Credicorp (BAP) FCF Margin (2014 - 2025)
Credicorp (BAP) posted FCF Margin of 1.22% for Q4 2025, down 14.59% on a QoQ basis from 1.43% in Q4 2024, and down 21.0% year-over-year from 1.54% in Q4 2024.
Analysis
Credicorp (BAP) FCF Margin (2014 - 2025) Analysis & Trends
Credicorp has reported FCF Margin for 11 years, with the latest figure at 1.22% in Q4 2025.
- On a quarterly basis, FCF Margin fell 21.0% year-over-year to 1.22% in Q4 2025; TTM through Dec 2025 was 0.06%, a 41.0% increase from a year earlier, with the FY2025 full-year figure at 31.14%, down 2285.0% from the prior year.
- FCF Margin was 1.22% for Q4 2025 at Credicorp, down from 1.43% in the prior quarter.
- The five-year high for FCF Margin was 1.63% in Q4 2023, with the low at 5.55% in Q4 2022.
- Average FCF Margin over 5 years is 0.1%, with a median of 1.22% recorded in 2025.
- The sharpest annual moves came in 2021 and 2023: FCF Margin slumped 1428 bps in 2021, then jumped 717 bps in 2023.
- Over 5 years, FCF Margin stood at 0.75% in 2021, then sank by 835 bps to 5.55% in 2022, then jumped by 129 bps to 1.63% in 2023, then retreated by 12 bps to 1.43% in 2024, then slipped by 15 bps to 1.22% in 2025.
- The last three FCF Margin figures came in at 1.22% (Q4 2025), 1.43% (Q4 2024), and 1.63% (Q4 2023), per Business Quant data.
Peer Set
Peer Comparison
| # | Company | Market Cap | Enterprise Value | Gross Profit (Qtr) | FCF Margin (Qtr) |
|---|---|---|---|---|---|
| 1 | Bank Of America | 2,119.43 Bn | 1,530.93 Bn | 30.39 Bn | 92.03% |
| 2 | Morgan Stanley | 342.23 Bn | 182.09 Bn | - | -16.70% |
| 3 | Goldman Sachs | 302.60 Bn | -673.74 Bn | - | 27.55% |
| 4 | Mitsubishi Ufj Financial | 296.69 Bn | -87.63 Bn | 10.89 Bn | - |
| 5 | Royal Bank Of Canada | 295.00 Bn | 68.16 Bn | - | 189.34% |
| 6 | Wells Fargo & Company | 272.35 Bn | 70.52 Bn | - | 29.95% |
| 7 | American Express | 220.11 Bn | 170.79 Bn | 17.99 Bn | 22.78% |
| 8 | Banco Santander | 214.76 Bn | 222.37 Bn | 28.01 Bn | 619.29% |
| 9 | Toronto Dominion Bank | 205.51 Bn | 44.18 Bn | - | 48.23% |
| 10 | Credicorp | 36.14 Bn | 36.82 Bn | - | - |
Historic Data
Download Data
Historic Data
| Date | Value |
|---|---|
| Dec 31, 2025 | 1.22% |
| Dec 31, 2024 | 1.43% |
| Dec 31, 2023 | 1.63% |
| Dec 31, 2022 | -5.55% |
| Dec 31, 2021 | 0.75% |
| Dec 31, 2020 | 15.03% |
| Mar 31, 2020 | 517.72% |
| Dec 31, 2019 | -4.57% |
| Mar 31, 2019 | 178.48% |
| Dec 31, 2018 | 0.01% |
| Dec 31, 2017 | -15.53% |
| Dec 31, 2016 | -12,412.36% |
| Dec 31, 2014 | 0.03% |