California BanCorp \ CA (BCAL) Interest Coverage Ratio (2022 - 2026)
California BanCorp \ CA's (BCAL) quarterly Interest Coverage Ratio came in at 2.63 in Q1 2026, up 9.84% YoY from 2.4 in Q1 2025, and up 5.02% on a QoQ basis from 2.51 in Q4 2025.
California BanCorp \ CA (BCAL) Interest Coverage Ratio (2022 - 2026) Analysis & Trends
California BanCorp \ CA (BCAL) has 5 years of Interest Coverage Ratio data on file, last reported at 2.63 in Q1 2026.
- Quarterly Interest Coverage Ratio rose 9.84% year-over-year to 2.63 in Q1 2026, while the trailing twelve-month figure through Mar 2026 was 2.5 (up 83.26% YoY) and the FY2025 annual result came in at 2.5, up 118.61% from the prior year.
- Interest Coverage Ratio improved to 2.63 in Q1 2026, from 2.51 in the prior quarter.
- In the past five years, Interest Coverage Ratio ranged from a high of 5.06 in Q3 2022 to a low of 0.31 in Q3 2024.
- A 5-year average of 2.29 and a median of 2.4 in 2025 frame the typical range for Interest Coverage Ratio.
- Annual changes were most pronounced in 2024 — Interest Coverage Ratio plunged 114.51% — and 2025, when it surged 900.0%.
- Tracing BCAL's Interest Coverage Ratio over 5 years: stood at 5.03 in 2022, then sank by 68.17% to 1.6 in 2023, then grew by 25.81% to 2.02 in 2024, then increased by 24.27% to 2.51 in 2025, then increased by 5.02% to 2.63 in 2026.
- The last three Interest Coverage Ratio figures came in at 2.63 (Q1 2026), 2.51 (Q4 2025), and 2.49 (Q3 2025), per Business Quant data.
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Peer Comparison
| # | Company | Market Cap | Enterprise Value | Gross Profit (Qtr) | Interest Cover (Qtr) |
|---|---|---|---|---|---|
| 1 | Hdfc Bank | 119.58 Bn | 83.39 Bn | - | - |
| 2 | Pnc Financial Services | 97.75 Bn | 97.75 Bn | - | 2.00 |
| 3 | Us Bancorp | 96.33 Bn | 96.33 Bn | - | 1.84 |
| 4 | Lloyds Banking | 93.61 Bn | 93.91 Bn | - | - |
| 5 | NatWest | 73.86 Bn | -145.23 Bn | - | 0.27 |
| 6 | Deutsche Bank Aktiengesellschaft | 71.72 Bn | -81.60 Bn | - | 1.49 |
| 7 | Nu Holdings | 68.51 Bn | 54.82 Bn | 2.35 Bn | - |
| 8 | Truist Financial | 61.69 Bn | 61.69 Bn | - | 1.77 |
| 9 | Fifth Third Bancorp | 49.73 Bn | 26.00 Bn | - | 1.90 |
| 10 | California BanCorp \ CA | 681.54 Mn | 416.59 Mn | - | 2.71 |
Historic Data
Download Data| Date | Value |
|---|---|
| Jun 30, 2026 | 2.71 |
| Mar 31, 2026 | 2.63 |
| Dec 31, 2025 | 2.51 |
| Sep 30, 2025 | 2.49 |
| Jun 30, 2025 | 2.40 |
| Mar 31, 2025 | 2.40 |
| Dec 31, 2024 | 2.02 |
| Sep 30, 2024 | -0.31 |
| Jun 30, 2024 | 1.03 |
| Mar 31, 2024 | 1.67 |
| Dec 31, 2023 | 1.60 |
| Sep 30, 2023 | 2.14 |
| Jun 30, 2023 | 2.45 |
| Mar 31, 2023 | 3.60 |
| Dec 31, 2022 | 5.03 |
| Sep 30, 2022 | 5.06 |
| Jun 30, 2022 | 0.49 |
| Mar 31, 2022 | 1.72 |