ufj Financial | 256.82 Bn | -75.42 Bn | 10.89 Bn | 3.48 Bn |
| 10 | Byline Bancorp | 1.73 Bn | 972.78 Mn | - | 39.28 Mn |
Historic Data
| Date | Value |
|---|---|
| Sep 30, 2026 | 39.28 Mn |
| Jun 30, 2026 | 37.34 Mn |
| Mar 31, 2026 | 36.28 Mn |
| Dec 31, 2025 | 38.43 Mn |
| Sep 30, 2025 | 42.86 Mn |
| Jun 30, 2025 | 44.38 Mn |
| Mar 31, 2025 | 42.05 Mn |
| Dec 31, 2024 | 46.73 Mn |
| Sep 30, 2024 | 52.08 Mn |
| Jun 30, 2024 | 47.60 Mn |
| Mar 31, 2024 | 45.96 Mn |
| Dec 31, 2023 | 43.25 Mn |
| Sep 30, 2023 | 37.16 Mn |
| Jun 30, 2023 | 24.72 Mn |
| Mar 31, 2023 | 16.30 Mn |
| Dec 31, 2022 | 10.61 Mn |
| Sep 30, 2022 | 5.97 Mn |
| Jun 30, 2022 | 2.13 Mn |
| Mar 31, 2022 | 1.09 Mn |
| Dec 31, 2021 | 1.04 Mn |
Byline Bancorp Interest Expense - Deposits API
Pull this series into your own models, spreadsheets and apps with the Business Quant
Historical Metrics API. The request below matches the chart above — change the
frequency, period or values and it follows. Swap YOUR_API_KEY for your own key.
https://data.businessquant.com/historic?slug=interest-expense-deposits&ticker=BY&period=max&api_key=YOUR_API_KEYimport requests
url = "https://data.businessquant.com/historic"
params = {"slug": "interest-expense-deposits", "ticker": "BY", "period": "max", "api_key": "YOUR_API_KEY"}
data = requests.get(url, params=params).json()const res = await fetch("https://data.businessquant.com/historic?slug=interest-expense-deposits&ticker=BY&period=max&api_key=YOUR_API_KEY");
const data = await res.json();