Bread Financial Holdings BFH
NYSE BFH
$108.03 -2.84 (-2.56%)
As of: Sep 8, 2026 · 1:14 PM EDT

Bread Financial Holdings (BFH) Payout Ratio (2015 - 2026)

Bread Financial Holdings (BFH) posted Payout Ratio of 0.08 for Q2 2026, down 2.33% on a QoQ basis from 0.08 in Q1 2026, and up 6.18% year-over-year from 0.07 in Q2 2025.

Analysis

Bread Financial Holdings (BFH) Payout Ratio (2015 - 2026) Analysis & Trends

Bread Financial Holdings has reported Payout Ratio for 12 years, with the latest figure at 0.08 in Q2 2026.

  • On a quarterly basis, Payout Ratio rose 6.18% year-over-year to 0.08 in Q2 2026; TTM through Jun 2026 was 0.08, a 47.03% decrease from a year earlier, with the FY2025 full-year figure at 0.08, down 47.77% from the prior year.
  • Payout Ratio was 0.08 for Q2 2026 at Bread Financial Holdings, down from 0.08 in the prior quarter.
  • The five-year high for Payout Ratio was 5.0 in Q3 2024, with the low at 0.08 in Q4 2022.
  • Average Payout Ratio over 5 years is 0.49, with a median of 0.08 recorded in 2026.
  • The sharpest annual moves came in 2022 and 2024: Payout Ratio tumbled 113.43% in 2022, then soared 7672.73% in 2024.
  • Over 5 years, Payout Ratio stood at 0.08 in 2022, then surged by 383.3% to 0.23 in 2023, then jumped by 575.71% to 1.57 in 2024, then sank by 87.04% to 0.2 in 2025, then slumped by 62.5% to 0.08 in 2026.
  • The last three Payout Ratio figures came in at 0.08 (Q2 2026), 0.08 (Q1 2026), and 0.2 (Q4 2025), per Business Quant data.
Peer Set

Peer Comparison

# Company Market Cap Enterprise Value Gross Profit (Qtr)
1 Synchrony Financial 26.20 Bn 10.00 Bn -
2 Affirm Holdings 23.94 Bn 22.31 Bn -
3 FirstCash Holdings 10.02 Bn 9.84 Bn 533.67 Mn
4 Credit Acceptance 6.23 Bn 5.74 Bn 569.30 Mn
5 Enova International 5.62 Bn 5.50 Bn 568.07 Mn
6 Slm 4.99 Bn 197.56 Mn -
7 Bread Financial Holdings 4.32 Bn -15.77 Bn 957.00 Mn
8 StoneCo 2.69 Bn 1.07 Bn 308.97 Mn
9 Ezcorp 2.06 Bn 1.75 Bn 246.19 Mn
10 Navient 1.71 Bn 337.11 Mn -
Historic Data

Historic Data

Download Data
DateValue
Jun 30, 2026 0.08
Mar 31, 2026 0.08
Dec 31, 2025 0.20
Sep 30, 2025 0.05
Jun 30, 2025 0.07
Mar 31, 2025 0.09
Dec 31, 2024 1.57
Sep 30, 2024 5.00
Jun 30, 2024 0.08
Mar 31, 2024 0.08
Dec 31, 2023 0.23
Sep 30, 2023 0.06
Jun 30, 2023 0.23
Mar 31, 2023 0.02
Dec 31, 2022 -0.08
Sep 30, 2022 0.07
Jun 30, 2022 0.92
Mar 31, 2022 0.05
Dec 31, 2021 0.61
Sep 30, 2021 0.04