Affirm Holdings (AFRM) Return on Equity [ROE] (2021 - 2026)
Affirm Holdings (AFRM) reported Return on Equity [ROE] of 41.65% for fiscal Q4 2026 (quarter ended Jun 30, 2026), up 39.89 percentage points from 1.76% a year earlier and up 31.22 percentage points from the prior quarter.
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Analysis
Affirm Holdings (AFRM) Return on Equity [ROE] (2021 - 2026) Analysis & Trends
For FY2026 (ended Jun 30, 2026), Affirm Holdings posted Return on Equity [ROE] of 45.13%, up 43.33 percentage points from FY2025.
- Return on Equity [ROE] has increased for three consecutive fiscal years, with a five-year change of +85.07 percentage points (FY2021 to FY2026).
- By fiscal year, Return on Equity [ROE] came in at 1.80% in FY2025 (+21.46 pp), -19.66% in FY2024 (+18.58 pp), -38.25% in FY2023 (-11.01 pp) and -27.24% in FY2022 (+12.70 pp).
- The fiscal Q4 2026 figure ranks as the highest quarterly Return on Equity [ROE] in data going back to fiscal Q3 2021.
- Year over year, Return on Equity [ROE] has now increased in each of the last 11 quarters, with an average year-over-year change of +22.15 percentage points over the last eight quarters.
- The high point for year-over-year Return on Equity [ROE] in five years was fiscal Q4 2026 (a gain of 39.89 percentage points); the low point was fiscal Q3 2023 (a drop of 12.91 percentage points).
- Per Business Quant data, the three fiscal quarters before Q4 2026 came in at 10.43% (Q3 2026), 8.25% (Q2 2026) and 7.32% (Q1 2026).
Peer Set
Peer Comparison
| # | Company | Market Cap | Enterprise Value | Gross Profit (Qtr) | ROE (Qtr) |
|---|---|---|---|---|---|
| 1 | Rocket Companies | 42.82 Bn | 31.64 Bn | - | 5.45% |
| 2 | Orix | 38.85 Bn | 7.58 Bn | 12.74 Bn | 14.08% |
| 3 | Royalty Pharma | 30.02 Bn | 27.40 Bn | - | 11.98% |
| 4 | Federal National Mortgage Association Fannie Mae | 26.05 Bn | 26.05 Bn | - | 13.05% |
| 5 | Synchrony Financial | 23.55 Bn | -44.08 Bn | - | 19.93% |
| 6 | Affirm Holdings | 23.27 Bn | 16.32 Bn | - | 35.84% |
| 7 | Royal Gold | 22.53 Bn | 21.71 Bn | 390.45 Mn | 9.87% |
| 8 | Annaly Capital Management | 14.32 Bn | 5.27 Bn | - | 6.91% |
| 9 | Ares Capital | 13.77 Bn | 11.52 Bn | - | - |
| 10 | Federal Home Loan Mortgage | 12.90 Bn | -5.77 Bn | - | 16.89% |
Historic Data
Download Data
Historic Data
| Date | Value |
|---|---|
| Sep 30, 2026 | 35.84% |
| Jun 30, 2026 | 41.65% |
| Mar 31, 2026 | 10.43% |
| Dec 31, 2025 | 8.25% |
| Sep 30, 2025 | 7.32% |
| Jun 30, 2025 | 1.76% |
| Mar 31, 2025 | -2.20% |
| Dec 31, 2024 | -7.08% |
| Sep 30, 2024 | -16.03% |
| Jun 30, 2024 | -19.34% |
| Mar 31, 2024 | -25.81% |
| Dec 31, 2023 | -28.85% |
| Sep 30, 2023 | -35.52% |
| Jun 30, 2023 | -39.06% |
| Mar 31, 2023 | -38.47% |
| Dec 31, 2022 | -32.12% |
| Sep 30, 2022 | -25.17% |
| Jun 30, 2022 | -27.24% |
| Mar 31, 2022 | -25.55% |
| Dec 31, 2021 | -36.19% |
API Access
Affirm Holdings Return on Equity [ROE] API
Pull this series into your own models, spreadsheets and apps with the Business Quant
Historical Metrics API. The request below matches the chart above — change the
frequency, period or values and it follows. Swap YOUR_API_KEY for your own key.
https://data.businessquant.com/historic?slug=return-on-equity-%5Broe%5D&ticker=AFRM&period=max&api_key=YOUR_API_KEYimport requests
url = "https://data.businessquant.com/historic"
params = {"slug": "return-on-equity-[roe]", "ticker": "AFRM", "period": "max", "api_key": "YOUR_API_KEY"}
data = requests.get(url, params=params).json()const res = await fetch("https://data.businessquant.com/historic?slug=return-on-equity-%5Broe%5D&ticker=AFRM&period=max&api_key=YOUR_API_KEY");
const data = await res.json();