Credicorp (BAP) Interest Coverage Ratio (2009 - 2026)
Credicorp's Interest Coverage Ratio came in at 204.37 for the quarter ended Jun 30, 2026, compared with 0.93 a year earlier and up 266.8% from the prior quarter.
Credicorp (BAP) Interest Coverage Ratio (2009 - 2026) Analysis & Trends
Over the trailing twelve months to Jun 30, 2026, Credicorp reported Interest Coverage Ratio of 87.42; for the year ended Dec 31, 2025, it came in at 5.21, up 26.2% from the prior year.
- Going back by year, Interest Coverage Ratio was 4.13 in the year ended Dec 31, 2024 (+90.5%), 2.17 in the year ended Dec 31, 2023 (-21.2%), 2.75 in the year ended Dec 31, 2022 and 0.01 in the year ended Dec 31, 2021 (-99.5%).
- The figure for the quarter ended Jun 30, 2026 represents the highest quarterly Interest Coverage Ratio since the quarter ended Dec 31, 2013.
- Year-over-year, Interest Coverage Ratio increased in 1 of the last six quarters, with an average decline of 12.9%.
- The fastest year-over-year change in Interest Coverage Ratio over five years came in the quarter ended Dec 31, 2021 (growth of 625.5%), and the weakest in the quarter ended Jun 30, 2025 (a decline of 99.3%).
- Business Quant data shows BAP's Interest Coverage Ratio at 55.72 (quarter ended Mar 31, 2026), 53.86 (quarter ended Dec 31, 2025) and 70.89 (quarter ended Sep 30, 2025) in the three quarters before the quarter ended Jun 30, 2026.
Peer Comparison
| # | Company | Market Cap | Enterprise Value | Gross Profit (Qtr) | Interest Cover (Qtr) |
|---|---|---|---|---|---|
| 1 | Jpmorgan Chase | 909.02 Bn | 886.77 Bn | - | 1.77 |
| 2 | Banco Santander Chile | 406.67 Bn | -7,110.43 Bn | - | - |
| 3 | Bank Of America | 350.91 Bn | -2,025.20 Bn | - | 1.50 |
| 4 | Hsbc Holdings | 308.71 Bn | -2,966.46 Bn | - | - |
| 5 | Morgan Stanley | 293.66 Bn | -249.15 Bn | - | 1.50 |
| 6 | Royal Bank Of Canada | 283.56 Bn | -546.44 Bn | - | 1.43 |
| 7 | Goldman Sachs | 262.71 Bn | -3,480.74 Bn | - | 1.37 |
| 8 | Wells Fargo & Company | 257.44 Bn | 92.87 Bn | - | 1.62 |
| 9 | Mitsubishi Ufj Financial | 256.82 Bn | -75.42 Bn | 10.89 Bn | 0.56 |
| 10 | Credicorp | 34.72 Bn | -127.92 Bn | - | 276.37 |
Historic Data
| Date | Value |
|---|---|
| Sep 30, 2026 | 276.37 |
| Jun 30, 2026 | 119.43 |
| Mar 31, 2026 | 55.72 |
| Dec 31, 2025 | 53.86 |
| Sep 30, 2025 | 172.03 |
| Jun 30, 2025 | 0.93 |
| Mar 31, 2025 | 78.76 |
| Dec 31, 2024 | 18.63 |
| Sep 30, 2024 | 143.61 |
| Jun 30, 2024 | 133.96 |
| Mar 31, 2024 | 114.08 |
| Dec 31, 2023 | 42.40 |
| Sep 30, 2023 | 296.60 |
| Jun 30, 2023 | 0.51 |
| Mar 31, 2023 | 0.70 |
| Dec 31, 2022 | 0.61 |
| Sep 30, 2022 | 6.27 |
| Jun 30, 2022 | 2.22 |
| Mar 31, 2022 | 2.29 |
| Dec 31, 2021 | 1.54 |
Credicorp Interest Coverage Ratio API
Pull this series into your own models, spreadsheets and apps with the Business Quant
Historical Metrics API. The request below matches the chart above — change the
frequency, period or values and it follows. Swap YOUR_API_KEY for your own key.
https://data.businessquant.com/historic?slug=interest-coverage-ratio&ticker=BAP&period=max&api_key=YOUR_API_KEY
import requests
url = "https://data.businessquant.com/historic"
params = {"slug": "interest-coverage-ratio", "ticker": "BAP", "period": "max", "api_key": "YOUR_API_KEY"}
data = requests.get(url, params=params).json()
const res = await fetch("https://data.businessquant.com/historic?slug=interest-coverage-ratio&ticker=BAP&period=max&api_key=YOUR_API_KEY");
const data = await res.json();