Bank Of The James Financial (BOTJ) Return on Equity [ROE] (2009 - 2026)
Bank Of The James Financial's Return on Equity [ROE] was 13.97% in Q2 2026, up 3.75 percentage points from 10.22% a year earlier and up 0.40 percentage points from the prior quarter.
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Analysis
Bank Of The James Financial (BOTJ) Return on Equity [ROE] (2009 - 2026) Analysis & Trends
For FY2025, Return on Equity [ROE] at Bank Of The James Financial came in at 11.59%, up 0.27 percentage points from FY2024.
- Return on Equity [ROE] shows a five-year change of +10.73 percentage points (FY2020 to FY2025).
- In earlier years, Return on Equity [ROE] was 11.31% in FY2024 (+8.51 pp), 2.80% in FY2023 (-4.58 pp), 7.38% in FY2022 (+8.28 pp) and -0.90% in FY2021 (-1.76 pp).
- The Q2 2026 figure marks the highest quarterly Return on Equity [ROE] since Q1 2024.
- Compared with a year earlier, Return on Equity [ROE] was higher in two of the last eight quarters, with an average year-over-year change of -1.43 percentage points.
- The best year-over-year quarter for Return on Equity [ROE] over five years was Q4 2022 (a gain of 7.21 percentage points); the worst was Q1 2025 (a drop of 4.88 percentage points).
- Per Business Quant data, BOTJ's Return on Equity [ROE] in the three quarters before Q2 2026 was 13.58% (Q1 2026), 11.49% (Q4 2025) and 10.65% (Q3 2025).
Peer Set
Peer Comparison
| # | Company | Market Cap | Enterprise Value | Gross Profit (Qtr) | ROE (Qtr) |
|---|---|---|---|---|---|
| 1 | Jpmorgan Chase | 909.02 Bn | 886.77 Bn | - | 17.67% |
| 2 | Banco Santander Chile | 406.67 Bn | -7,110.43 Bn | - | - |
| 3 | Bank Of America | 350.91 Bn | -2,025.20 Bn | - | 0.00% |
| 4 | Hsbc Holdings | 308.71 Bn | -2,966.46 Bn | - | 14.29% |
| 5 | Morgan Stanley | 293.66 Bn | -249.15 Bn | - | 17.55% |
| 6 | Royal Bank Of Canada | 283.56 Bn | -546.44 Bn | - | 15.91% |
| 7 | Goldman Sachs | 262.71 Bn | -3,480.74 Bn | - | 17.90% |
| 8 | Wells Fargo & Company | 257.44 Bn | 92.87 Bn | - | 12.93% |
| 9 | Mitsubishi Ufj Financial | 256.82 Bn | -75.42 Bn | 10.89 Bn | 11.72% |
| 10 | Bank Of The James Financial | 116.63 Mn | 116.63 Mn | - | - |
Historic Data
Download Data
Historic Data
| Date | Value |
|---|---|
| Jun 30, 2026 | 13.97% |
| Mar 31, 2026 | 13.58% |
| Dec 31, 2025 | 11.49% |
| Sep 30, 2025 | 10.65% |
| Jun 30, 2025 | 10.22% |
| Mar 31, 2025 | 9.91% |
| Dec 31, 2024 | 11.88% |
| Sep 30, 2024 | 12.92% |
| Jun 30, 2024 | 13.95% |
| Mar 31, 2024 | 14.79% |
| Dec 31, 2023 | 15.80% |
| Sep 30, 2023 | 16.62% |
| Jun 30, 2023 | 17.27% |
| Mar 31, 2023 | 17.22% |
| Dec 31, 2022 | 18.18% |
| Sep 30, 2022 | 17.44% |
| Jun 30, 2022 | 14.35% |
| Mar 31, 2022 | 12.14% |
| Dec 31, 2021 | 10.97% |
| Sep 30, 2021 | 10.86% |
API Access
Bank Of The James Financial Return on Equity [ROE] API
Pull this series into your own models, spreadsheets and apps with the Business Quant
Historical Metrics API. The request below matches the chart above — change the
frequency, period or values and it follows. Swap YOUR_API_KEY for your own key.
https://data.businessquant.com/historic?slug=return-on-equity-%5Broe%5D&ticker=BOTJ&period=max&api_key=YOUR_API_KEYimport requests
url = "https://data.businessquant.com/historic"
params = {"slug": "return-on-equity-[roe]", "ticker": "BOTJ", "period": "max", "api_key": "YOUR_API_KEY"}
data = requests.get(url, params=params).json()const res = await fetch("https://data.businessquant.com/historic?slug=return-on-equity-%5Broe%5D&ticker=BOTJ&period=max&api_key=YOUR_API_KEY");
const data = await res.json();