Bank First (BFC) Interest Coverage Ratio (2017 - 2026)
Bank First (BFC) reported Interest Coverage Ratio of 2.21 for Q1 2026, up 0.73% year-over-year from 2.2 in Q1 2025, and down 7.53% on a QoQ basis from 2.39 in Q4 2025.
Bank First (BFC) has 10 years of Interest Coverage Ratio data on file, last reported at 2.21 in Q1 2026.
- Quarterly Interest Coverage Ratio rose 0.73% year-over-year to 2.21 in Q1 2026, while the trailing twelve-month figure through Mar 2026 was 2.26 (up 3.47% YoY) and the FY2025 annual result came in at 0.26, up 8.59% from the prior year.
- Interest Coverage Ratio declined to 2.21 in Q1 2026 per BFC's latest filing, from 2.39 in the prior quarter.
- Across five years, Interest Coverage Ratio topped out at 8.04 in Q1 2022 and bottomed at 2.08 in Q1 2024.
- The 5-year median for Interest Coverage Ratio is 2.39 (2025), against an average of 3.35.
- The widest annual swing landed in 2023, when Interest Coverage Ratio plunged 67.15%; it then climbed 8.81% in 2025.
- Tracing BFC's Interest Coverage Ratio over 5 years: stood at 4.27 in 2022, then retreated by 8.08% to 3.92 in 2023, then plunged by 43.97% to 2.2 in 2024, then advanced by 8.81% to 2.39 in 2025, then declined by 7.53% to 2.21 in 2026.
- Per Business Quant, the three latest BFC Interest Coverage Ratio figures stand at 2.21 (Q1 2026), 2.39 (Q4 2025), and 2.31 (Q3 2025).
Peer Comparison
| # | Company | Market Cap | Enterprise Value | Gross Profit (Qtr) | Interest Cover (Qtr) |
|---|---|---|---|---|---|
| 1 | Bank Of Chile | 90,891.20 Bn | 90,891.20 Bn | - | -3.29 |
| 2 | Bank Bradesco | 6,807.69 Bn | 6,791.75 Bn | - | - |
| 3 | Lloyds Banking | 426.28 Bn | 426.28 Bn | - | - |
| 4 | NatWest | 184.56 Bn | 184.56 Bn | - | - |
| 5 | First Capital | 181.18 Bn | 181.03 Bn | - | 2.53 |
| 6 | Landmark Bancorp | 164.67 Bn | 164.64 Bn | - | 2.21 |
| 7 | Deutsche Bank Aktiengesellschaft | 161.63 Bn | -151,939.28 Bn | - | 1.32 |
| 8 | KB Financial | 150.02 Bn | 142.15 Bn | - | -36.40 |
| 9 | Pnc Financial Services | 88.79 Bn | 88.84 Bn | - | 1.88 |
| 10 | Bank First | 1.59 Bn | 1.19 Bn | - | 2.21 |
Historic Data
Download Data| Date | Value |
|---|---|
| Mar 31, 2026 | 2.21 |
| Dec 31, 2025 | 2.39 |
| Sep 30, 2025 | 2.31 |
| Jun 30, 2025 | 2.16 |
| Mar 31, 2025 | 2.20 |
| Dec 31, 2024 | 2.20 |
| Sep 30, 2024 | 2.14 |
| Jun 30, 2024 | 2.21 |
| Mar 31, 2024 | 2.08 |
| Dec 31, 2023 | 3.92 |
| Sep 30, 2023 | 2.52 |
| Jun 30, 2023 | 2.62 |
| Mar 31, 2023 | 2.64 |
| Dec 31, 2022 | 4.27 |
| Sep 30, 2022 | 5.58 |
| Jun 30, 2022 | 7.54 |
| Mar 31, 2022 | 8.04 |
| Dec 31, 2021 | 9.12 |
| Sep 30, 2021 | 8.56 |
| Jun 30, 2021 | 7.95 |
| Mar 31, 2021 | 7.49 |
| Dec 31, 2020 | 6.94 |
| Sep 30, 2020 | 5.82 |
| Jun 30, 2020 | 4.06 |
| Mar 31, 2020 | 2.90 |
| Dec 31, 2019 | 2.93 |
| Sep 30, 2019 | 2.62 |
| Jun 30, 2019 | 2.60 |
| Mar 31, 2019 | 2.90 |
| Dec 31, 2018 | 2.75 |
| Sep 30, 2018 | 2.90 |
| Jun 30, 2018 | 3.17 |
| Mar 31, 2018 | 4.06 |
| Dec 31, 2017 | 3.69 |
| Sep 30, 2017 | 3.83 |
| Jun 30, 2017 | 4.46 |
| Mar 31, 2017 | 4.72 |