Bank First (BFC) Interest Coverage Ratio (2017 - 2026)
Bank First (BFC) posted quarterly Interest Coverage Ratio of 2.21 for Q1 2026, up 1.36% year-over-year from 2.18 in Q1 2025, and down 7.53% quarter-over-quarter from 2.39 in Q4 2025.
Bank First (BFC) Interest Coverage Ratio (2017 - 2026) Analysis & Trends
Bank First (BFC) has reported Interest Coverage Ratio for 10 consecutive years, with 2.21 the latest figure, recorded in Q1 2026.
- In Q1 2026, Interest Coverage Ratio rose 1.36% year-over-year to 2.21; the TTM figure through Mar 2026 stood at 2.26 (up 5.2% YoY), while the FY2025 annual figure was 2.24, up 3.81% from the prior year.
- Interest Coverage Ratio retreated to 2.21 in Q1 2026 per BFC's latest filing, from 2.39 in the prior quarter.
- Across five years, Interest Coverage Ratio topped out at 4.27 in Q4 2022 and bottomed at 1.54 in Q3 2022.
- Historically, Interest Coverage Ratio has averaged 2.34 across 5 years, with a median of 2.16 in 2025.
- Annual changes were most pronounced in 2022 — Interest Coverage Ratio tumbled 82.06% — and 2024, when it rose 22.91%.
- Bank First's Interest Coverage Ratio stood at 4.27 in 2022, then retreated by 2.99% to 4.14 in 2023, then plunged by 49.8% to 2.08 in 2024, then grew by 15.08% to 2.39 in 2025, then decreased by 7.53% to 2.21 in 2026.
- Business Quant data shows BFC's Interest Coverage Ratio at 2.21 in Q1 2026, 2.39 in Q4 2025, and 2.31 in Q3 2025.
Powered by 
Peer Comparison
| # | Company | Market Cap | Enterprise Value | Gross Profit (Qtr) | Interest Cover (Qtr) |
|---|---|---|---|---|---|
| 1 | Hdfc Bank | 119.58 Bn | 83.39 Bn | - | - |
| 2 | Pnc Financial Services | 97.75 Bn | 97.75 Bn | - | 2.00 |
| 3 | Us Bancorp | 96.33 Bn | 96.33 Bn | - | 1.84 |
| 4 | Lloyds Banking | 93.61 Bn | 93.91 Bn | - | - |
| 5 | NatWest | 73.86 Bn | -145.23 Bn | - | 0.27 |
| 6 | Deutsche Bank Aktiengesellschaft | 71.72 Bn | -81.60 Bn | - | 1.49 |
| 7 | Nu Holdings | 68.51 Bn | 54.82 Bn | 2.35 Bn | - |
| 8 | Truist Financial | 61.69 Bn | 61.69 Bn | - | 1.77 |
| 9 | Fifth Third Bancorp | 49.73 Bn | 26.00 Bn | - | 1.90 |
| 10 | Bank First | 1.69 Bn | 1.07 Bn | - | 2.48 |
Historic Data
Download Data| Date | Value |
|---|---|
| Jun 30, 2026 | 2.48 |
| Mar 31, 2026 | 2.21 |
| Dec 31, 2025 | 2.39 |
| Sep 30, 2025 | 2.31 |
| Jun 30, 2025 | 2.16 |
| Mar 31, 2025 | 2.18 |
| Dec 31, 2024 | 2.08 |
| Sep 30, 2024 | 2.14 |
| Jun 30, 2024 | 2.21 |
| Mar 31, 2024 | 2.08 |
| Dec 31, 2023 | 4.14 |
| Sep 30, 2023 | 1.74 |
| Jun 30, 2023 | 1.92 |
| Mar 31, 2023 | 1.78 |
| Dec 31, 2022 | 4.27 |
| Sep 30, 2022 | 1.54 |
| Jun 30, 2022 | 1.89 |
| Mar 31, 2022 | 2.72 |
| Dec 31, 2021 | 9.12 |
| Sep 30, 2021 | 8.56 |