BayFirst Financial (BAFN) Return on Invested Capital [ROIC] (2021 - 2026)
BayFirst Financial's Return on Invested Capital [ROIC] was -35.06% in Q2 2026, down 63.35 percentage points from 28.28% a year earlier and down 32.18 percentage points from the prior quarter.
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Analysis
BayFirst Financial (BAFN) Return on Invested Capital [ROIC] (2021 - 2026) Analysis & Trends
For FY2025, Return on Invested Capital [ROIC] at BayFirst Financial came in at 5.20%, down 34.22 percentage points from FY2024.
- Return on Invested Capital [ROIC] shows a four-year change of +2.58 percentage points (FY2021 to FY2025).
- In earlier years, Return on Invested Capital [ROIC] was 39.41% in FY2024 (+13.23 pp), 26.18% in FY2023 (+17.59 pp), 8.59% in FY2022 (+5.97 pp) and 2.62% in FY2021.
- The Q2 2026 figure marks the lowest quarterly Return on Invested Capital [ROIC] in data going back to Q4 2021.
- Compared with a year earlier, Return on Invested Capital [ROIC] has declined for four straight quarters, with an average year-over-year change of -16.35 percentage points over the last eight quarters.
- The best year-over-year quarter for Return on Invested Capital [ROIC] over five years was Q4 2023 (a gain of 17.97 percentage points); the worst was Q2 2026 (a drop of 63.35 percentage points).
- Per Business Quant data, BAFN's Return on Invested Capital [ROIC] in the three quarters before Q2 2026 was -2.88% (Q1 2026), 3.44% (Q4 2025) and 11.13% (Q3 2025).
Peer Set
Peer Comparison
| # | Company | Market Cap | Enterprise Value | Gross Profit (Qtr) | ROIC (Qtr) |
|---|---|---|---|---|---|
| 1 | Jpmorgan Chase | 883.45 Bn | 912.92 Bn | - | 32.13% |
| 2 | Banco Santander Chile | 401.52 Bn | 521.46 Bn | - | - |
| 3 | Bank Of America | 377.43 Bn | -1,998.64 Bn | - | 25.16% |
| 4 | Hsbc Holdings | 330.31 Bn | 330.37 Bn | - | - |
| 5 | Morgan Stanley | 299.17 Bn | -209.92 Bn | - | 42.00% |
| 6 | Royal Bank Of Canada | 274.08 Bn | 124.82 Bn | - | 11.34% |
| 7 | Mitsubishi Ufj Financial | 270.70 Bn | -1,317.79 Bn | 10.89 Bn | 6.24% |
| 8 | Goldman Sachs | 263.13 Bn | -3,293.98 Bn | - | 14.05% |
| 9 | Wells Fargo & Company | 243.64 Bn | 245.78 Bn | - | 27.68% |
| 10 | BayFirst Financial | 31.87 Mn | -567.29 Mn | - | -35.06% |
Historic Data
Download Data
Historic Data
| Date | Value |
|---|---|
| Jun 30, 2026 | -35.06% |
| Mar 31, 2026 | -2.88% |
| Dec 31, 2025 | 3.44% |
| Sep 30, 2025 | 11.13% |
| Jun 30, 2025 | 28.28% |
| Mar 31, 2025 | 34.71% |
| Dec 31, 2024 | 38.80% |
| Sep 30, 2024 | 26.93% |
| Jun 30, 2024 | 25.87% |
| Mar 31, 2024 | 29.75% |
| Dec 31, 2023 | 28.28% |
| Sep 30, 2023 | 23.50% |
| Jun 30, 2023 | 18.47% |
| Mar 31, 2023 | 13.86% |
| Dec 31, 2022 | 10.31% |
| Sep 30, 2022 | 7.54% |
| Jun 30, 2022 | 0.76% |
| Mar 31, 2022 | 12.99% |
| Dec 31, 2021 | 12.65% |
API Access
BayFirst Financial Return on Invested Capital [ROIC] API
Pull this series into your own models, spreadsheets and apps with the Business Quant
Historical Metrics API. The request below matches the chart above — change the
frequency, period or values and it follows. Swap YOUR_API_KEY for your own key.
https://data.businessquant.com/historic?slug=return-on-invested-capital-%5Broic%5D&ticker=BAFN&period=max&api_key=YOUR_API_KEYimport requests
url = "https://data.businessquant.com/historic"
params = {"slug": "return-on-invested-capital-[roic]", "ticker": "BAFN", "period": "max", "api_key": "YOUR_API_KEY"}
data = requests.get(url, params=params).json()const res = await fetch("https://data.businessquant.com/historic?slug=return-on-invested-capital-%5Broic%5D&ticker=BAFN&period=max&api_key=YOUR_API_KEY");
const data = await res.json();