Axos Financial (AX) Net Margin (2010 - 2026)
Axos Financial's (AX) quarterly Net Margin came in at 31.79% in Q1 2026, down 228.0% year-on-year from 24.83% in Q1 2025, and down 4.67% quarter-over-quarter from 33.34% in Q4 2025.
Axos Financial (AX) Net Margin (2010 - 2026) Analysis & Trends
Axos Financial's Net Margin history runs 17 years deep, the most recent figure standing at 31.79% for Q1 2026.
- On a quarterly basis, Net Margin fell 228.0% year-over-year to 31.79% in Q1 2026; TTM through Mar 2026 was 33.48%, a 143.0% decrease from a year earlier, with the FY2025 full-year figure at 34.39%, down 377.0% from the prior year.
- Net Margin declined to 31.79% in Q1 2026 per AX's latest filing, from 33.34% in the prior quarter.
- Across five years, Net Margin topped out at 57.86% in Q1 2022 and bottomed at 30.37% in Q2 2022.
- The 5-year median for Net Margin is 34.53% (2023), against an average of 36.39%.
- Biggest YoY gain for Net Margin was 2424 bps in 2022; the steepest drop was 2431 bps in 2022.
- Year by year, Net Margin stood at 35.73% in 2022, then rose by 20 bps to 43.03% in 2023, then fell by 21 bps to 34.0% in 2024, then dropped by 2 bps to 33.34% in 2025, then declined by 5 bps to 31.79% in 2026.
- Per Business Quant, the three latest AX Net Margin figures stand at 31.79% (Q1 2026), 33.34% (Q4 2025), and 34.74% (Q3 2025).
Peer Comparison
| # | Company | Market Cap | Enterprise Value | Gross Profit (Qtr) | Net Margin (Qtr) |
|---|---|---|---|---|---|
| 1 | KB Financial | 42,090.38 Bn | 42,090.38 Bn | -786,828.77 | 258,422.08% |
| 2 | Shinhan Financial | 33,919.15 Bn | 33,919.15 Bn | - | 853.96% |
| 3 | Bank Of Chile | 4,123.52 Bn | 4,123.52 Bn | 167,623.00 | 0.00% |
| 4 | Lloyds Banking | 360.83 Bn | 360.83 Bn | - | 27.26% |
| 5 | First Capital | 204.17 Bn | 203.82 Bn | - | 251.63% |
| 6 | Landmark Bancorp | 187.97 Bn | 187.94 Bn | - | 28.90% |
| 7 | NatWest | 144.82 Bn | -51.17 Bn | - | 32.86% |
| 8 | Pnc Financial Services | 101.80 Bn | 101.80 Bn | - | 27.35% |
| 9 | Us Bancorp | 99.51 Bn | 99.51 Bn | - | 31.10% |
| 10 | Axos Financial | 5.45 Bn | 4.09 Bn | - | 31.79% |
Historic Data
Download Data| Date | Value |
|---|---|
| Mar 31, 2026 | 31.79% |
| Dec 31, 2025 | 33.34% |
| Sep 30, 2025 | 34.74% |
| Jun 30, 2025 | 34.43% |
| Mar 31, 2025 | 34.07% |
| Dec 31, 2024 | 34.00% |
| Sep 30, 2024 | 35.04% |
| Jun 30, 2024 | 36.65% |
| Mar 31, 2024 | 37.56% |
| Dec 31, 2023 | 43.03% |
| Sep 30, 2023 | 33.64% |
| Jun 30, 2023 | 37.41% |
| Mar 31, 2023 | 34.53% |
| Dec 31, 2022 | 35.73% |
| Sep 30, 2022 | 34.38% |
| Jun 30, 2022 | 30.37% |
| Mar 31, 2022 | 57.86% |
| Dec 31, 2021 | 34.47% |
| Sep 30, 2021 | 58.70% |
| Jun 30, 2021 | 34.24% |