Bank First (BFC) FCF Margin (2017 - 2026)
Bank First (BFC) posted quarterly FCF Margin of 29.01% for Q1 2026, down 3946.0% year-over-year from 0.75% in Q1 2025, and down 135.39% quarter-over-quarter from 81.98% in Q4 2025.
Bank First (BFC) FCF Margin (2017 - 2026) Analysis & Trends
Bank First (BFC) has reported FCF Margin for 10 consecutive years, with 29.01% the latest figure, recorded in Q1 2026.
- In Q1 2026, FCF Margin fell 3946.0% year-over-year to 29.01%; the TTM figure through Mar 2026 stood at 17.36% (down 2543.0% YoY), while the FY2025 annual figure was 31.88%, down 815.0% from the prior year.
- FCF Margin retreated to 29.01% in Q1 2026 per BFC's latest filing, from 81.98% in the prior quarter.
- Across five years, FCF Margin topped out at 101.48% in Q4 2024 and bottomed at 29.01% in Q1 2026.
- Historically, FCF Margin has averaged 33.58% across 5 years, with a median of 28.22% in 2025.
- Annual changes were most pronounced in 2024 — FCF Margin soared 7777 bps — and 2026, when it sank 3946 bps.
- Bank First's FCF Margin stood at 53.49% in 2022, then plunged by 56 bps to 23.71% in 2023, then surged by 328 bps to 101.48% in 2024, then decreased by 19 bps to 81.98% in 2025, then sank by 135 bps to 29.01% in 2026.
- Business Quant data shows BFC's FCF Margin at 29.01% in Q1 2026, 81.98% in Q4 2025, and 28.22% in Q3 2025.
Peer Comparison
| # | Company | Market Cap | Enterprise Value | Gross Profit (Qtr) | FCF Margin (Qtr) |
|---|---|---|---|---|---|
| 1 | Hdfc Bank | 119.58 Bn | 83.39 Bn | - | - |
| 2 | Pnc Financial Services | 97.75 Bn | 97.75 Bn | - | 31.23% |
| 3 | Us Bancorp | 96.33 Bn | 96.33 Bn | - | 62.71% |
| 4 | Lloyds Banking | 93.61 Bn | 93.91 Bn | - | - |
| 5 | NatWest | 73.86 Bn | -145.23 Bn | - | - |
| 6 | Deutsche Bank Aktiengesellschaft | 71.72 Bn | -81.60 Bn | - | - |
| 7 | Nu Holdings | 68.51 Bn | 54.82 Bn | 2.35 Bn | - |
| 8 | Truist Financial | 61.69 Bn | 61.69 Bn | - | 18.14% |
| 9 | Fifth Third Bancorp | 49.73 Bn | 26.00 Bn | - | - |
| 10 | Bank First | 1.69 Bn | 1.07 Bn | - | 31.80% |
Historic Data
Download Data| Date | Value |
|---|---|
| Jun 30, 2026 | 31.80% |
| Mar 31, 2026 | -29.01% |
| Dec 31, 2025 | 81.98% |
| Sep 30, 2025 | 28.22% |
| Jun 30, 2025 | 21.12% |
| Mar 31, 2025 | 10.44% |
| Dec 31, 2024 | 101.48% |
| Sep 30, 2024 | 41.53% |
| Jun 30, 2024 | 35.30% |
| Mar 31, 2024 | 1.46% |
| Dec 31, 2023 | 23.71% |
| Sep 30, 2023 | 50.30% |
| Jun 30, 2023 | 23.36% |
| Mar 31, 2023 | 5.76% |
| Dec 31, 2022 | 53.49% |
| Sep 30, 2022 | 66.57% |
| Jun 30, 2022 | 46.63% |
| Mar 31, 2022 | 8.47% |
| Dec 31, 2021 | 34.08% |
| Sep 30, 2021 | 42.74% |