Bread Financial Holdings (BFH) Payout Ratio (2017 - 2026)
Bread Financial Holdings' (BFH) Payout Ratio stood at 0.09 in Q3 2026, up 6.6% from 0.09 a year earlier and up 19.1% from the prior quarter.
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Analysis
Bread Financial Holdings (BFH) Payout Ratio (2017 - 2026) Analysis & Trends
For FY2025, Bread Financial Holdings' Payout Ratio came in at 0.08, down 47.8% from FY2024.
- Across earlier years, Payout Ratio came in at 0.16 in FY2024 (+165.4%), 0.06 in FY2023 (-69.7%), 0.19 in FY2022 (+267.7%) and 0.05 in FY2021 (-81.6%).
- The Q3 2026 figure is the highest quarterly Payout Ratio since Q2 2025.
- On a year-over-year basis, Payout Ratio rose in four of the last eight quarters, with growth averaging 12.5%.
- Peak year-over-year performance for Payout Ratio in the last five years was growth of 261.3% in Q4 2022, against a decline of 81.6% in Q4 2021 at the low end.
- Per Business Quant, the preceding three quarters came in at 0.08 (Q2 2026), 0.08 (Q1 2026) and 0.08 (Q4 2025).
Peer Set
Peer Comparison
| # | Company | Market Cap | Enterprise Value | Gross Profit (Qtr) |
|---|---|---|---|---|
| 1 | Rocket Companies | 40.96 Bn | 29.78 Bn | - |
| 2 | Orix | 36.82 Bn | 3.63 Bn | - |
| 3 | Royalty Pharma | 30.51 Bn | 27.88 Bn | - |
| 4 | Federal National Mortgage Association Fannie Mae | 26.64 Bn | 26.64 Bn | - |
| 5 | Royal Gold | 23.60 Bn | 22.77 Bn | 390.45 Mn |
| 6 | Synchrony Financial | 23.18 Bn | -44.45 Bn | - |
| 7 | Affirm Holdings | 23.17 Bn | 16.22 Bn | - |
| 8 | Annaly Capital Management | 14.38 Bn | 5.33 Bn | - |
| 9 | Ares Capital | 13.91 Bn | 11.66 Bn | - |
| 10 | Bread Financial Holdings | 3.74 Bn | -11.14 Bn | - |
Historic Data
Download Data
Historic Data
| Date | Value |
|---|---|
| Sep 30, 2026 | 0.09 |
| Jun 30, 2026 | 0.08 |
| Mar 31, 2026 | 0.08 |
| Dec 31, 2025 | 0.08 |
| Sep 30, 2025 | 0.09 |
| Jun 30, 2025 | 0.15 |
| Mar 31, 2025 | 0.16 |
| Dec 31, 2024 | 0.16 |
| Sep 30, 2024 | 0.13 |
| Jun 30, 2024 | 0.09 |
| Mar 31, 2024 | 0.11 |
| Dec 31, 2023 | 0.06 |
| Sep 30, 2023 | 0.08 |
| Jun 30, 2023 | 0.09 |
| Mar 31, 2023 | 0.09 |
| Dec 31, 2022 | 0.19 |
| Sep 30, 2022 | 0.11 |
| Jun 30, 2022 | 0.09 |
| Mar 31, 2022 | 0.06 |
| Dec 31, 2021 | 0.05 |
API Access
Bread Financial Holdings Payout Ratio API
Pull this series into your own models, spreadsheets and apps with the Business Quant
Historical Metrics API. The request below matches the chart above — change the
frequency, period or values and it follows. Swap YOUR_API_KEY for your own key.
https://data.businessquant.com/historic?slug=payout-ratio&ticker=BFH&period=max&api_key=YOUR_API_KEYimport requests
url = "https://data.businessquant.com/historic"
params = {"slug": "payout-ratio", "ticker": "BFH", "period": "max", "api_key": "YOUR_API_KEY"}
data = requests.get(url, params=params).json()const res = await fetch("https://data.businessquant.com/historic?slug=payout-ratio&ticker=BFH&period=max&api_key=YOUR_API_KEY");
const data = await res.json();