BayFirst Financial (BAFN) Return on Invested Capital [ROIC] (2021 - 2026)
BayFirst Financial's Return on Invested Capital [ROIC] was -34.60% in Q2 2026, down 61.34 percentage points from 26.74% a year earlier and down 31.77 percentage points from the prior quarter.
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Analysis
BayFirst Financial (BAFN) Return on Invested Capital [ROIC] (2021 - 2026) Analysis & Trends
For FY2025, Return on Invested Capital [ROIC] at BayFirst Financial came in at 5.11%, down 32.56 percentage points from FY2024.
- Return on Invested Capital [ROIC] shows a four-year change of +2.53 percentage points (FY2021 to FY2025).
- In earlier years, Return on Invested Capital [ROIC] was 37.67% in FY2024 (+13.34 pp), 24.33% in FY2023 (+16.26 pp), 8.07% in FY2022 (+5.49 pp) and 2.58% in FY2021.
- The Q2 2026 figure marks the lowest quarterly Return on Invested Capital [ROIC] in data going back to Q4 2021.
- Compared with a year earlier, Return on Invested Capital [ROIC] has declined for four straight quarters, with an average year-over-year change of -15.62 percentage points over the last eight quarters.
- The best year-over-year quarter for Return on Invested Capital [ROIC] over five years was Q4 2023 (a gain of 17.30 percentage points); the worst was Q2 2026 (a drop of 61.34 percentage points).
- Per Business Quant data, BAFN's Return on Invested Capital [ROIC] in the three quarters before Q2 2026 was -2.83% (Q1 2026), 3.30% (Q4 2025) and 10.55% (Q3 2025).
Peer Set
Peer Comparison
| # | Company | Market Cap | Enterprise Value | Gross Profit (Qtr) | ROIC (Qtr) |
|---|---|---|---|---|---|
| 1 | Jpmorgan Chase | 909.02 Bn | 886.77 Bn | - | 3.60% |
| 2 | Banco Santander Chile | 406.67 Bn | -7,110.43 Bn | - | - |
| 3 | Bank Of America | 350.91 Bn | -2,025.20 Bn | - | 12.95% |
| 4 | Hsbc Holdings | 308.71 Bn | -2,966.46 Bn | - | - |
| 5 | Morgan Stanley | 293.66 Bn | -249.15 Bn | - | 11.83% |
| 6 | Royal Bank Of Canada | 283.56 Bn | -546.44 Bn | - | 49.27% |
| 7 | Goldman Sachs | 262.71 Bn | -3,480.74 Bn | - | 6.60% |
| 8 | Wells Fargo & Company | 257.44 Bn | 92.87 Bn | - | 3.32% |
| 9 | Mitsubishi Ufj Financial | 256.82 Bn | -75.42 Bn | 10.89 Bn | 3.69% |
| 10 | BayFirst Financial | 164.20 Mn | -444.74 Mn | - | -15.80% |
Historic Data
Download Data
Historic Data
| Date | Value |
|---|---|
| Sep 30, 2026 | -15.80% |
| Jun 30, 2026 | -33.25% |
| Mar 31, 2026 | -1.21% |
| Dec 31, 2025 | 4.51% |
| Sep 30, 2025 | 10.55% |
| Jun 30, 2025 | 26.74% |
| Mar 31, 2025 | 33.35% |
| Dec 31, 2024 | 37.15% |
| Sep 30, 2024 | 25.40% |
| Jun 30, 2024 | 24.40% |
| Mar 31, 2024 | 27.71% |
| Dec 31, 2023 | 26.89% |
| Sep 30, 2023 | 22.38% |
| Jun 30, 2023 | 17.21% |
| Mar 31, 2023 | 12.89% |
| Dec 31, 2022 | 9.59% |
| Sep 30, 2022 | 7.03% |
| Jun 30, 2022 | 0.73% |
| Mar 31, 2022 | 12.27% |
| Dec 31, 2021 | 11.91% |
API Access
BayFirst Financial Return on Invested Capital [ROIC] API
Pull this series into your own models, spreadsheets and apps with the Business Quant
Historical Metrics API. The request below matches the chart above — change the
frequency, period or values and it follows. Swap YOUR_API_KEY for your own key.
https://data.businessquant.com/historic?slug=return-on-invested-capital-%5Broic%5D&ticker=BAFN&period=max&api_key=YOUR_API_KEYimport requests
url = "https://data.businessquant.com/historic"
params = {"slug": "return-on-invested-capital-[roic]", "ticker": "BAFN", "period": "max", "api_key": "YOUR_API_KEY"}
data = requests.get(url, params=params).json()const res = await fetch("https://data.businessquant.com/historic?slug=return-on-invested-capital-%5Broic%5D&ticker=BAFN&period=max&api_key=YOUR_API_KEY");
const data = await res.json();