BayFirst Financial (BAFN) Provision for Losses (2020 - 2026)
BayFirst Financial (BAFN) posted Provision for Losses of $28.98 million for Q2 2026, up 280.9% from $7.61 million a year earlier and up 751.3% from the prior quarter.
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Analysis
BayFirst Financial (BAFN) Provision for Losses (2020 - 2026) Analysis & Trends
For the trailing twelve months through Jun 30, 2026, Provision for Losses at BayFirst Financial was $45.86 million, up 123.6% year-over-year; for FY2025, it was $25.65 million, up 66.6% from FY2024.
- Annual Provision for Losses shows a five-year compound annual growth rate of 8.7% (FY2020 to FY2025).
- In prior years, BayFirst Financial's Provision for Losses was $15.4 million in FY2024 (+47.4%), $10.45 million in FY2023, -$700,000 in FY2022 and -$3.5 million in FY2021.
- The Q2 2026 figure stands as the highest quarterly Provision for Losses in data going back to Q3 2020.
- On a year-over-year basis, Provision for Losses increased in six of the last eight quarters, with growth averaging 89.8%.
- The strongest year-over-year quarter for Provision for Losses in the past five years was Q3 2023, with growth of 300.1%; the weakest was Q4 2025, with a decline of 55.7%.
- According to Business Quant data, Provision for Losses for the three prior quarters was $3.4 million (Q1 2026), $2.31 million (Q4 2025) and $11.17 million (Q3 2025).
Peer Set
Peer Comparison
| # | Company | Market Cap | Enterprise Value | Gross Profit (Qtr) | Provision for Losses (Qtr) |
|---|---|---|---|---|---|
| 1 | Jpmorgan Chase | 909.02 Bn | 886.77 Bn | - | 2.74 Bn |
| 2 | Banco Santander Chile | 406.67 Bn | -7,110.43 Bn | - | - |
| 3 | Bank Of America | 350.91 Bn | -2,025.20 Bn | - | 1.30 Bn |
| 4 | Hsbc Holdings | 308.71 Bn | -2,966.46 Bn | - | - |
| 5 | Morgan Stanley | 293.66 Bn | -249.15 Bn | - | - |
| 6 | Royal Bank Of Canada | 283.56 Bn | -546.44 Bn | - | 717.20 Mn |
| 7 | Goldman Sachs | 262.71 Bn | -3,480.74 Bn | - | 368.00 Mn |
| 8 | Wells Fargo & Company | 257.44 Bn | 92.87 Bn | - | 1.03 Bn |
| 9 | Mitsubishi Ufj Financial | 256.82 Bn | -75.42 Bn | 10.89 Bn | - |
| 10 | BayFirst Financial | 164.20 Mn | -444.74 Mn | - | -69,000.00 |
Historic Data
Download Data
Historic Data
| Date | Value |
|---|---|
| Sep 30, 2026 | -69,000.00 |
| Jun 30, 2026 | 28.98 Mn |
| Mar 31, 2026 | 3.40 Mn |
| Dec 31, 2025 | 2.31 Mn |
| Sep 30, 2025 | 11.17 Mn |
| Jun 30, 2025 | 7.61 Mn |
| Mar 31, 2025 | 4.56 Mn |
| Dec 31, 2024 | 5.22 Mn |
| Sep 30, 2024 | 3.12 Mn |
| Jun 30, 2024 | 3.00 Mn |
| Mar 31, 2024 | 4.06 Mn |
| Dec 31, 2023 | 2.74 Mn |
| Sep 30, 2023 | 3.00 Mn |
| Jun 30, 2023 | 2.77 Mn |
| Mar 31, 2023 | 1.94 Mn |
| Dec 31, 2022 | 700,000.00 |
| Sep 30, 2022 | 750,000.00 |
| Jun 30, 2022 | 250,000.00 |
| Mar 31, 2022 | -2.40 Mn |
| Dec 31, 2021 | -2.50 Mn |
API Access
BayFirst Financial Provision for Losses API
Pull this series into your own models, spreadsheets and apps with the Business Quant
Historical Metrics API. The request below matches the chart above — change the
frequency, period or values and it follows. Swap YOUR_API_KEY for your own key.
https://data.businessquant.com/historic?slug=provision-for-losses&ticker=BAFN&period=max&api_key=YOUR_API_KEYimport requests
url = "https://data.businessquant.com/historic"
params = {"slug": "provision-for-losses", "ticker": "BAFN", "period": "max", "api_key": "YOUR_API_KEY"}
data = requests.get(url, params=params).json()const res = await fetch("https://data.businessquant.com/historic?slug=provision-for-losses&ticker=BAFN&period=max&api_key=YOUR_API_KEY");
const data = await res.json();