Axos Financial (AX) Net Margin (2010 - 2026)
Axos Financial (AX) posted quarterly Net Margin of 31.79% for Q1 2026, down 228.0% year-over-year from 24.83% in Q1 2025, and down 4.67% quarter-over-quarter from 33.34% in Q4 2025.
Axos Financial (AX) Net Margin (2010 - 2026) Analysis & Trends
Axos Financial's Net Margin history runs 17 years deep, the most recent figure standing at 31.79% for Q1 2026.
- In Q1 2026, Net Margin fell 228.0% year-over-year to 31.79%; the TTM figure through Mar 2026 stood at 33.5% (down 123.0% YoY), while the FY2025 annual figure was 34.39%, down 377.0% from the prior year.
- Net Margin for Q1 2026 stood at 31.79%, down from 33.34% in the prior quarter.
- The five-year high for Net Margin was 57.86% in Q1 2022, with the low at 30.37% in Q2 2022.
- The 5-year median for Net Margin is 34.53% (2023), against an average of 36.35%.
- Peak annual rise in Net Margin reached 2424 bps in 2022, while the deepest fall reached 2431 bps in 2022.
- Axos Financial's Net Margin stood at 35.73% in 2022, then increased by 20 bps to 43.03% in 2023, then declined by 21 bps to 34.0% in 2024, then slipped by 2 bps to 33.34% in 2025, then dropped by 5 bps to 31.79% in 2026.
- Business Quant data shows AX's Net Margin at 31.79% in Q1 2026, 33.34% in Q4 2025, and 34.74% in Q3 2025.
Peer Comparison
| # | Company | Market Cap | Enterprise Value | Gross Profit (Qtr) | Net Margin (Qtr) |
|---|---|---|---|---|---|
| 1 | Hdfc Bank | 119.58 Bn | 83.39 Bn | - | - |
| 2 | Pnc Financial Services | 97.75 Bn | 97.75 Bn | - | 28.41% |
| 3 | Us Bancorp | 96.33 Bn | 96.33 Bn | - | 27.30% |
| 4 | Lloyds Banking | 93.61 Bn | 93.91 Bn | - | - |
| 5 | NatWest | 73.86 Bn | -145.23 Bn | - | 38.78% |
| 6 | Deutsche Bank Aktiengesellschaft | 71.72 Bn | -81.60 Bn | - | 25.60% |
| 7 | Nu Holdings | 68.51 Bn | 54.82 Bn | 2.35 Bn | 25.60% |
| 8 | Truist Financial | 61.69 Bn | 61.69 Bn | - | 28.85% |
| 9 | Fifth Third Bancorp | 49.73 Bn | 26.00 Bn | - | 23.30% |
| 10 | Axos Financial | 5.45 Bn | 4.09 Bn | - | 31.79% |
Historic Data
Download Data| Date | Value |
|---|---|
| Mar 31, 2026 | 31.79% |
| Dec 31, 2025 | 33.34% |
| Sep 30, 2025 | 34.74% |
| Jun 30, 2025 | 34.53% |
| Mar 31, 2025 | 34.07% |
| Dec 31, 2024 | 34.00% |
| Sep 30, 2024 | 35.04% |
| Jun 30, 2024 | 35.86% |
| Mar 31, 2024 | 37.56% |
| Dec 31, 2023 | 43.03% |
| Sep 30, 2023 | 33.64% |
| Jun 30, 2023 | 37.41% |
| Mar 31, 2023 | 34.53% |
| Dec 31, 2022 | 35.73% |
| Sep 30, 2022 | 34.38% |
| Jun 30, 2022 | 30.37% |
| Mar 31, 2022 | 57.86% |
| Dec 31, 2021 | 34.47% |
| Sep 30, 2021 | 58.70% |
| Jun 30, 2021 | 34.24% |