Bank First (BFC) Interest Coverage Ratio (2017 - 2026)
Bank First's (BFC) quarterly Interest Coverage Ratio came in at 2.21 in Q1 2026, up 1.36% year-on-year from 2.18 in Q1 2025, and down 9.79% on a QoQ basis from 2.45 in Q4 2025.
Bank First (BFC) Interest Coverage Ratio (2017 - 2026) Analysis & Trends
Bank First (BFC) has 10 years of Interest Coverage Ratio data on file, last reported at 2.21 in Q1 2026.
- On a quarterly basis, Interest Coverage Ratio rose 1.36% year-over-year to 2.21 in Q1 2026; TTM through Mar 2026 was 2.27, a 2.07% increase from a year earlier, with the FY2025 full-year figure at 2.24, up 3.81% from the prior year.
- Interest Coverage Ratio for Q1 2026 stood at 2.21, down from 2.45 in the prior quarter.
- Over the last five years, Interest Coverage Ratio for BFC reached as high as 5.23 in Q4 2023 and fell as low as 1.54 in Q3 2022.
- Historically, Interest Coverage Ratio has averaged 2.42 across 5 years, with a median of 2.18 in 2025.
- Across the five-year window, Interest Coverage Ratio sank 82.06% in 2022 and grew 22.91% in 2024, its largest moves.
- Year by year, Interest Coverage Ratio stood at 4.27 in 2022, then gained by 22.48% to 5.23 in 2023, then slumped by 54.06% to 2.4 in 2024, then increased by 2.1% to 2.45 in 2025, then dropped by 9.79% to 2.21 in 2026.
- Per Business Quant data, the three most recent Interest Coverage Ratio figures were 2.21 in Q1 2026, 2.45 in Q4 2025, and 2.31 in Q3 2025.
Peer Comparison
| # | Company | Market Cap | Enterprise Value | Gross Profit (Qtr) | Interest Cover (Qtr) |
|---|---|---|---|---|---|
| 1 | KB Financial | 43,124.21 Bn | 43,125.44 Bn | -775,612.08 | 7,084.59 |
| 2 | Shinhan Financial | 33,971.34 Bn | 33,973.00 Bn | - | -0.53 |
| 3 | Bank Of Chile | 4,105.33 Bn | 4,105.33 Bn | 167,623.00 | -22.98 |
| 4 | NatWest | 768.74 Bn | 572.78 Bn | 1.79 Bn | - |
| 5 | Mizuho Financial | 385.64 Bn | 389.59 Bn | - | 1.66 |
| 6 | Lloyds Banking | 358.14 Bn | 358.14 Bn | - | - |
| 7 | First Capital | 200.03 Bn | 199.69 Bn | - | 1.27 |
| 8 | Landmark Bancorp | 187.97 Bn | 187.94 Bn | - | 2.19 |
| 9 | Pnc Financial Services | 100.96 Bn | 101.01 Bn | - | 1.86 |
| 10 | Bank First | 1.65 Bn | 906.03 Mn | - | 2.21 |
Historic Data
Download Data| Date | Value |
|---|---|
| Mar 31, 2026 | 2.21 |
| Dec 31, 2025 | 2.45 |
| Sep 30, 2025 | 2.31 |
| Jun 30, 2025 | 2.16 |
| Mar 31, 2025 | 2.18 |
| Dec 31, 2024 | 2.40 |
| Sep 30, 2024 | 2.14 |
| Jun 30, 2024 | 2.21 |
| Mar 31, 2024 | 2.08 |
| Dec 31, 2023 | 5.23 |
| Sep 30, 2023 | 1.74 |
| Jun 30, 2023 | 1.92 |
| Mar 31, 2023 | 1.78 |
| Dec 31, 2022 | 4.27 |
| Sep 30, 2022 | 1.54 |
| Jun 30, 2022 | 1.89 |
| Mar 31, 2022 | 2.72 |
| Dec 31, 2021 | 9.12 |
| Sep 30, 2021 | 8.56 |
| Jun 30, 2021 | 7.95 |