Credicorp (BAP) Interest Coverage Ratio (2009 - 2026)
Credicorp (BAP) posted quarterly Interest Coverage Ratio of 2.74 for Q1 2026, down 69.33% year-over-year from 8.93 in Q1 2025, and down 52.19% quarter-over-quarter from 1.8 in Q4 2025.
Credicorp (BAP) Interest Coverage Ratio (2009 - 2026) Analysis & Trends
Credicorp's Interest Coverage Ratio history runs 17 years deep, the most recent figure standing at 2.74 for Q1 2026.
- In Q1 2026, Interest Coverage Ratio fell 69.33% year-over-year to 2.74; the TTM figure through Mar 2026 stood at 2.06 (down 253.02% YoY), while the FY2025 annual figure was 311.47, down 217640028.57% from the prior year.
- Interest Coverage Ratio for Q1 2026 stood at 2.74, down from 1.8 in the prior quarter.
- The five-year high for Interest Coverage Ratio was 0.0 in Q4 2024, with the low at 3.85 in Q3 2022.
- The 5-year median for Interest Coverage Ratio is 1.62 (2025), against an average of 1.41.
- The sharpest annual moves came in 2023 and 2025: Interest Coverage Ratio surged 94.31% in 2023, then tumbled 135699925.33% in 2025.
- Credicorp's Interest Coverage Ratio stood at 0.0 in 2022, then surged by 43.32% to 0.0 in 2023, then rose by 2.61% to 0.0 in 2024, then sank by 135699925.33% to 1.8 in 2025, then plunged by 52.19% to 2.74 in 2026.
- Business Quant data shows BAP's Interest Coverage Ratio at 2.74 in Q1 2026, 1.8 in Q4 2025, and 1.81 in Q3 2025.
Peer Comparison
| # | Company | Market Cap | Enterprise Value | Gross Profit (Qtr) | Interest Cover (Qtr) |
|---|---|---|---|---|---|
| 1 | Hdfc Bank | 119.58 Bn | 83.39 Bn | - | - |
| 2 | Pnc Financial Services | 97.75 Bn | 97.75 Bn | - | 2.00 |
| 3 | Us Bancorp | 96.33 Bn | 96.33 Bn | - | 1.84 |
| 4 | Lloyds Banking | 93.61 Bn | 93.91 Bn | - | - |
| 5 | NatWest | 73.86 Bn | -145.23 Bn | - | 0.27 |
| 6 | Deutsche Bank Aktiengesellschaft | 71.72 Bn | -81.60 Bn | - | 1.49 |
| 7 | Nu Holdings | 68.51 Bn | 54.82 Bn | 2.35 Bn | - |
| 8 | Truist Financial | 61.69 Bn | 61.69 Bn | - | 1.77 |
| 9 | Fifth Third Bancorp | 49.73 Bn | 26.00 Bn | - | 1.90 |
| 10 | Credicorp | 29.43 Bn | 29.43 Bn | - | -5.74 |
Historic Data
Download Data| Date | Value |
|---|---|
| Mar 31, 2026 | -2.74 |
| Dec 31, 2025 | -1.80 |
| Sep 30, 2025 | -1.81 |
| Jun 30, 2025 | -1.97 |
| Mar 31, 2025 | -1.62 |
| Dec 31, 2024 | 0.00 |
| Sep 30, 2024 | -1.19 |
| Jun 30, 2024 | -2.86 |
| Mar 31, 2024 | -1.03 |
| Dec 31, 2023 | 0.00 |
| Sep 30, 2023 | -0.22 |
| Jun 30, 2023 | -0.16 |
| Mar 31, 2023 | -0.70 |
| Dec 31, 2022 | 0.00 |
| Sep 30, 2022 | -3.85 |
| Jun 30, 2022 | -1.70 |
| Mar 31, 2022 | -2.29 |
| Dec 31, 2021 | 0.00 |
| Sep 30, 2021 | -1.52 |
| Jun 30, 2021 | -1.63 |