Ames National (ATLO) Interest Coverage Ratio (2010 - 2026)
Ames National (ATLO) posted quarterly Interest Coverage Ratio of 1.26 for Q1 2026, up 14.21% year-over-year from 1.1 in Q1 2025, and down 40.72% quarter-over-quarter from 2.12 in Q4 2025.
Ames National (ATLO) Interest Coverage Ratio (2010 - 2026) Analysis & Trends
Ames National's Interest Coverage Ratio history runs 17 years deep, the most recent figure standing at 1.26 for Q1 2026.
- In Q1 2026, Interest Coverage Ratio rose 14.21% year-over-year to 1.26; the TTM figure through Mar 2026 stood at 4.32 (up 11.39% YoY), while the FY2025 annual figure was 1.74, up 41.21% from the prior year.
- Interest Coverage Ratio for Q1 2026 stood at 1.26, down from 2.12 in the prior quarter.
- The five-year high for Interest Coverage Ratio was 2.29 in Q4 2022, with the low at 1.04 in Q2 2023.
- The 5-year median for Interest Coverage Ratio is 1.1 (2025), against an average of 1.26.
- The sharpest annual moves came in 2022 and 2025: Interest Coverage Ratio tumbled 71.25% in 2022, then surged 43.56% in 2025.
- Ames National's Interest Coverage Ratio stood at 2.29 in 2022, then sank by 47.22% to 1.21 in 2023, then climbed by 21.89% to 1.48 in 2024, then surged by 43.56% to 2.12 in 2025, then tumbled by 40.72% to 1.26 in 2026.
- Business Quant data shows ATLO's Interest Coverage Ratio at 1.26 in Q1 2026, 2.12 in Q4 2025, and 1.19 in Q3 2025.
Peer Comparison
| # | Company | Market Cap | Enterprise Value | Gross Profit (Qtr) | Interest Cover (Qtr) |
|---|---|---|---|---|---|
| 1 | Hdfc Bank | 120.89 Bn | 84.69 Bn | - | - |
| 2 | Pnc Financial Services | 97.65 Bn | 97.65 Bn | - | 2.00 |
| 3 | Us Bancorp | 95.97 Bn | 95.97 Bn | - | 1.84 |
| 4 | Lloyds Banking | 93.61 Bn | 93.91 Bn | - | - |
| 5 | NatWest | 74.78 Bn | -144.31 Bn | - | 0.27 |
| 6 | Deutsche Bank Aktiengesellschaft | 72.01 Bn | -81.30 Bn | - | 1.49 |
| 7 | Nu Holdings | 71.04 Bn | 57.36 Bn | 2.35 Bn | - |
| 8 | Truist Financial | 61.56 Bn | 61.56 Bn | - | 1.77 |
| 9 | Fifth Third Bancorp | 49.63 Bn | 25.91 Bn | - | 1.90 |
| 10 | Ames National | 277.94 Mn | 170.70 Mn | - | 2.12 |
Historic Data
Download Data| Date | Value |
|---|---|
| Jun 30, 2026 | 1.28 |
| Mar 31, 2026 | 1.26 |
| Dec 31, 2025 | 2.12 |
| Sep 30, 2025 | 1.19 |
| Jun 30, 2025 | 1.16 |
| Mar 31, 2025 | 1.10 |
| Dec 31, 2024 | 1.48 |
| Sep 30, 2024 | 1.07 |
| Jun 30, 2024 | 1.04 |
| Mar 31, 2024 | 1.04 |
| Dec 31, 2023 | 1.21 |
| Sep 30, 2023 | 1.04 |
| Jun 30, 2023 | 1.04 |
| Mar 31, 2023 | 1.05 |
| Dec 31, 2022 | 2.29 |
| Sep 30, 2022 | 1.07 |
| Jun 30, 2022 | 1.09 |
| Mar 31, 2022 | 1.15 |
| Dec 31, 2021 | 7.64 |
| Sep 30, 2021 | 3.73 |