Balance Sheet
Cash Flow Statement
Daily Values
Growth Metrics
Income Statement
Others
Ratios
Asset Utilization RatioAssets AverageDebt RatioDebt to EquityEBIT MarginEBITDA MarginEBT MarginEnterprise ValueEquity AverageEquity RatioFCF MarginFCF Payout RatioInterest Coverage RatioInvested CapitalNet MarginReturn on AssetsReturn on EquityReturn on Invested CapitalReturn on SalesTimes Interest Earned

Ames National (ATLO) Interest Coverage Ratio (2017 - 2025)

Ames National has reported Interest Coverage Ratio over the past 9 years, most recently at 2.12 for Q4 2025.

  • Quarterly results put Interest Coverage Ratio at 2.12 for Q4 2025, up 43.56% from a year ago — trailing twelve months through Dec 2025 was 1.76 (up 32.75% YoY), and the annual figure for FY2025 was 0.16, up 133.4%.
  • Interest Coverage Ratio for Q4 2025 was 2.12 at Ames National, up from 1.73 in the prior quarter.
  • Over the last five years, Interest Coverage Ratio for ATLO hit a ceiling of 9.3 in Q3 2021 and a floor of 1.27 in Q2 2024.
  • Median Interest Coverage Ratio over the past 5 years was 1.72 (2025), compared with a mean of 3.53.
  • Biggest five-year swings in Interest Coverage Ratio: surged 163.28% in 2021 and later tumbled 78.79% in 2023.
  • Ames National's Interest Coverage Ratio stood at 8.38 in 2021, then crashed by 71.68% to 2.37 in 2022, then plummeted by 46.13% to 1.28 in 2023, then rose by 15.36% to 1.48 in 2024, then skyrocketed by 43.56% to 2.12 in 2025.
  • The last three reported values for Interest Coverage Ratio were 2.12 (Q4 2025), 1.73 (Q3 2025), and 1.7 (Q2 2025) per Business Quant data.