Axos Financial (AX) Net Margin (2010 - 2026)
Axos Financial (AX) recorded quarterly Net Margin of 31.79% in Q1 2026, down 4.67% quarter-over-quarter from 33.34% in Q4 2025, and down 228.0% on a YoY basis from 24.83% in Q1 2025.
Axos Financial (AX) Net Margin (2010 - 2026) Analysis & Trends
Axos Financial's Net Margin history runs 17 years deep, the most recent figure standing at 31.79% for Q1 2026.
- In Q1 2026, Net Margin fell 228.0% year-over-year to 31.79%; the TTM figure through Mar 2026 stood at 33.48% (down 129.0% YoY), while the FY2025 annual figure was 34.39%, down 362.0% from the prior year.
- Net Margin was 31.79% for Q1 2026 at Axos Financial, down from 33.34% in the prior quarter.
- In the past five years, Net Margin ranged from a high of 43.03% in Q4 2023 to a low of 28.12% in Q3 2022.
- Historically, Net Margin has averaged 34.57% across 5 years, with a median of 34.53% in 2023.
- The sharpest annual moves came in 2023 and 2024: Net Margin surged 730 bps in 2023, then sank 903 bps in 2024.
- A 5-year view of Net Margin shows it stood at 35.73% in 2022, then rose by 20 bps to 43.03% in 2023, then fell by 21 bps to 34.0% in 2024, then dropped by 2 bps to 33.34% in 2025, then declined by 5 bps to 31.79% in 2026.
- The last three Net Margin figures came in at 31.79% (Q1 2026), 33.34% (Q4 2025), and 34.74% (Q3 2025), per Business Quant data.
Peer Comparison
| # | Company | Market Cap | Enterprise Value | Gross Profit (Qtr) | Net Margin (Qtr) |
|---|---|---|---|---|---|
| 1 | Bank Of Chile | 97,765.53 Bn | 97,765.53 Bn | - | - |
| 2 | Bank Bradesco | 6,846.93 Bn | 6,830.99 Bn | - | - |
| 3 | Lloyds Banking | 384.13 Bn | 384.40 Bn | - | 27.26% |
| 4 | First Capital | 215.78 Bn | 215.63 Bn | - | 251.45% |
| 5 | Itau Unibanco Holding | 202.78 Bn | 202.78 Bn | - | - |
| 6 | Landmark Bancorp | 180.37 Bn | 180.34 Bn | - | 26.97% |
| 7 | NatWest | 168.65 Bn | -51.67 Bn | - | 32.86% |
| 8 | Shinhan Financial | 136.54 Bn | 104.11 Bn | - | 5,788,021.18% |
| 9 | Mizuho Financial | 112.02 Bn | 112.56 Bn | - | -157.25% |
| 10 | Axos Financial | 5.10 Bn | 3.94 Bn | - | 31.79% |
Historic Data
Download Data| Date | Value |
|---|---|
| Mar 31, 2026 | 31.79% |
| Dec 31, 2025 | 33.34% |
| Sep 30, 2025 | 34.74% |
| Jun 30, 2025 | 34.43% |
| Mar 31, 2025 | 34.07% |
| Dec 31, 2024 | 34.00% |
| Sep 30, 2024 | 35.03% |
| Jun 30, 2024 | 36.05% |
| Mar 31, 2024 | 37.56% |
| Dec 31, 2023 | 43.03% |
| Sep 30, 2023 | 33.64% |
| Jun 30, 2023 | 36.94% |
| Mar 31, 2023 | 34.53% |
| Dec 31, 2022 | 35.73% |
| Sep 30, 2022 | 28.12% |
| Jun 30, 2022 | 30.07% |
| Mar 31, 2022 | 34.67% |
| Dec 31, 2021 | 34.47% |
| Sep 30, 2021 | 34.73% |
| Jun 30, 2021 | 34.24% |