Bread Financial Holdings (BFH) Payout Ratio (2015 - 2026)
Bread Financial Holdings (BFH) posted Payout Ratio of 0.08 for Q2 2026, down 2.33% on a QoQ basis from 0.08 in Q1 2026, and up 6.18% year-over-year from 0.07 in Q2 2025.
Analysis
Bread Financial Holdings (BFH) Payout Ratio (2015 - 2026) Analysis & Trends
Bread Financial Holdings has reported Payout Ratio for 12 years, with the latest figure at 0.08 in Q2 2026.
- On a quarterly basis, Payout Ratio rose 6.18% year-over-year to 0.08 in Q2 2026; TTM through Jun 2026 was 0.08, a 47.03% decrease from a year earlier, with the FY2025 full-year figure at 0.08, down 47.77% from the prior year.
- Payout Ratio was 0.08 for Q2 2026 at Bread Financial Holdings, down from 0.08 in the prior quarter.
- The five-year high for Payout Ratio was 5.0 in Q3 2024, with the low at 0.08 in Q4 2022.
- Average Payout Ratio over 5 years is 0.49, with a median of 0.08 recorded in 2026.
- The sharpest annual moves came in 2022 and 2024: Payout Ratio tumbled 113.43% in 2022, then soared 7672.73% in 2024.
- Over 5 years, Payout Ratio stood at 0.08 in 2022, then surged by 383.3% to 0.23 in 2023, then jumped by 575.71% to 1.57 in 2024, then sank by 87.04% to 0.2 in 2025, then slumped by 62.5% to 0.08 in 2026.
- The last three Payout Ratio figures came in at 0.08 (Q2 2026), 0.08 (Q1 2026), and 0.2 (Q4 2025), per Business Quant data.
Peer Set
Peer Comparison
| # | Company | Market Cap | Enterprise Value | Gross Profit (Qtr) |
|---|---|---|---|---|
| 1 | Synchrony Financial | 26.20 Bn | 10.00 Bn | - |
| 2 | Affirm Holdings | 23.94 Bn | 22.31 Bn | - |
| 3 | FirstCash Holdings | 10.02 Bn | 9.84 Bn | 533.67 Mn |
| 4 | Credit Acceptance | 6.23 Bn | 5.74 Bn | 569.30 Mn |
| 5 | Enova International | 5.62 Bn | 5.50 Bn | 568.07 Mn |
| 6 | Slm | 4.99 Bn | 197.56 Mn | - |
| 7 | Bread Financial Holdings | 4.32 Bn | -15.77 Bn | 957.00 Mn |
| 8 | StoneCo | 2.69 Bn | 1.07 Bn | 308.97 Mn |
| 9 | Ezcorp | 2.06 Bn | 1.75 Bn | 246.19 Mn |
| 10 | Navient | 1.71 Bn | 337.11 Mn | - |
Historic Data
Download Data
Historic Data
| Date | Value |
|---|---|
| Jun 30, 2026 | 0.08 |
| Mar 31, 2026 | 0.08 |
| Dec 31, 2025 | 0.20 |
| Sep 30, 2025 | 0.05 |
| Jun 30, 2025 | 0.07 |
| Mar 31, 2025 | 0.09 |
| Dec 31, 2024 | 1.57 |
| Sep 30, 2024 | 5.00 |
| Jun 30, 2024 | 0.08 |
| Mar 31, 2024 | 0.08 |
| Dec 31, 2023 | 0.23 |
| Sep 30, 2023 | 0.06 |
| Jun 30, 2023 | 0.23 |
| Mar 31, 2023 | 0.02 |
| Dec 31, 2022 | -0.08 |
| Sep 30, 2022 | 0.07 |
| Jun 30, 2022 | 0.92 |
| Mar 31, 2022 | 0.05 |
| Dec 31, 2021 | 0.61 |
| Sep 30, 2021 | 0.04 |