California BanCorp \ CA (BCAL) Loans - Loss Allowance (2022 - 2026)
California BanCorp \ CA's (BCAL) quarterly Loans - Loss Allowance came in at $34.0 million in Q1 2026, down 25.82% YoY from $45.8 million in Q1 2025, and down 1.01% on a QoQ basis from $34.3 million in Q4 2025.
California BanCorp \ CA (BCAL) Loans - Loss Allowance (2022 - 2026) Analysis & Trends
California BanCorp \ CA (BCAL) has 5 years of Loans - Loss Allowance data on file, last reported at $34.0 million in Q1 2026.
- Quarterly Loans - Loss Allowance fell 25.82% year-over-year to $34.0 million in Q1 2026, while the trailing twelve-month figure through Mar 2026 was $34.0 million (down 25.82% YoY) and the FY2025 annual result came in at $34.3 million, down 32.04% from the prior year.
- Loans - Loss Allowance retreated to $34.0 million in Q1 2026, from $34.3 million in the prior quarter.
- In the past five years, Loans - Loss Allowance ranged from a high of $53.6 million in Q3 2024 to a low of $13.5 million in Q1 2022.
- A 5-year average of $29.4 million and a median of $22.7 million in 2023 frame the typical range for Loans - Loss Allowance.
- Annual changes were most pronounced in 2024 — Loans - Loss Allowance soared 135.86% — and 2025, when it plunged 32.04%.
- Tracing BCAL's Loans - Loss Allowance over 5 years: stood at $17.1 million in 2022, then surged by 31.99% to $22.6 million in 2023, then surged by 123.94% to $50.5 million in 2024, then sank by 32.04% to $34.3 million in 2025, then fell by 1.01% to $34.0 million in 2026.
- The last three Loans - Loss Allowance figures came in at $34.0 million (Q1 2026), $34.3 million (Q4 2025), and $41.3 million (Q3 2025), per Business Quant data.
Peer Comparison
| # | Company | Market Cap | Enterprise Value | Gross Profit (Qtr) | Loans - Loss Allowance (Qtr) |
|---|---|---|---|---|---|
| 1 | Hdfc Bank | 120.66 Bn | 84.46 Bn | - | - |
| 2 | Pnc Financial Services | 97.86 Bn | 97.86 Bn | - | 4.65 Bn |
| 3 | Us Bancorp | 96.39 Bn | 96.39 Bn | - | 7.65 Bn |
| 4 | Lloyds Banking | 93.61 Bn | 93.91 Bn | - | - |
| 5 | NatWest | 74.92 Bn | -144.17 Bn | - | - |
| 6 | Deutsche Bank Aktiengesellschaft | 72.22 Bn | -81.10 Bn | - | - |
| 7 | Nu Holdings | 70.34 Bn | 56.66 Bn | 2.35 Bn | - |
| 8 | Truist Financial | 61.75 Bn | 61.75 Bn | - | 4.98 Bn |
| 9 | Fifth Third Bancorp | 49.88 Bn | 26.16 Bn | - | 2.92 Bn |
| 10 | California BanCorp \ CA | 686.85 Mn | 421.90 Mn | - | 34.86 Mn |
Historic Data
Download Data| Date | Value |
|---|---|
| Jun 30, 2026 | 34.86 Mn |
| Mar 31, 2026 | 34.00 Mn |
| Dec 31, 2025 | 34.35 Mn |
| Sep 30, 2025 | 41.29 Mn |
| Jun 30, 2025 | 41.11 Mn |
| Mar 31, 2025 | 45.84 Mn |
| Dec 31, 2024 | 50.54 Mn |
| Sep 30, 2024 | 53.55 Mn |
| Jun 30, 2024 | 23.79 Mn |
| Mar 31, 2024 | 22.25 Mn |
| Dec 31, 2023 | 22.57 Mn |
| Sep 30, 2023 | 22.71 Mn |
| Jun 30, 2023 | 22.50 Mn |
| Mar 31, 2023 | 22.39 Mn |
| Dec 31, 2022 | 17.10 Mn |
| Sep 30, 2022 | 16.44 Mn |
| Jun 30, 2022 | 15.14 Mn |
| Mar 31, 2022 | 13.53 Mn |