Bank First (BFC) Interest Coverage Ratio (2017 - 2026)
Bank First's (BFC) Interest Coverage Ratio was 2.48 for Q2 2026, up 15.1% from 2.16 a year earlier and up 12.2% from the prior quarter.
Bank First (BFC) Interest Coverage Ratio (2017 - 2026) Analysis & Trends
Over the twelve months ended Jun 30, 2026, Bank First's Interest Coverage Ratio came in at 2.35, up 8.1% year-over-year; for FY2025, it was 2.26, up 4.6% from FY2024.
- By year, Interest Coverage Ratio came in at 2.16 in FY2024 (-28.4%), 3.02 in FY2023 (-47.9%), 5.79 in FY2022 (-29.6%) and 8.22 in FY2021 (+78.8%).
- The Q2 2026 figure ranks as the highest quarterly Interest Coverage Ratio since Q4 2023.
- Year over year, Interest Coverage Ratio has now increased in each of the last four quarters, with an average decline of 3.0% over the last eight quarters.
- The high point for year-over-year Interest Coverage Ratio in five years was Q3 2021 (growth of 46.9%); the low point was Q1 2023 (a decline of 67.1%).
- Per Business Quant data, the three quarters before Q2 2026 came in at 2.21 (Q1 2026), 2.39 (Q4 2025) and 2.31 (Q3 2025).
Peer Comparison
| # | Company | Market Cap | Enterprise Value | Gross Profit (Qtr) | Interest Cover (Qtr) |
|---|---|---|---|---|---|
| 1 | Jpmorgan Chase | 890.60 Bn | 920.07 Bn | - | 2.10 |
| 2 | Banco Santander Chile | 421.74 Bn | 541.68 Bn | - | -2.12 |
| 3 | Bank Of America | 385.85 Bn | -1,990.22 Bn | - | 1.65 |
| 4 | Hsbc Holdings | 345.94 Bn | 345.99 Bn | - | - |
| 5 | Morgan Stanley | 303.15 Bn | -205.95 Bn | - | 1.56 |
| 6 | Royal Bank Of Canada | 279.82 Bn | 130.57 Bn | - | 1.43 |
| 7 | Mitsubishi Ufj Financial | 274.62 Bn | -1,313.87 Bn | 10.89 Bn | 0.56 |
| 8 | Goldman Sachs | 267.07 Bn | -3,290.04 Bn | - | 1.47 |
| 9 | Wells Fargo & Company | 243.79 Bn | 245.93 Bn | - | 1.73 |
| 10 | Bank First | 1.66 Bn | 624.57 Mn | - | 2.48 |
Historic Data
| Date | Value |
|---|---|
| Jun 30, 2026 | 2.48 |
| Mar 31, 2026 | 2.21 |
| Dec 31, 2025 | 2.39 |
| Sep 30, 2025 | 2.31 |
| Jun 30, 2025 | 2.16 |
| Mar 31, 2025 | 2.20 |
| Dec 31, 2024 | 2.20 |
| Sep 30, 2024 | 2.14 |
| Jun 30, 2024 | 2.21 |
| Mar 31, 2024 | 2.08 |
| Dec 31, 2023 | 3.92 |
| Sep 30, 2023 | 2.52 |
| Jun 30, 2023 | 2.62 |
| Mar 31, 2023 | 2.64 |
| Dec 31, 2022 | 4.27 |
| Sep 30, 2022 | 5.58 |
| Jun 30, 2022 | 7.54 |
| Mar 31, 2022 | 8.04 |
| Dec 31, 2021 | 9.12 |
| Sep 30, 2021 | 8.56 |
Bank First Interest Coverage Ratio API
Pull this series into your own models, spreadsheets and apps with the Business Quant
Historical Metrics API. The request below matches the chart above — change the
frequency, period or values and it follows. Swap YOUR_API_KEY for your own key.
https://data.businessquant.com/historic?slug=interest-coverage-ratio&ticker=BFC&period=max&api_key=YOUR_API_KEY
import requests
url = "https://data.businessquant.com/historic"
params = {"slug": "interest-coverage-ratio", "ticker": "BFC", "period": "max", "api_key": "YOUR_API_KEY"}
data = requests.get(url, params=params).json()
const res = await fetch("https://data.businessquant.com/historic?slug=interest-coverage-ratio&ticker=BFC&period=max&api_key=YOUR_API_KEY");
const data = await res.json();