California BanCorp \ CA (BCAL) Interest Coverage Ratio (2022 - 2026)
California BanCorp \ CA (BCAL) posted Interest Coverage Ratio of 2.63 for Q1 2026, down 12.39% on a QoQ basis from 3.0 in Q4 2025, and up 9.84% year-over-year from 2.4 in Q1 2025.
California BanCorp \ CA (BCAL) Interest Coverage Ratio (2022 - 2026) Analysis & Trends
California BanCorp \ CA's Interest Coverage Ratio history runs 5 years deep, the most recent figure standing at 2.63 for Q1 2026.
- Quarterly Interest Coverage Ratio rose 9.84% year-over-year to 2.63 in Q1 2026, while the trailing twelve-month figure through Mar 2026 was 2.61 (up 91.09% YoY) and the FY2025 annual result came in at 2.5, up 118.61% from the prior year.
- Interest Coverage Ratio was 2.63 for Q1 2026 at California BanCorp \ CA, down from 3.0 in the prior quarter.
- Across five years, Interest Coverage Ratio topped out at 5.4 in Q4 2022 and bottomed at 0.31 in Q3 2024.
- A 5-year average of 2.28 and a median of 2.4 in 2025 frame the typical range for Interest Coverage Ratio.
- Annual changes were most pronounced in 2024 — Interest Coverage Ratio tumbled 114.51% — and 2025, when it surged 900.0%.
- California BanCorp \ CA's Interest Coverage Ratio stood at 5.4 in 2022, then sank by 88.51% to 0.62 in 2023, then jumped by 225.27% to 2.02 in 2024, then soared by 48.96% to 3.0 in 2025, then dropped by 12.39% to 2.63 in 2026.
- Business Quant data shows BCAL's Interest Coverage Ratio at 2.63 in Q1 2026, 3.0 in Q4 2025, and 2.49 in Q3 2025.
Peer Comparison
| # | Company | Market Cap | Enterprise Value | Gross Profit (Qtr) | Interest Cover (Qtr) |
|---|---|---|---|---|---|
| 1 | KB Financial | 43,124.21 Bn | 43,125.44 Bn | -775,612.08 | 7,084.59 |
| 2 | Shinhan Financial | 33,971.34 Bn | 33,973.00 Bn | - | -0.53 |
| 3 | Bank Of Chile | 4,105.33 Bn | 4,105.33 Bn | 167,623.00 | -22.98 |
| 4 | NatWest | 768.74 Bn | 572.78 Bn | 1.79 Bn | - |
| 5 | Mizuho Financial | 385.64 Bn | 389.59 Bn | - | 1.66 |
| 6 | Lloyds Banking | 358.14 Bn | 358.14 Bn | - | - |
| 7 | First Capital | 200.03 Bn | 199.69 Bn | - | 1.27 |
| 8 | Landmark Bancorp | 187.97 Bn | 187.94 Bn | - | 2.19 |
| 9 | Pnc Financial Services | 100.96 Bn | 101.01 Bn | - | 1.86 |
| 10 | California BanCorp \ CA | 671.42 Mn | 260.28 Mn | - | 2.63 |
Historic Data
Download Data| Date | Value |
|---|---|
| Mar 31, 2026 | 2.63 |
| Dec 31, 2025 | 3.00 |
| Sep 30, 2025 | 2.49 |
| Jun 30, 2025 | 2.40 |
| Mar 31, 2025 | 2.40 |
| Dec 31, 2024 | 2.02 |
| Sep 30, 2024 | -0.31 |
| Jun 30, 2024 | 1.03 |
| Mar 31, 2024 | 1.67 |
| Dec 31, 2023 | 0.62 |
| Sep 30, 2023 | 2.14 |
| Jun 30, 2023 | 2.45 |
| Mar 31, 2023 | 3.60 |
| Dec 31, 2022 | 5.40 |
| Sep 30, 2022 | 5.06 |
| Jun 30, 2022 | 0.49 |
| Mar 31, 2022 | 1.72 |