Bank Of The James Financial BOTJ
NASDAQ BOTJ
$27.20 +0.37 (+1.38%)
At close: Oct 1, 2026 · 4:00 PM EDT

Bank Of The James Financial (BOTJ) Return on Assets [ROA] (2011 - 2026)

Updated

Bank Of The James Financial (BOTJ) posted Return on Assets [ROA] of 1.09% for Q2 2026, up 0.38 percentage points from 0.71% a year earlier and up 0.05 percentage points from the prior quarter.

Analysis

Bank Of The James Financial (BOTJ) Return on Assets [ROA] (2011 - 2026) Analysis & Trends

For FY2025, Bank Of The James Financial's Return on Assets [ROA] came in at 0.83%, up 0.11 percentage points from FY2024.

  • Annual Return on Assets [ROA] shows a five-year change of +0.76 percentage points (FY2020 to FY2025).
  • In prior years, Bank Of The James Financial's Return on Assets [ROA] was 0.73% in FY2024 (+0.56 pp), 0.16% in FY2023 (-0.30 pp), 0.46% in FY2022 (+0.53 pp) and -0.07% in FY2021 (-0.14 pp).
  • The Q2 2026 figure stands as the highest quarterly Return on Assets [ROA] in data going back to Q3 2011.
  • On a year-over-year basis, Return on Assets [ROA] has increased in each of the last three quarters, with an average year-over-year change of +0.03 percentage points over the last eight quarters.
  • The strongest year-over-year quarter for Return on Assets [ROA] in the past five years was Q2 2026, with a gain of 0.38 percentage points; the weakest was Q1 2025, with a drop of 0.25 percentage points.
  • According to Business Quant data, Return on Assets [ROA] for the three prior quarters was 1.04% (Q1 2026), 0.88% (Q4 2025) and 0.78% (Q3 2025).
Peer Set

Peer Comparison

# Company Market Cap Enterprise Value Gross Profit (Qtr) ROA (Qtr)
1 Jpmorgan Chase 879.54 Bn 909.01 Bn - 1.31%
2 Banco Santander Chile 418.48 Bn 538.42 Bn - 2.83%
3 Bank Of America 381.92 Bn -1,994.15 Bn - 0.96%
4 Hsbc Holdings 341.10 Bn 341.15 Bn - -
5 Morgan Stanley 295.71 Bn -213.38 Bn - 1.25%
6 Royal Bank Of Canada 275.38 Bn 126.13 Bn - 0.93%
7 Mitsubishi Ufj Financial 273.79 Bn -1,314.70 Bn 10.89 Bn 0.53%
8 Goldman Sachs 262.78 Bn -3,294.34 Bn - 1.00%
9 Wells Fargo & Company 242.61 Bn 244.75 Bn - 1.02%
10 Bank Of The James Financial 121.90 Mn 121.90 Mn - 1.09%
Historic Data

Historic Data

Download Data
DateValue
Jun 30, 2026 1.09%
Mar 31, 2026 1.04%
Dec 31, 2025 0.88%
Sep 30, 2025 0.78%
Jun 30, 2025 0.71%
Mar 31, 2025 0.66%
Dec 31, 2024 0.80%
Sep 30, 2024 0.85%
Jun 30, 2024 0.87%
Mar 31, 2024 0.91%
Dec 31, 2023 0.90%
Sep 30, 2023 0.89%
Jun 30, 2023 0.95%
Mar 31, 2023 0.94%
Dec 31, 2022 0.95%
Sep 30, 2022 0.92%
Jun 30, 2022 0.85%
Mar 31, 2022 0.80%
Dec 31, 2021 0.79%
Sep 30, 2021 0.80%
API Access

Bank Of The James Financial Return on Assets [ROA] API

Pull this series into your own models, spreadsheets and apps with the Business Quant Historical Metrics API. The request below matches the chart above — change the frequency, period or values and it follows. Swap YOUR_API_KEY for your own key.

https://data.businessquant.com/historic?slug=return-on-assets-%5Broa%5D&ticker=BOTJ&period=max&api_key=YOUR_API_KEY