Bread Financial Holdings (BFH) Dividend Coverage Ratio (2017 - 2026)
Bread Financial Holdings' (BFH) Dividend Coverage Ratio was 10.71 for Q3 2026, down 48.7% from 20.89 a year earlier and down 18.2% from the prior quarter.
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Analysis
Bread Financial Holdings (BFH) Dividend Coverage Ratio (2017 - 2026) Analysis & Trends
Over the twelve months ended Sep 30, 2026, Bread Financial Holdings' Dividend Coverage Ratio came in at 10.54, down 6.2% year-over-year; for FY2025, it was 12.33, up 91.5% from FY2024.
- By year, Dividend Coverage Ratio came in at 6.44 in FY2024 (-62.3%), 17.10 in FY2023 (+229.6%), 5.19 in FY2022 (-72.8%) and 19.07 in FY2021 (+443.6%).
- Five-year quarterly Dividend Coverage Ratio spans a low of -12.18 in Q4 2022 and a high of 41.36 in Q1 2023.
- Year over year, Dividend Coverage Ratio gained in three of the last seven quarters, with growth averaging 78.9%.
- The high point for year-over-year Dividend Coverage Ratio in five years was Q4 2025 (growth of 671.4%); the low point was Q3 2024 (a decline of 98.7%).
- Per Business Quant data, the three quarters before Q3 2026 came in at 13.09 (Q2 2026), 12.79 (Q1 2026) and 4.91 (Q4 2025).
Peer Set
Peer Comparison
| # | Company | Market Cap | Enterprise Value | Gross Profit (Qtr) | Div. Cover (Qtr) |
|---|---|---|---|---|---|
| 1 | Rocket Companies | 40.96 Bn | 29.78 Bn | - | 59.08 |
| 2 | Orix | 36.82 Bn | 3.63 Bn | - | - |
| 3 | Royalty Pharma | 30.51 Bn | 27.88 Bn | - | - |
| 4 | Federal National Mortgage Association Fannie Mae | 26.64 Bn | 26.64 Bn | - | - |
| 5 | Royal Gold | 23.60 Bn | 22.77 Bn | 390.45 Mn | 5.86 |
| 6 | Synchrony Financial | 23.18 Bn | -44.45 Bn | - | 7.85 |
| 7 | Affirm Holdings | 23.17 Bn | 16.22 Bn | - | - |
| 8 | Annaly Capital Management | 14.38 Bn | 5.33 Bn | - | - |
| 9 | Ares Capital | 13.91 Bn | 11.66 Bn | - | - |
| 10 | Bread Financial Holdings | 3.74 Bn | -11.14 Bn | - | 10.71 |
Historic Data
Download Data
Historic Data
| Date | Value |
|---|---|
| Sep 30, 2026 | 10.71 |
| Jun 30, 2026 | 13.09 |
| Mar 31, 2026 | 12.79 |
| Dec 31, 2025 | 4.91 |
| Sep 30, 2025 | 20.89 |
| Jun 30, 2025 | 13.90 |
| Mar 31, 2025 | 11.50 |
| Dec 31, 2024 | 0.64 |
| Sep 30, 2024 | 0.20 |
| Jun 30, 2024 | 12.09 |
| Mar 31, 2024 | 12.18 |
| Dec 31, 2023 | 4.30 |
| Sep 30, 2023 | 15.55 |
| Jun 30, 2023 | 4.36 |
| Mar 31, 2023 | 41.36 |
| Dec 31, 2022 | -12.18 |
| Sep 30, 2022 | 13.40 |
| Jun 30, 2022 | 1.09 |
| Mar 31, 2022 | 21.00 |
| Dec 31, 2021 | 1.64 |
API Access
Bread Financial Holdings Dividend Coverage Ratio API
Pull this series into your own models, spreadsheets and apps with the Business Quant
Historical Metrics API. The request below matches the chart above — change the
frequency, period or values and it follows. Swap YOUR_API_KEY for your own key.
https://data.businessquant.com/historic?slug=dividend-coverage-ratio&ticker=BFH&period=max&api_key=YOUR_API_KEYimport requests
url = "https://data.businessquant.com/historic"
params = {"slug": "dividend-coverage-ratio", "ticker": "BFH", "period": "max", "api_key": "YOUR_API_KEY"}
data = requests.get(url, params=params).json()const res = await fetch("https://data.businessquant.com/historic?slug=dividend-coverage-ratio&ticker=BFH&period=max&api_key=YOUR_API_KEY");
const data = await res.json();