Atlanticus Holdings (ATLCP) Loans - Loss Allowance (2015 - 2025)
Atlanticus Holdings (ATLCP) recorded quarterly Loans - Loss Allowance of $4.9 million in Q2 2025, down 54.21% quarter-over-quarter from $10.7 million in Q1 2025, and up 104.17% on a YoY basis from $2.4 million in Q2 2024.
Atlanticus Holdings (ATLCP) Loans - Loss Allowance (2015 - 2025) Analysis & Trends
Atlanticus Holdings' Loans - Loss Allowance history runs 11 years deep, the most recent figure standing at $4.9 million for Q2 2025.
- In Q2 2025, Loans - Loss Allowance rose 104.17% year-over-year to $4.9 million; the TTM figure through Jun 2025 stood at $4.9 million (up 104.17% YoY), while the FY2024 annual figure was $10.8 million, up 500.0% from the prior year.
- Loans - Loss Allowance was $4.9 million for Q2 2025 at Atlanticus Holdings, down from $10.7 million in the prior quarter.
- In the past five years, Loans - Loss Allowance ranged from a high of $105.9 million in Q1 2021 to a low of $1.6 million in Q1 2022.
- Historically, Loans - Loss Allowance has averaged $23.9 million across 5 years, with a median of $2.9 million in 2024.
- The sharpest annual moves came in 2022 and 2024: Loans - Loss Allowance plunged 98.49% in 2022, then soared 500.0% in 2024.
- A 5-year view of Loans - Loss Allowance shows it stood at $57.2 million in 2021, then sank by 96.85% to $1.8 million in 2022, then changed by 0.0% to $1.8 million in 2023, then jumped by 500.0% to $10.8 million in 2024, then sank by 54.63% to $4.9 million in 2025.
- The last three Loans - Loss Allowance figures came in at $4.9 million (Q2 2025), $10.7 million (Q1 2025), and $10.8 million (Q4 2024), per Business Quant data.
Peer Comparison
| # | Company | Market Cap | Enterprise Value | Gross Profit (Qtr) | Loans - Loss Allowance (Qtr) |
|---|---|---|---|---|---|
| 1 | Visa | 541.66 Bn | 529.25 Bn | - | - |
| 2 | Mastercard | 437.55 Bn | 427.34 Bn | - | - |
| 3 | American Express | 212.80 Bn | 158.76 Bn | 17.43 Bn | - |
| 4 | Capital One Financial | 112.47 Bn | 35.97 Bn | - | 23.63 Bn |
| 5 | PayPal Holdings | 37.70 Bn | 28.36 Bn | 7.84 Bn | - |
| 6 | Synchrony Financial | 24.26 Bn | 3.70 Bn | - | 10.40 Bn |
| 7 | Affirm Holdings | 21.24 Bn | 19.51 Bn | 261.64 Mn | 512.31 Mn |
| 8 | SoFi Technologies | 20.46 Bn | 17.06 Bn | 929.25 Mn | - |
| 9 | Ally Financial | 13.30 Bn | 12.86 Bn | 1.98 Bn | 3.54 Bn |
| 10 | Atlanticus Holdings | - | - | 144.79 Mn | - |
Historic Data
Download Data| Date | Value |
|---|---|
| Jun 30, 2025 | 4.90 Mn |
| Mar 31, 2025 | 10.70 Mn |
| Dec 31, 2024 | 10.80 Mn |
| Jun 30, 2024 | 2.40 Mn |
| Mar 31, 2024 | 3.40 Mn |
| Dec 31, 2023 | 1.80 Mn |
| Sep 30, 2023 | 1.83 Mn |
| Jun 30, 2023 | 1.70 Mn |
| Mar 31, 2023 | 1.70 Mn |
| Sep 30, 2022 | 1.80 Mn |
| Jun 30, 2022 | 1.60 Mn |
| Mar 31, 2022 | 1.60 Mn |
| Dec 31, 2021 | 57.20 Mn |
| Sep 30, 2021 | 80.03 Mn |
| Jun 30, 2021 | 95.18 Mn |
| Mar 31, 2021 | 105.88 Mn |
| Dec 31, 2020 | 124.96 Mn |
| Sep 30, 2020 | 125.92 Mn |
| Jun 30, 2020 | 158.09 Mn |
| Mar 31, 2020 | 186.91 Mn |