Atlanticus Holdings (ATLC) Free Cash Flow (2010 - 2026)
Atlanticus Holdings (ATLC) recorded Free Cash Flow of $276.86 million in Q2 2026, up 112.1% from $130.55 million a year earlier but down 3.2% from the prior quarter.
Atlanticus Holdings (ATLC) Free Cash Flow (2010 - 2026) Analysis & Trends
On a TTM basis, Atlanticus Holdings' Free Cash Flow came in at $936.46 million as of Jun 30, 2026, up 90.0% year-over-year; for FY2025, it came in at $632.94 million, up 35.4% from FY2024.
- Annual Free Cash Flow has increased for four straight years, with a five-year compound annual growth rate of 24.5% (FY2020 to FY2025).
- Across earlier years, Free Cash Flow came in at $467.62 million in FY2024 (+2.7%), $455.33 million in FY2023 (+32.8%), $342.78 million in FY2022 (+67.0%) and $205.28 million in FY2021 (-3.2%).
- Quarterly Free Cash Flow has ranged from $14.83 million in Q3 2021 to $286.1 million in Q1 2026 over the past five years.
- On a year-over-year basis, Free Cash Flow has increased for three consecutive quarters, with growth averaging 44.8% over the last eight quarters.
- Peak year-over-year performance for Free Cash Flow in the last five years was growth of 522.8% in Q3 2022, against a decline of 76.8% in Q3 2021 at the low end.
- Per Business Quant, the preceding three quarters came in at $286.1 million (Q1 2026), $266.11 million (Q4 2025) and $107.39 million (Q3 2025).
Peer Comparison
| # | Company | Market Cap | Enterprise Value | Gross Profit (Qtr) | FCF (Qtr) |
|---|---|---|---|---|---|
| 1 | Rocket Companies | 44.05 Bn | 29.73 Bn | - | -1.25 Bn |
| 2 | Orix | 40.96 Bn | 10.18 Bn | 12.74 Bn | - |
| 3 | Royalty Pharma | 36.72 Bn | 36.63 Bn | - | 728.46 Mn |
| 4 | Affirm Holdings | 23.63 Bn | 17.32 Bn | - | 229.29 Mn |
| 5 | Federal National Mortgage Association Fannie Mae | 23.47 Bn | 23.47 Bn | - | 9.25 Bn |
| 6 | Synchrony Financial | 22.90 Bn | -44.72 Bn | - | 2.50 Bn |
| 7 | Royal Gold | 19.26 Bn | 18.48 Bn | 390.45 Mn | 285.12 Mn |
| 8 | Annaly Capital Management | 13.77 Bn | 4.86 Bn | - | 1.62 Bn |
| 9 | Ares Capital | 13.38 Bn | 10.82 Bn | - | 336.00 Mn |
| 10 | Atlanticus Holdings | 1.31 Bn | -853.75 Mn | 686.46 Mn | 276.86 Mn |
Historic Data
| Date | Value |
|---|---|
| Jun 30, 2026 | 276.86 Mn |
| Mar 31, 2026 | 286.10 Mn |
| Dec 31, 2025 | 266.11 Mn |
| Sep 30, 2025 | 107.39 Mn |
| Jun 30, 2025 | 130.55 Mn |
| Mar 31, 2025 | 128.89 Mn |
| Dec 31, 2024 | 121.01 Mn |
| Sep 30, 2024 | 112.30 Mn |
| Jun 30, 2024 | 115.58 Mn |
| Mar 31, 2024 | 118.73 Mn |
| Dec 31, 2023 | 132.58 Mn |
| Sep 30, 2023 | 116.75 Mn |
| Jun 30, 2023 | 107.06 Mn |
| Mar 31, 2023 | 98.93 Mn |
| Dec 31, 2022 | 98.44 Mn |
| Sep 30, 2022 | 92.34 Mn |
| Jun 30, 2022 | 71.33 Mn |
| Mar 31, 2022 | 80.67 Mn |
| Dec 31, 2021 | 66.03 Mn |
| Sep 30, 2021 | 14.83 Mn |
Atlanticus Holdings Free Cash Flow API
Pull this series into your own models, spreadsheets and apps with the Business Quant
Historical Metrics API. The request below matches the chart above — change the
frequency, period or values and it follows. Swap YOUR_API_KEY for your own key.
https://data.businessquant.com/historic?slug=free-cash-flow&ticker=ATLC&period=max&api_key=YOUR_API_KEY
import requests
url = "https://data.businessquant.com/historic"
params = {"slug": "free-cash-flow", "ticker": "ATLC", "period": "max", "api_key": "YOUR_API_KEY"}
data = requests.get(url, params=params).json()
const res = await fetch("https://data.businessquant.com/historic?slug=free-cash-flow&ticker=ATLC&period=max&api_key=YOUR_API_KEY");
const data = await res.json();