Bank Of America (BAC) Interest Coverage Ratio (2009 - 2025)
Bank Of America's Interest Coverage Ratio came in at 1.50 for Q3 2026, down 0.9% from 1.52 a year earlier and down 8.8% from the prior quarter.
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Analysis
Bank Of America (BAC) Interest Coverage Ratio (2009 - 2025) Analysis & Trends
Over the trailing twelve months to Sep 30, 2026, Bank Of America reported Interest Coverage Ratio of 1.57, up 5.8% year-over-year; for FY2025, it came in at 1.48, up 8.3% from FY2024.
- Going back by year, Interest Coverage Ratio was 1.37 in FY2024 (-5.3%), 1.44 in FY2023 (-43.2%), 2.54 in FY2022 (-68.9%) and 8.17 in FY2021 (+146.9%).
- The Q3 2026 figure represents the lowest quarterly Interest Coverage Ratio since Q2 2025.
- Year-over-year, Interest Coverage Ratio increased in seven of the last eight quarters, with growth averaging 8.8%.
- The fastest year-over-year change in Interest Coverage Ratio over five years came in Q4 2021 (growth of 29.2%), and the weakest in Q4 2022 (a decline of 77.5%).
- Business Quant data shows BAC's Interest Coverage Ratio at 1.65 (Q2 2026), 1.59 (Q1 2026) and 1.52 (Q4 2025) in the three quarters before Q3 2026.
Peer Set
Peer Comparison
| # | Company | Market Cap | Enterprise Value | Gross Profit (Qtr) | Interest Cover (Yr) |
|---|---|---|---|---|---|
| 1 | Jpmorgan Chase | 896.53 Bn | 896.53 Bn | - | 1.74 |
| 2 | Bank Of America | 354.20 Bn | -2,021.91 Bn | - | 1.48 |
| 3 | Hsbc Holdings | 303.54 Bn | -1,800.05 Bn | - | 0.44 |
| 4 | Royal Bank Of Canada | 283.29 Bn | -546.75 Bn | - | 1.36 |
| 5 | Morgan Stanley | 281.19 Bn | -262.84 Bn | - | 1.45 |
| 6 | Goldman Sachs | 256.26 Bn | -3,487.19 Bn | - | 1.33 |
| 7 | Wells Fargo & Company | 253.33 Bn | 253.33 Bn | - | 1.63 |
| 8 | Mitsubishi Ufj Financial | 238.77 Bn | -102.62 Bn | 10.89 Bn | 0.51 |
| 9 | American Express | 216.03 Bn | 15.51 Bn | - | 2.68 |
| 10 | Toronto Dominion Bank | 211.21 Bn | -464.66 Bn | - | 0.08 |
Historic Data
Download Data
Historic Data
| Date | Value |
|---|---|
| Dec 31, 2025 | 1.48 |
| Dec 31, 2024 | 1.37 |
| Dec 31, 2023 | 1.44 |
| Dec 31, 2022 | 2.54 |
| Dec 31, 2021 | 8.17 |
| Dec 31, 2020 | 3.31 |
| Dec 31, 2019 | 2.47 |
| Dec 31, 2018 | 2.86 |
| Dec 31, 2017 | 3.37 |
| Dec 31, 2016 | 3.51 |
| Dec 31, 2015 | 3.10 |
| Dec 31, 2014 | 1.73 |
| Dec 31, 2013 | 2.27 |
| Dec 31, 2012 | 1.18 |
| Dec 31, 2011 | 0.99 |
| Dec 31, 2010 | 0.94 |
| Dec 31, 2009 | 1.14 |
API Access
Bank Of America Interest Coverage Ratio API
Pull this series into your own models, spreadsheets and apps with the Business Quant
Historical Metrics API. The request below matches the chart above — change the
frequency, period or values and it follows. Swap YOUR_API_KEY for your own key.
https://data.businessquant.com/historic?slug=interest-coverage-ratio-annual&ticker=BAC&period=max&api_key=YOUR_API_KEYimport requests
url = "https://data.businessquant.com/historic"
params = {"slug": "interest-coverage-ratio-annual", "ticker": "BAC", "period": "max", "api_key": "YOUR_API_KEY"}
data = requests.get(url, params=params).json()const res = await fetch("https://data.businessquant.com/historic?slug=interest-coverage-ratio-annual&ticker=BAC&period=max&api_key=YOUR_API_KEY");
const data = await res.json();