Credicorp (BAP) Interest Coverage Ratio (2009 - 2026)
Credicorp's (BAP) quarterly Interest Coverage Ratio came in at 1.11 in Q1 2026, down 81.66% year-on-year from 6.06 in Q1 2025, and down 60.25% quarter-over-quarter from 0.69 in Q4 2025.
Credicorp (BAP) Interest Coverage Ratio (2009 - 2026) Analysis & Trends
Credicorp's Interest Coverage Ratio history runs 17 years deep, the most recent figure standing at 1.11 for Q1 2026.
- On a quarterly basis, Interest Coverage Ratio fell 81.66% year-over-year to 1.11 in Q1 2026; TTM through Mar 2026 was 0.81, a 64.98% decrease from a year earlier, with the FY2025 full-year figure at 2.47, up 183206507.37% from the prior year.
- Interest Coverage Ratio slipped to 1.11 in Q1 2026 per BAP's latest filing, from 0.69 in the prior quarter.
- Across five years, Interest Coverage Ratio topped out at 0.55 in Q3 2023 and bottomed at 3.85 in Q3 2022.
- The 5-year median for Interest Coverage Ratio is 0.68 (2025), against an average of 0.87.
- Across the five-year window, Interest Coverage Ratio soared 114.41% in 2023 and sank 52280921.64% in 2025, its largest moves.
- Year by year, Interest Coverage Ratio stood at 0.0 in 2022, then soared by 43.32% to 0.0 in 2023, then gained by 2.61% to 0.0 in 2024, then sank by 52280921.64% to 0.69 in 2025, then tumbled by 60.25% to 1.11 in 2026.
- Per Business Quant, the three latest BAP Interest Coverage Ratio figures stand at 1.11 (Q1 2026), 0.69 (Q4 2025), and 0.68 (Q3 2025).
Peer Comparison
| # | Company | Market Cap | Enterprise Value | Gross Profit (Qtr) | Interest Cover (Qtr) |
|---|---|---|---|---|---|
| 1 | KB Financial | 43,124.21 Bn | 43,125.44 Bn | -775,612.08 | 7,084.59 |
| 2 | Shinhan Financial | 33,971.34 Bn | 33,973.00 Bn | - | -0.53 |
| 3 | Bank Of Chile | 4,105.33 Bn | 4,105.33 Bn | 167,623.00 | -22.98 |
| 4 | NatWest | 768.74 Bn | 572.78 Bn | 1.79 Bn | - |
| 5 | Mizuho Financial | 385.64 Bn | 389.59 Bn | - | 1.66 |
| 6 | Lloyds Banking | 358.14 Bn | 358.14 Bn | - | - |
| 7 | First Capital | 200.03 Bn | 199.69 Bn | - | 1.27 |
| 8 | Landmark Bancorp | 187.97 Bn | 187.94 Bn | - | 2.19 |
| 9 | Pnc Financial Services | 100.96 Bn | 101.01 Bn | - | 1.86 |
| 10 | Credicorp | 36.63 Bn | 37.26 Bn | - | -1.11 |
Historic Data
Download Data| Date | Value |
|---|---|
| Mar 31, 2026 | -1.11 |
| Dec 31, 2025 | -0.69 |
| Sep 30, 2025 | -0.68 |
| Jun 30, 2025 | -0.78 |
| Mar 31, 2025 | -0.61 |
| Dec 31, 2024 | 0.00 |
| Sep 30, 2024 | -2.82 |
| Jun 30, 2024 | -0.12 |
| Mar 31, 2024 | -1.03 |
| Dec 31, 2023 | 0.00 |
| Sep 30, 2023 | 0.55 |
| Jun 30, 2023 | -0.16 |
| Mar 31, 2023 | -0.44 |
| Dec 31, 2022 | 0.00 |
| Sep 30, 2022 | -3.85 |
| Jun 30, 2022 | -1.70 |
| Mar 31, 2022 | -1.36 |
| Dec 31, 2021 | 0.00 |
| Sep 30, 2021 | -1.01 |
| Jun 30, 2021 | -0.96 |