Bank First (BFC) Interest Coverage Ratio (2017 - 2026)
Bank First (BFC) reported Interest Coverage Ratio of 2.21 for Q1 2026, up 0.73% year-over-year from 2.2 in Q1 2025, and down 7.53% quarter-over-quarter from 2.39 in Q4 2025.
Bank First (BFC) Interest Coverage Ratio (2017 - 2026) Analysis & Trends
Bank First (BFC) has 10 years of Interest Coverage Ratio data on file, last reported at 2.21 in Q1 2026.
- Interest Coverage Ratio for Q1 2026 came in at 2.21, up 0.73% year-over-year; the trailing twelve-month figure through Mar 2026 was 2.26 (up 3.47% YoY), and the FY2025 annual result was 0.26, up 8.59% from the prior year.
- Interest Coverage Ratio eased to 2.21 in Q1 2026 per BFC's latest filing, from 2.39 in the prior quarter.
- Over five years, Interest Coverage Ratio peaked at 8.04 in Q1 2022 and troughed at 2.08 in Q1 2024.
- A 5-year average of 3.35 and a median of 2.39 in 2025 frame the typical range for Interest Coverage Ratio.
- The sharpest annual moves came in 2023 and 2025: Interest Coverage Ratio slumped 67.15% in 2023, then increased 8.81% in 2025.
- A 5-year view of Interest Coverage Ratio shows it stood at 4.27 in 2022, then slipped by 8.08% to 3.92 in 2023, then slumped by 43.97% to 2.2 in 2024, then grew by 8.81% to 2.39 in 2025, then retreated by 7.53% to 2.21 in 2026.
- Business Quant data shows BFC's Interest Coverage Ratio at 2.21 in Q1 2026, 2.39 in Q4 2025, and 2.31 in Q3 2025.
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Peer Comparison
| # | Company | Market Cap | Enterprise Value | Gross Profit (Qtr) | Interest Cover (Qtr) |
|---|---|---|---|---|---|
| 1 | Bank Of Chile | 97,765.53 Bn | 97,765.53 Bn | - | -1.52 |
| 2 | Bank Bradesco | 6,846.93 Bn | 6,830.99 Bn | - | - |
| 3 | Lloyds Banking | 384.13 Bn | 384.40 Bn | - | - |
| 4 | First Capital | 215.78 Bn | 215.63 Bn | - | 2.53 |
| 5 | Itau Unibanco Holding | 202.78 Bn | 202.78 Bn | - | - |
| 6 | Landmark Bancorp | 180.37 Bn | 180.34 Bn | - | 2.21 |
| 7 | NatWest | 168.65 Bn | -51.67 Bn | - | - |
| 8 | Shinhan Financial | 136.54 Bn | 104.11 Bn | - | 0.04 |
| 9 | Mizuho Financial | 112.02 Bn | 112.56 Bn | - | - |
| 10 | Bank First | 1.63 Bn | 1.23 Bn | - | 2.21 |
Historic Data
Download Data| Date | Value |
|---|---|
| Mar 31, 2026 | 2.21 |
| Dec 31, 2025 | 2.39 |
| Sep 30, 2025 | 2.31 |
| Jun 30, 2025 | 2.16 |
| Mar 31, 2025 | 2.20 |
| Dec 31, 2024 | 2.20 |
| Sep 30, 2024 | 2.14 |
| Jun 30, 2024 | 2.21 |
| Mar 31, 2024 | 2.08 |
| Dec 31, 2023 | 3.92 |
| Sep 30, 2023 | 2.52 |
| Jun 30, 2023 | 2.62 |
| Mar 31, 2023 | 2.64 |
| Dec 31, 2022 | 4.27 |
| Sep 30, 2022 | 5.58 |
| Jun 30, 2022 | 7.54 |
| Mar 31, 2022 | 8.04 |
| Dec 31, 2021 | 9.12 |
| Sep 30, 2021 | 8.56 |
| Jun 30, 2021 | 7.95 |